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With 20 + years in the mortgage business, my focus is on educating my customers with regard to the best mortgage for their particular situation. Specifically, I will work with you to select a mortgage that compliments your short and long term financial goals, a mortgage that works within your budget. In order to take this holistic approach, I use the tools available to me through my Certified Mortgage Planning Specialist (CMPS) designation. This difficult to achieve designation, held by less than 1% of mortgage originators nationwide, brings consideration of financial, tax, and estate planning into the crafting of your mortgage.
My network of related financial professionals in these areas serve as a team of advisors to insure you choose the right mortgage, one that compliments your financial goals. Buying a home is likely the biggest purchase you will make over the course of your lifetime and deciding when and how to refinance that mortgage also requires careful consideration.
I am a homeowner myself, and I have a family too. I understand these considerations and have designed my mortgage process and services around helping family’s make the right decisions with their mortgage. I take this role very seriously and I truly appreciate the many families that have counted on me to handle their home financing.
Superb communication Bizabeth Williamsport, MD September 28 Rating: 5.0 out of 5.0 from Encompass
Superb communication
Kevin and his team made the process of buying a home as efficient and smooth as possible. The whole team is readily available whenever you need them or have any questions. I highly recommend using Kevin as your loan officer for an efficient and stressless home buying process. Caitlyn Hagerstown, MD September 23 Rating: 5.0 out of 5.0 from Encompass
Kevin and his team made the process of buying a home as efficient and smooth as possible. The whole team is readily available whenever you need them or have any questions. I highly recommend using Kevin as your loan officer for an efficient and stressless home buying process.
He educates the clients on all their loan choice, goes over budgets with first timers, keeps in close communication with agents He is excellent in all facets of the process Peggy Frederick, MD July 23 Rating: 5.0 out of 5.0 from Encompass
He educates the clients on all their loan choice, goes over budgets with first timers, keeps in close communication with agents He is excellent in all facets of the process
Kevin is a very dependable, honest loan officer. He is very straightforward and lets the client know up front of any issues. When closing Kevin's loans they are always on the money and never any issues. Kevin is extremely nice and great to work with! It is always a pleasure to work with him. I would highly recommend Kevin to any of my friends or fa... Zuser20140604134230037 Rockville, MD February 03 Rating: 5.0 out of 5.0 from Zillow
Kevin is a very dependable, honest loan officer. He is very straightforward and lets the client know up front of any issues. When closing Kevin's loans they are always on the money and never any issues. Kevin is extremely nice and great to work with! It is always a pleasure to work with him. I would highly recommend Kevin to any of my friends or fa...
There is only one word to describe Kevin Carey and his staff, GREAT !!! My dealing with them for my mortgage needs was the easiest, least stressfull experience I every had to encounter. I will continue to use them in the futrue for any financial needs and recommend them to everyone. Zuser20140605112342120 Rocky Ridge, MD February 03 Rating: 5.0 out of 5.0 from Zillow
There is only one word to describe Kevin Carey and his staff, GREAT !!! My dealing with them for my mortgage needs was the easiest, least stressfull experience I every had to encounter. I will continue to use them in the futrue for any financial needs and recommend them to everyone.
I can't even begin to state how AMAZING Kevin and his team are. He will be my mortgage professional for any future purchases. Not only was he able to close my loan when others floundered, he did it in under 30 days. All this while my wife has just given birth, I had to move out of my sold home and had issues with the builder of my new home. I can't... User9608167 Frederick, MD February 03 Rating: 5.0 out of 5.0 from Zillow
I can't even begin to state how AMAZING Kevin and his team are. He will be my mortgage professional for any future purchases. Not only was he able to close my loan when others floundered, he did it in under 30 days. All this while my wife has just given birth, I had to move out of my sold home and had issues with the builder of my new home. I can't...
On 02/25/2026 at 2:00 pm
Don't miss our Real Estate Realities: Relationships Over Transactions live webinar! Most agents burn out chasing the next deal. But the ones who thrive? They build relationships that keep business coming to them. If you’ve ever felt like your follow-up game needs more follow-through, this one's for you! See you there