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I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Amazing communication and the best experience! Madison A Haddon Township, NJ February 03 Rating: 5.0 out of 5.0 from Encompass
Amazing communication and the best experience!
The process was extremely organized. There was always someone ready to explain the various steps to obtain our mortgage. James Joseph Philadelphia, PA January 21 Rating: 4.8 out of 5.0 from Encompass
The process was extremely organized. There was always someone ready to explain the various steps to obtain our mortgage.
So as u know I was a first time home buyer so I expected things to be drawn out & difficult & it was the very opposite. Everyone had patience with me even when I myself in a few cases were difficult. Things went so smoothly that I'm actually looking back & saying wow, so I wanna say thank u to everyone that help get me to this point, u all have rea... Shanbul Philadelphia, PA January 19 Rating: 5.0 out of 5.0 from Encompass
So as u know I was a first time home buyer so I expected things to be drawn out & difficult & it was the very opposite. Everyone had patience with me even when I myself in a few cases were difficult. Things went so smoothly that I'm actually looking back & saying wow, so I wanna say thank u to everyone that help get me to this point, u all have rea...
Michael was excellent. Process was simple. Wade Philadelphia, PA January 13 Rating: 5.0 out of 5.0 from Encompass
Michael was excellent. Process was simple.
Appreciate the patience and anytime availibility. Imhotep Philadelphia, PA December 25 Rating: 4.8 out of 5.0 from Encompass
Appreciate the patience and anytime availibility.
With this being my clients first home purchase the Michael and Joes team make the process incredibley simple and streamlined. Evenwhen my clients were wanting some clarification. I look forward to using them again in the future for next years real estate transactions. Ruben Philadelphia, PA December 24 Rating: 5.0 out of 5.0 from Encompass
With this being my clients first home purchase the Michael and Joes team make the process incredibley simple and streamlined. Evenwhen my clients were wanting some clarification. I look forward to using them again in the future for next years real estate transactions.
Don't miss our Real Estate Realities: Relationships Over Transactions live webinar! Most agents burn out chasing the next deal. But the ones who thrive? They build relationships that keep business coming to them. If you’ve ever felt like your follow-up game needs more follow-through, this one's for you! See you there
02/25/2026
2:00 pm