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Proudly serving clients across NJ, AL, AR, AZ, CA, DE, FL, GA, IL, IN, MD, MI, NC, OH, PA, SC, TX, VA
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
It went well for most part. No complaints Jeffrey Punta Gorda, FL May 07 Rating: 4.5 out of 5.0 from Encompass
It went well for most part. No complaints
Made everything very simple easy to work with Alex Manville, NJ April 16 Rating: 5.0 out of 5.0 from Encompass
Made everything very simple easy to work with
Matthew & Team were extremlely knowlegable and accomdating throughout the refinance process. I will most definitely will recommend Mathew Lugas to friends and family for their upcoming home purchases or refinancing needs. Samaria Albany, GA April 10 Rating: 5.0 out of 5.0 from Encompass
Matthew & Team were extremlely knowlegable and accomdating throughout the refinance process. I will most definitely will recommend Mathew Lugas to friends and family for their upcoming home purchases or refinancing needs.
This was my second time working with Matt and team, because their help is friendly, prompt, and the rates are considerably better than their competitors -- very happy and highly recommend. John F YORKTOWN, VA March 31 Rating: 5.0 out of 5.0 from Encompass
This was my second time working with Matt and team, because their help is friendly, prompt, and the rates are considerably better than their competitors -- very happy and highly recommend.
Quick and clear communication Mark Tyler Swansboro, NC March 23 Rating: 5.0 out of 5.0 from Encompass
Quick and clear communication
The treatment, the professionalism , the touch of kindness and the effort to help with a situation that no other company tried to achieve. I'll neve forget this group and specially Matt. From the bottom of my hart THANK YOU!! Magally ATHENS, GA March 11 Rating: 5.0 out of 5.0 from Encompass
The treatment, the professionalism , the touch of kindness and the effort to help with a situation that no other company tried to achieve. I'll neve forget this group and specially Matt. From the bottom of my hart THANK YOU!!