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Proudly serving clients across Arkansas, Kansas, Missouri, Oklahoma and Texas.
I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Rating: 5.0 out of 5.0 from API Michelle was SUPER helpful, knowledgeable and quick to respond. My husband and I tried previously to refinance our home with another Mortgage lender that was a horrible experience, but when I met Michelle she was so reassuring and put our mind at ease. Michelle made our experience very easy and pain free, she is the absolute best! I will definitel... STEPHANIEKS Jul 31
Michelle was SUPER helpful, knowledgeable and quick to respond. My husband and I tried previously to refinance our home with another Mortgage lender that was a horrible experience, but when I met Michelle she was so reassuring and put our mind at ease. Michelle made our experience very easy and pain free, she is the absolute best! I will definitel...
Rating: 4.0 out of 5.0 from API Let the client know that they have all of the paperwork that’s needed for the closing of the house!!! LISAOK Jul 31
Let the client know that they have all of the paperwork that’s needed for the closing of the house!!!
Rating: 5.0 out of 5.0 from API Michelle was very professional, kind and knowledgeable in real estate. This was a very smooth process. MATHEWOK Jul 31
Michelle was very professional, kind and knowledgeable in real estate. This was a very smooth process.
Rating: 5.0 out of 5.0 from API Michelle was a life saver. She was on everything and provide much needed information that kept us on track..♥️♥️♥️ LARAINETX Jul 31
Michelle was a life saver. She was on everything and provide much needed information that kept us on track..♥️♥️♥️
Rating: 5.0 out of 5.0 from API Michelle Owens was the most personable, knowledgeable lady I have ever had the pleasure of working with. I felt a kindred the first time I communicated with her. She is a jewel! CHERYLKS Jul 31
Michelle Owens was the most personable, knowledgeable lady I have ever had the pleasure of working with. I felt a kindred the first time I communicated with her. She is a jewel!
Rating: 5.0 out of 5.0 from API This entire process was perfectly executed to close my refi on my house. Michelle is prompt, warm, reassuring, very kind and very professional. I couldn't have asked for any better help from anyone. I will continue to refer to her and will always call her first, for any and all future financial needs. I had no idea how easy that someone that knows ... CHERIKS Jul 31
This entire process was perfectly executed to close my refi on my house. Michelle is prompt, warm, reassuring, very kind and very professional. I couldn't have asked for any better help from anyone. I will continue to refer to her and will always call her first, for any and all future financial needs. I had no idea how easy that someone that knows ...
Rating: 5.0 out of 5.0 from API Great communication and response time ALEJANDROKS Jul 31
Great communication and response time
Rating: 5.0 out of 5.0 from API Michelle made the whole process as effortless as possible. She is very quick to respond to questions and just over all made it a great experience. I have referred people to her and will continue to do so, she’s fantastic. TREVISKS Jul 31
Michelle made the whole process as effortless as possible. She is very quick to respond to questions and just over all made it a great experience. I have referred people to her and will continue to do so, she’s fantastic.
Rating: 5.0 out of 5.0 from API She was very prompt with getting the work done and answered all our questions in a timely manner. Very pleased with the service we received. REBECCAOK Jul 31
She was very prompt with getting the work done and answered all our questions in a timely manner. Very pleased with the service we received.
Rating: 5.0 out of 5.0 from API Michelle made the experience great by making me feel like we have been friends for a long time. She is filled with knowledge, and explained everything with great detail. I look forward to doing business with her in the future. MATTHEWOK Jul 31
Michelle made the experience great by making me feel like we have been friends for a long time. She is filled with knowledge, and explained everything with great detail. I look forward to doing business with her in the future.
Rating: 5.0 out of 5.0 from API Michelle was tremendous from the very beginning and kept me informed every step. You are in good hands with her! GERALDKS Jul 31
Michelle was tremendous from the very beginning and kept me informed every step. You are in good hands with her!
Rating: 5.0 out of 5.0 from API Michell never ignored our calls or questions. Always very helpful and kind. JACOBKS Jul 31
Michell never ignored our calls or questions. Always very helpful and kind.
Rating: 5.0 out of 5.0 from API Michelle made the whole process very painless. We knew before we even moved to Wichita that we were pre approved. BENJAMINKS Jul 31
Michelle made the whole process very painless. We knew before we even moved to Wichita that we were pre approved.
Rating: 5.0 out of 5.0 from API I was always notified every step of the process and ally questions were answered. Especially since this was my first homebuying experience. LORIKS Jul 31
I was always notified every step of the process and ally questions were answered. Especially since this was my first homebuying experience.
Rating: 5.0 out of 5.0 from API Open communication and prompt answers and education for first time home buyer. JEFFREYAR Jul 31
Open communication and prompt answers and education for first time home buyer.
Rating: 5.0 out of 5.0 from API Michelle is a great person and has been very helpful with informing me of everything I need and what the plans are!! MIKAYLAKS Jul 31
Michelle is a great person and has been very helpful with informing me of everything I need and what the plans are!!
Rating: 5.0 out of 5.0 from API Michelle is so professional and we very much enjoy her and value her knowledge in the mortgage industry! CHARLESKS Jul 31
Michelle is so professional and we very much enjoy her and value her knowledge in the mortgage industry!
Rating: 5.0 out of 5.0 from API I can’t imagine working with someone else! Michelle is knowledgeable, patient and kind with a fabulous laugh! We have complete trust with her handling our mortgage needs! JEREMYKS Jul 31
I can’t imagine working with someone else! Michelle is knowledgeable, patient and kind with a fabulous laugh! We have complete trust with her handling our mortgage needs!
Rating: 5.0 out of 5.0 from API She went above and beyond helping me with the loan process. She’s very personable. SERENAKS Jul 31
She went above and beyond helping me with the loan process. She’s very personable.
Rating: 5.0 out of 5.0 from API Michelle was great at explaining every detail every step of the way! She had prompt solutions to any hiccups we had. Michelle communicates extremely well and was always so kind in any interaction! We are so glad we had her as our loan officer! ALBINOAR Jul 31
Michelle was great at explaining every detail every step of the way! She had prompt solutions to any hiccups we had. Michelle communicates extremely well and was always so kind in any interaction! We are so glad we had her as our loan officer!
Rating: 5.0 out of 5.0 from API Michelle went above and beyond to make the process easy and worry free PAULKS Jul 31
Michelle went above and beyond to make the process easy and worry free
Rating: 5.0 out of 5.0 from API Michelle was very great with answering any questions we had, always got back to us in a timely manner. Great overall experience! ASHLEYKS Jul 31
Michelle was very great with answering any questions we had, always got back to us in a timely manner. Great overall experience!
Rating: 5.0 out of 5.0 from API Michelle made this process very easy for me when I was stressed about it. She always answered any questions or concerns I had. Excellent communicator and very kindly. JOSEKS Jul 31
Michelle made this process very easy for me when I was stressed about it. She always answered any questions or concerns I had. Excellent communicator and very kindly.
Rating: 5.0 out of 5.0 from API Michelle was very promote and easy to work with. She made my loan experience very pleasant. ANTHONYKS Jul 31
Michelle was very promote and easy to work with. She made my loan experience very pleasant.
Rating: 5.0 out of 5.0 from API Michelle has helped me on my last few home purchases. She is wonderful to work with, always quick to respond to any questions or concerns. I won't go anywhere else for assistance. RICHARDKS Jul 31
Michelle has helped me on my last few home purchases. She is wonderful to work with, always quick to respond to any questions or concerns. I won't go anywhere else for assistance.