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I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Rating: 5.0 out of 5.0 from Encompass Great communication, patient with buyers, quickly got us to closing table RaneeSuffield, CT Aug 03
Great communication, patient with buyers, quickly got us to closing table
Rating: 5.0 out of 5.0 from Encompass Michael and his team are very high class professionals. I would highly recommend my friends and relatives to work with him. This is not our first mortgage together and at this point I can say that they can make even a very difficult mortgage happen ! Thank you very much, Michael StanislavWest Haven, CT Aug 03
Michael and his team are very high class professionals. I would highly recommend my friends and relatives to work with him. This is not our first mortgage together and at this point I can say that they can make even a very difficult mortgage happen ! Thank you very much, Michael
Rating: 5.0 out of 5.0 from Encompass Michael and his team made the entire process stress-free! Communication was outstanding, and every question we had was answered quickly. They were knowledgeable, responsive, and a pleasure to work with. We highly recommend Michael and his team! Andrea LoobySuffield, CT Jul 29
Michael and his team made the entire process stress-free! Communication was outstanding, and every question we had was answered quickly. They were knowledgeable, responsive, and a pleasure to work with. We highly recommend Michael and his team!
Rating: 5.0 out of 5.0 from google I highly recommend Michael Shea as a mortgage broker. His professionalism, deep industry knowledge, and dedication made the mortgage process smooth and stress-free. Michael clearly explained every step, promptly answered all my questions, and secured excellent terms for my mortgage. His friendly and approachable manner set him apart. If you need a ... Justin Sannicandro Jul 28
I highly recommend Michael Shea as a mortgage broker. His professionalism, deep industry knowledge, and dedication made the mortgage process smooth and stress-free. Michael clearly explained every step, promptly answered all my questions, and secured excellent terms for my mortgage. His friendly and approachable manner set him apart. If you need a ...
Rating: 5.0 out of 5.0 from google Mike was great to work with! Jesse Burke (Jesse) Jul 28
Mike was great to work with!
Rating: 5.0 out of 5.0 from Encompass Michael Shea was extremely helpful throughout this process, very understanding and thoughtful. Im easily stress, but he was patient with me. He never made me feel like a burden. Always picked up my phone call even though he was very busy at times..yet and still he listened to me go on and on and gavecme good advice and made me feel like he cared.... ValerieNew Britain, CT Jul 16
Michael Shea was extremely helpful throughout this process, very understanding and thoughtful. Im easily stress, but he was patient with me. He never made me feel like a burden. Always picked up my phone call even though he was very busy at times..yet and still he listened to me go on and on and gavecme good advice and made me feel like he cared....
Rating: 5.0 out of 5.0 from Encompass Michael Shea was an absolute pleasure to work with throughout this transaction. He was knowledgeable, responsive, and made the entire mortgage process seamless by keeping everyone informed every step of the way. I highly recommend Michael to anyone looking for a loan officer who genuinely cares about his clients and works tirelessly to ensure a smo... DEBTorrington, CT Jul 13
Michael Shea was an absolute pleasure to work with throughout this transaction. He was knowledgeable, responsive, and made the entire mortgage process seamless by keeping everyone informed every step of the way. I highly recommend Michael to anyone looking for a loan officer who genuinely cares about his clients and works tirelessly to ensure a smo...
Rating: 4.3 out of 5.0 from Encompass The representatives were helpful. RyanVernon, CT May 29
The representatives were helpful.
Rating: 5.0 out of 5.0 from google Mike is highly attentive and quick to respond. Nice to have during a stressful time. Tamatha Wolfel Apr 09
Mike is highly attentive and quick to respond. Nice to have during a stressful time.
Rating: 5.0 out of 5.0 from google Mike was great to work with! Jesse Burke (Jesse) Apr 09
Rating: 5.0 out of 5.0 from google Mike was great to work with. Was always available to answer any questions and made the mortgage process simple for us Curtis Topper Feb 17
Mike was great to work with. Was always available to answer any questions and made the mortgage process simple for us
Rating: 4.8 out of 5.0 from Encompass Really appreciated the custom videos going through all of the numbers . Was always available to answer any questions we had throughout the process CurtisSouthington, CT Feb 13
Really appreciated the custom videos going through all of the numbers . Was always available to answer any questions we had throughout the process
Rating: 5.0 out of 5.0 from Encompass knowlge and expertise as well as excellent communication! SilSouthington, CT Feb 13
knowlge and expertise as well as excellent communication!
Rating: 4.8 out of 5.0 from Encompass Michael was really wonderful about making sure I understood the process every step of the way. He worked with me in terms of how much house I could afford, and was a fantastic addition to my home buying team. AngelaColumbia, CT Feb 12
Michael was really wonderful about making sure I understood the process every step of the way. He worked with me in terms of how much house I could afford, and was a fantastic addition to my home buying team.
Rating: 5.0 out of 5.0 from Encompass I definitely recommend Mike! I reached out to him to get my client pre-approved, when other lenders stopped working with him due to non-compliance. Because this client was a bit challenging and needed frequent communication to get him the necessary information for pre-approval, Mike persisted and was able to help. His patience and determination pai... KathleenEnfield, CT Jan 29
I definitely recommend Mike! I reached out to him to get my client pre-approved, when other lenders stopped working with him due to non-compliance. Because this client was a bit challenging and needed frequent communication to get him the necessary information for pre-approval, Mike persisted and was able to help. His patience and determination pai...
Rating: 4.8 out of 5.0 from Encompass Michael's suppper, experience and knowledge sharing throughout the entire process was incredibly beneficial to putting us in a great spot for our new home. BrendanSimsbury, CT Jan 27
Michael's suppper, experience and knowledge sharing throughout the entire process was incredibly beneficial to putting us in a great spot for our new home.
Rating: 5.0 out of 5.0 from Encompass Mike was way to work with, friendly, knowledgeable, and made the whole process a ErikMiddletown, CT Jan 23
Mike was way to work with, friendly, knowledgeable, and made the whole process a
Rating: 5.0 out of 5.0 from Encompass Michael was communicative. He explained each step of the process and was available for any questions or concerns. The team at Annie Mac was fast and responsive . They worked together cohesively and truly cared about us as clients . TaraLebanon, CT Dec 30
Michael was communicative. He explained each step of the process and was available for any questions or concerns. The team at Annie Mac was fast and responsive . They worked together cohesively and truly cared about us as clients .
Rating: 5.0 out of 5.0 from google Michael Shea of Annie Mac Home Mortgage made my latest home buying experience so easy. Michael was there every step of the way. He was always available, answered all my questions, never made me feel uncomfortable for asking the same questions or when I just needed reassurance that the process was on track. Michael was professional, proactive, and p... Michele Henry Nov 19
Michael Shea of Annie Mac Home Mortgage made my latest home buying experience so easy. Michael was there every step of the way. He was always available, answered all my questions, never made me feel uncomfortable for asking the same questions or when I just needed reassurance that the process was on track. Michael was professional, proactive, and p...
Rating: 5.0 out of 5.0 from google Mike made the process easy to understand and made sure to check in at every step along the way. Would definitely recommend Annie Mac. Charles Gervase Nov 19
Mike made the process easy to understand and made sure to check in at every step along the way. Would definitely recommend Annie Mac.
Rating: 5.0 out of 5.0 from Encompass The process was fast and easy, the staff guided you through avery corner of the aplicacion. JoseHARTFORD, CT Nov 14
The process was fast and easy, the staff guided you through avery corner of the aplicacion.