About Matt
Proudly serving clients across Maryland and Pennsylvania.
Matt Shallow is a dedicated mortgage professional committed to helping individuals and families navigate the home financing process with confidence. With years of experience in the mortgage industry, Matt takes a personalized, education-first approach to lending, helping clients understand their options and choose financing strategies that align with their goals. Matt specializes in down payment assistance programs, VA financing, first-time homebuyer solutions, and a wide range of conventional and government-backed mortgage options. He believes that every borrower’s situation is unique, and his goal is to make the mortgage process as straightforward, transparent, and stress-free as possible.
Beyond working directly with homebuyers, Matt has built strong relationships with real estate professionals and industry partners, creating a collaborative approach focused on communication, problem-solving, and getting clients to the closing table. He is passionate about being a trusted resource for both clients and referral partners—not just during the transaction, but throughout their homeownership journey. Matt is licensed to serve clients in Maryland and Pennsylvania and is committed to providing responsive service, honest guidance, and a high level of personal attention from application through closing.
Realtors! Announcing Our: Real Estate Realities Masterminds
On 10/21/2026 at 2:00 pm
In a crowded market, doing great work is not always enough. People also need to understand what makes working with you different. Join me for Real Estate Realities: Jumpstart Your 2027 with Lance Pendleton on October 21 at 2 p.m. ET. Lance will share how to: - Create messaging that cuts through industry noise - Build a business around what clients truly need - Deliver an experience people remember and want to refer See you there!
Borrower Testimonials
Was on top of everything and was very communicative and responsive. Also did well with explaining what's happening with each step and making sure things were clear and transparent and was what worked best for my needs.
Matt Shallow is always on top of every aspect of the transaction. He returns calls promptly and stays in contact with our clients. I highly recommend Matt .
Matt was amazing to have working this process for me of trying to purchase my first home, it took a long time to find one and a lot of time and work making up different loan estimates on many different properties to find the one!! Matt was amazing i appreciate him greatly!
Matt was exceptionally helpful, proactive, flexible, accomodating, experienced, & quick in all our dealings with him as regard our mortgage application. He would made the first call and respond immediately to any questions thru emails, phone calls and texts. He is the major person the mortgage journey looks friendly to us, always willing to help!
Matt was AMAZING! He came in as my third lender and immediately took on my case and was ready to tackle all obstacle with me. I was stressed out and frustrated at the fact that I hadn't had any progression in the process, but he reassured me that we were going to close and I believed him! From the tim...
Matt really helped with a very difficult situation and was instrumental in helping my client get the home he wanted in the time he wanted. When a problem arose Matt had all the answers!
Your team picked up where another lender had completely dropped the ball. You were able to get thie loan closed and really save the deal. You provided updates as much as possible and if we had questions concerns, you were right on it. Thank you so much for your professional expertise... we appreciate you!
He kept us updated on everything.Very friendly and easy to work with.
While the whole process is painstaking, Matt was with us all the way. Kept us updated throughout the whole process as well as Francesca, Lisa and anyone else I may have missed.
He is very personable and patient. He is a real people person. He wants to make the transaction workable for the customer. I was working with Matt for about a year and he was ready to help whenever possible.
I had the pleasure of working with Matt Shallow and I couldn't be more impressed with the experience. From the very beginning, their communication was outstanding. They were always available to answer any questions, kept me informed at every step, and made sure I never felt in the dark. What really blew me away was their efficiency—they not only ...
Matt Shallow helped me close 10 days early! Him and his team are absolutely phenomenal
Matt was absolutely the best from the very beginning!
He gave use all the tools we needed to make our home buying dream a reality and helped at every step to get approved for the home we wanted
Matt was very professional and helpful. whenever I had a question or didn't understand something he was right there to help sort though and make Sure I was fully informed And aware of any situation . Great person!!
helpful, personable, timely, competent
Matt carefully listened to all my questions and was forthcoming with pertinent information.
I appreciated his attendance at the settlement meeting, realizing he was not legally required to be there.
Matt has been part of my transactions long enough to know that every situation will be handled personally, professionally and with the utmost care. He’s a person to be relied on and I highly recommend him.
Matt was very informative and kind through the whole process. He was always available and made buying a home easier
Matt was always responsive and helped explain all parts during the buying process.
Matt was wonderful to work with from start to finish! I was impressed with his communication. I never had to call him to find out how things were going with the loan. He kept me updated throughout the whole process. And the loan was clear to close a week before settlement!
Super informative and quickly responded!
Another great settlement!
- View more testimonials on Experience.com & Zillow.com