About Kris
Proudly serving clients across FL, AL, AR, AZ, CA, DE, GA, IL, IN, KY, LA, MD, MI, MN, NC, NJ, OH, PA, SC, TN, TX, VA, WA
I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Borrower Testimonials
Everything was very quick
Kris and Lisa were always professional, VERY quick to research and answer any questions we had. They were amazing and whatever they're being paid, y'all need to give them either a bonus or a substantial pay increase!
Fast And Easy to talk with. I always knew what was going on! Thank you for that!!!
Kris Howard was great. Always there for me throughout the process of the loan and always very informative with the progress of things that were going on. Also Lisa in underwriting was great too. Very helpful and worked very hard to help get this loan aproved. Thanks to all involved and it was a ...
Everything was well explained and any questions I asked were answered in the best response possible. Everything was done in a timely manner
It was an easy process
Excellent communication great follow up refinance process was beyond expectations Thank you for all your assistance and hard work
Hello, my wife and I had recently attempted to refinance our mortgage with two other companies before AnnieMacs Kris Howard reached out to me I was seriously at my witts end with the process due to the two companies I was being harassed by and basically lied to repeatedly From the moment I spoke with K...
Excellent communication...quick response and transactions
Thr team was patient with me and walked me thru the process!
Kris H . was the easiest person to work with, he always responded when we reached out and was reassuring and optimistic throughout the process!
Kris was very informative about the options and process. Once we made the decision to proceed, everything was aschecdtatedcsbd done very quickly.
Kris was very nice and reached to me to let me know about the streamline program and that it would help me reduce my mortgage payments. He helped me through the whole process and answered my concerns.
Kris , was awesom. was great all the way through the ole proces.
From the very first call I received from Kris he made me feel confident that we were making the right choice for ourselves financially. Kris was easy to communicate with and guided us when we needed it. I would highly recommend him to anyone!
Kris Howard helped us with everything from start too finish
All good will let people know what a good experience it was
Great communication through the whole process
Both Kris and Lisa were personable, courteous, and professional. They made the whole refinancing experience much easier than I expected.
Im glad they could help me
Kris Howard was very nice and helpful. He was able to answer most of my calls or return calls when not able to help at that moment. It was very time consuming but in the long run I was able to get what i needed accomplishe.
The people were great and very helpful made everything go smooth.
Everyone I dealt with through the process was very friendly , knowledgeable and very helpful Each and every one walked me right thru Kudos to all of the staff Thanks for all your help
Every step was quick and smooth
Thank you to everyone who helped me with this proces. They're all support and very professional.
More