About Michelle
Proudly serving clients across Arkansas, Kansas, Missouri, Oklahoma and Texas.
I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Realtors! Announcing Our: Real Estate Realities Masterminds
On 10/21/2026 at 2:00 pm
In a crowded market, doing great work is not always enough. People also need to understand what makes working with you different. Join me for Real Estate Realities: Jumpstart Your 2027 with Lance Pendleton on October 21 at 2 p.m. ET. Lance will share how to: - Create messaging that cuts through industry noise - Build a business around what clients truly need - Deliver an experience people remember and want to refer See you there!
Borrower Testimonials
She was very informative and respectful helped me alot through the home buying experience would highly recommend her.
She is truly the best!
Michelle was very professional, kind and knowledgeable in real estate. This was a very smooth process.
Michelle was a life saver. She was on everything and provide much needed information that kept us on track..♥️♥️♥️
Michelle Owens was the most personable, knowledgeable lady I have ever had the pleasure of working with. I felt a kindred the first time I communicated with her. She is a jewel!
This entire process was perfectly executed to close my refi on my house. Michelle is prompt, warm, reassuring, very kind and very professional. I couldn't have asked for any better help from anyone. I will continue to refer to her and will always call her first, for any and all future financial needs. I had no idea how easy that someone that knows ...
Great communication and response time
Michelle made the whole process as effortless as possible. She is very quick to respond to questions and just over all made it a great experience. I have referred people to her and will continue to do so, she’s fantastic.
She was very prompt with getting the work done and answered all our questions in a timely manner. Very pleased with the service we received.
Michelle made the experience great by making me feel like we have been friends for a long time. She is filled with knowledge, and explained everything with great detail. I look forward to doing business with her in the future.
Michelle was tremendous from the very beginning and kept me informed every step. You are in good hands with her!
Michell never ignored our calls or questions. Always very helpful and kind.
Michelle made the whole process very painless. We knew before we even moved to Wichita that we were pre approved.
I was always notified every step of the process and ally questions were answered. Especially since this was my first homebuying experience.
Open communication and prompt answers and education for first time home buyer.
Michelle is a great person and has been very helpful with informing me of everything I need and what the plans are!!
Michelle is so professional and we very much enjoy her and value her knowledge in the mortgage industry!
I can’t imagine working with someone else! Michelle is knowledgeable, patient and kind with a fabulous laugh! We have complete trust with her handling our mortgage needs!
She went above and beyond helping me with the loan process. She’s very personable.
Michelle was great at explaining every detail every step of the way! She had prompt solutions to any hiccups we had. Michelle communicates extremely well and was always so kind in any interaction! We are so glad we had her as our loan officer!
Michelle went above and beyond to make the process easy and worry free
Michelle was very great with answering any questions we had, always got back to us in a timely manner. Great overall experience!
Michelle made this process very easy for me when I was stressed about it. She always answered any questions or concerns I had. Excellent communicator and very kindly.
Michelle was very promote and easy to work with. She made my loan experience very pleasant.
Michelle has helped me on my last few home purchases. She is wonderful to work with, always quick to respond to any questions or concerns. I won't go anywhere else for assistance.
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