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Proudly serving clients across Oklahoma.
I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Rating: 5.0 out of 5.0 from Encompass Mike went above & beyond to keep us updated and worked all hours to make sure everything was completed TracyVinita, OK Aug 02
Mike went above & beyond to keep us updated and worked all hours to make sure everything was completed
Rating: 4.8 out of 5.0 from Encompass Whenever there were questions, the response was quick. Good communication CariSKIATOOK, OK Jun 09
Whenever there were questions, the response was quick. Good communication
Rating: 5.0 out of 5.0 from Encompass They stayed with us the whole time, even thoughnour though our buyers lender was differen, and had multiple delays that carored carried for weeks. The team stuck with us and reassured us and let us know to reach out with any questions AndrewBROKEN ARROW, OK Jun 09
They stayed with us the whole time, even thoughnour though our buyers lender was differen, and had multiple delays that carored carried for weeks. The team stuck with us and reassured us and let us know to reach out with any questions
Rating: 5.0 out of 5.0 from Encompass Dispute the separation of my original loan officer, Michael Bichard didn't miss a beat and kept me updated and went above and beyond getting everything done and closed efficiently and made me feel at ease through the whole thing. Stephanie DawnCleveland, OK May 06
Dispute the separation of my original loan officer, Michael Bichard didn't miss a beat and kept me updated and went above and beyond getting everything done and closed efficiently and made me feel at ease through the whole thing.
Rating: 5.0 out of 5.0 from Encompass Thank you so much for all of the help you were great! DebraVINITA, OK Dec 08
Thank you so much for all of the help you were great!
Rating: 5.0 out of 5.0 from Encompass Michael was wonderful to work with, he was always in communication with me and helped creatively solve any issues that came up. My clients were really pleased as well so I will definately be referring my future clients to him. MandyLOCUST GROVE, OK Dec 01
Michael was wonderful to work with, he was always in communication with me and helped creatively solve any issues that came up. My clients were really pleased as well so I will definately be referring my future clients to him.
Rating: 5.0 out of 5.0 from Encompass Excellent communication for me and my client !!!! My clients were extreamly happy. I would highly recommend Mike to all my clients. BeckyVINITA, OK Nov 24
Excellent communication for me and my client !!!! My clients were extreamly happy. I would highly recommend Mike to all my clients.
Rating: 5.0 out of 5.0 from Encompass this was a long process for us all and i knew everything going on all the way to the finish line and mike had a listening ear an stayed on top of everything with explaining me through everything being a first time homeowner!! Kylea CMIAMI, OK Nov 22
this was a long process for us all and i knew everything going on all the way to the finish line and mike had a listening ear an stayed on top of everything with explaining me through everything being a first time homeowner!!