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I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Rating: 5.0 out of 5.0 from google Good afternoon, Lisa, I’d like to thank you for following up. I spoke with Mr. Cooper‘s team yesterday and they did a modification for me and within the next two months I will be back on track with them. They do not know why I could not go pay my mortgage, but I think it has to do with going to the Cooper side. Once again, thank you not many pe... Peter May 15
Good afternoon, Lisa, I’d like to thank you for following up. I spoke with Mr. Cooper‘s team yesterday and they did a modification for me and within the next two months I will be back on track with them. They do not know why I could not go pay my mortgage, but I think it has to do with going to the Cooper side. Once again, thank you not many pe...
Rating: 5.0 out of 5.0 from google Michael Gerardi was absolutely incredible to work with. From start to finish, he was extremely helpful, knowledgeable in his field, quick to reply to our calls and emails, provided feedback and answers to all of our questions, and kept us in the loop every step of the way. As first time home buyers, my husband and I are very grateful for all of his... Lyndsey May 14
Michael Gerardi was absolutely incredible to work with. From start to finish, he was extremely helpful, knowledgeable in his field, quick to reply to our calls and emails, provided feedback and answers to all of our questions, and kept us in the loop every step of the way. As first time home buyers, my husband and I are very grateful for all of his...
Rating: 5.0 out of 5.0 from google CrossCountry Mortgage is an excellent mortgage company. The folks here are the best at what they do. Highly recommended! Thanks to Bruce Silva and his team especially for taking good care of our clients in the purchase of their home in N. Babylon! Great job. Thomas May 14
CrossCountry Mortgage is an excellent mortgage company. The folks here are the best at what they do. Highly recommended! Thanks to Bruce Silva and his team especially for taking good care of our clients in the purchase of their home in N. Babylon! Great job.
Rating: 5.0 out of 5.0 from google We’ve been house hunting for the last 3 years, thanks to Ralph Ranieri and staff’s expertise, they got us into the home of our dreams! Highly recommended! John May 08
We’ve been house hunting for the last 3 years, thanks to Ralph Ranieri and staff’s expertise, they got us into the home of our dreams! Highly recommended!
Rating: 5.0 out of 5.0 from facebook Mat Schreck did an excellent job! He is professional, trustworthy, diligent, and very knowledgeable. We will definitely use him again in the future. 😁 Lisa McCulley Apr 29
Mat Schreck did an excellent job! He is professional, trustworthy, diligent, and very knowledgeable. We will definitely use him again in the future. 😁
Rating: 5.0 out of 5.0 from google We worked with Pete F. and he went above and beyond! He was available at all times and all my questions were responded to in actual minutes. Cynthia Feb 10
We worked with Pete F. and he went above and beyond! He was available at all times and all my questions were responded to in actual minutes.
Rating: 5.0 out of 5.0 from google Had a great experience working with them. My loan officer Mike answered all my questions as they came up and made it a smooth process. Made a tough process much easier! Ryan Feb 10
Had a great experience working with them. My loan officer Mike answered all my questions as they came up and made it a smooth process. Made a tough process much easier!
Rating: 5.0 out of 5.0 from google Wonderful experience.. making a dream come true Hazy Feb 10
Wonderful experience.. making a dream come true
Rating: 5.0 out of 5.0 from google We just want to thank you for being so supportive, available and personable in assisting us throughout this entire process! Thank you from the bottom of our hearts for all your help acquiring the loan we wanted and helping us with all of the papers. It has been a pleasure to work with you and your team! You will always be our go-to! david Feb 10
We just want to thank you for being so supportive, available and personable in assisting us throughout this entire process! Thank you from the bottom of our hearts for all your help acquiring the loan we wanted and helping us with all of the papers. It has been a pleasure to work with you and your team! You will always be our go-to!
Rating: 5.0 out of 5.0 from google I couldn’t be happier with the professionalism that Joe has provided. Him and his team made the whole Morgage process seamless. He is a man of his words , and we were able to adquiere our Morgage and close in record time . He gave me the most competitive rate in this crazy economy. Highly recommended raf Feb 10
I couldn’t be happier with the professionalism that Joe has provided. Him and his team made the whole Morgage process seamless. He is a man of his words , and we were able to adquiere our Morgage and close in record time . He gave me the most competitive rate in this crazy economy. Highly recommended
Rating: 5.0 out of 5.0 from google Thank you to this amazing team! They made this whole process so quick and easy!!! When looking for a mortgage you have to call team Ferrara! There’s not enough good things I could say about them! They made this whole process so much fun!! Cassidy Feb 10
Thank you to this amazing team! They made this whole process so quick and easy!!! When looking for a mortgage you have to call team Ferrara! There’s not enough good things I could say about them! They made this whole process so much fun!!
Rating: 5.0 out of 5.0 from google My name is Jarina Wright, Joseph and Nick are the BEST!!! They both went above and beyond for me! I was denied for my loan on June 20, 2023, I called Joseph Ferraro the same day and on august 2nd, 2023 I closed on my million dollar house 🙌🙌🙌 may God continue to bless you both! Thank you for making my dream come true. I would gladly recomm... Mami Feb 10
My name is Jarina Wright, Joseph and Nick are the BEST!!! They both went above and beyond for me! I was denied for my loan on June 20, 2023, I called Joseph Ferraro the same day and on august 2nd, 2023 I closed on my million dollar house 🙌🙌🙌 may God continue to bless you both! Thank you for making my dream come true. I would gladly recomm...
Rating: 5.0 out of 5.0 from google Without a doubt the best choice I’ve ever made! Look no further if you’re looking to buy a house or refi you have to call Cross Country! We worked with Joe Ferrara, Nick, Matt, Katie and hit whole team! They made it all so simple quick and easy! I’d give them 1000000 stars if I could! sal Feb 10
Without a doubt the best choice I’ve ever made! Look no further if you’re looking to buy a house or refi you have to call Cross Country! We worked with Joe Ferrara, Nick, Matt, Katie and hit whole team! They made it all so simple quick and easy! I’d give them 1000000 stars if I could!
Rating: 5.0 out of 5.0 from google Today was one of the most happiest and most exciting day ever. We finally got our 1st new house. All thanks to the best of the best at Cross Country Mortgage Ralph Ranieri, Natali Afrenta, and Tina Vigna for helping us to accomplish our dream. Many blessings to you guys its been a pleasure knowing you, greatly appreciated🙏😊♥️ Rosemary Feb 10
Today was one of the most happiest and most exciting day ever. We finally got our 1st new house. All thanks to the best of the best at Cross Country Mortgage Ralph Ranieri, Natali Afrenta, and Tina Vigna for helping us to accomplish our dream. Many blessings to you guys its been a pleasure knowing you, greatly appreciated🙏😊♥️
Rating: 5.0 out of 5.0 from google As first time home buyers, Mike Gerardi helped get us pre-approved for a mortgage within days! He answered all of our questions, which were endless, and truly cared about helping us. Above all that, he was honest and trustworthy, traits that are hard to come-by! When it came time to purchasing our first home, we put all trust in Mike, and he was ab... Julia Feb 10
As first time home buyers, Mike Gerardi helped get us pre-approved for a mortgage within days! He answered all of our questions, which were endless, and truly cared about helping us. Above all that, he was honest and trustworthy, traits that are hard to come-by! When it came time to purchasing our first home, we put all trust in Mike, and he was ab...
Rating: 5.0 out of 5.0 from google I had the best experience, I was denied by another Morgage company. I called cross country Morgage and they took great care of me . Closing my house within a month. . Nick and Joseph were awesome from the beginning to the finish . 5 plus stars david Feb 10
I had the best experience, I was denied by another Morgage company. I called cross country Morgage and they took great care of me . Closing my house within a month. . Nick and Joseph were awesome from the beginning to the finish . 5 plus stars