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Proudly serving clients across New Jersey, New York and Pennsylvania.
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
quick and seamless transaction Marla Jackson, NJ February 17 Rating: 5.0 out of 5.0 from Encompass
quick and seamless transaction
Kelly is the best! She help make our dream a reality and we couldn't be more thankful! Levi Jackson, NJ February 16 Rating: 5.0 out of 5.0 from Encompass
Kelly is the best! She help make our dream a reality and we couldn't be more thankful!
Kelly made every effort to move the deal forward while keeping my clients fully informed. Buying a home can be daunting, and she ensured the process was seamless. Gavin Manchester, NJ February 06 Rating: 5.0 out of 5.0 from Encompass
Kelly made every effort to move the deal forward while keeping my clients fully informed. Buying a home can be daunting, and she ensured the process was seamless.
Very quick responses Wajiha East Windsor, NJ January 13 Rating: 5.0 out of 5.0 from Encompass
Very quick responses
Everyone was very responsive and helped get the process completed quickly and on time for closing Alexander Berkeley Heights, NJ January 06 Rating: 5.0 out of 5.0 from Encompass
Everyone was very responsive and helped get the process completed quickly and on time for closing
Kelly is amazing as a lender, walks her clients through every step of the lending process. No hidden fees or charges and ensure she gets the best rates a s packages for her clients. Nicholas Lincoln Park, NJ December 31 Rating: 5.0 out of 5.0 from Encompass
Kelly is amazing as a lender, walks her clients through every step of the lending process. No hidden fees or charges and ensure she gets the best rates a s packages for her clients.
Kelly was amazing, so easy to work with, and helped guide us through the experience without any friction. Dharin Towaco, NJ November 26 Rating: 5.0 out of 5.0 from Encompass
Kelly was amazing, so easy to work with, and helped guide us through the experience without any friction.
Kelly is amazing at what she does. She is on top of any problem that comes up and knows exactly how to handle any situation. Highly recommend! Dylan Lake Hiawatha, NJ November 18 Rating: 5.0 out of 5.0 from Encompass
Kelly is amazing at what she does. She is on top of any problem that comes up and knows exactly how to handle any situation. Highly recommend!
Kelly and her team were great , informative and very responsive when I had questions and amazing throughout the whole process . Todd Whippany, NJ November 04 Rating: 5.0 out of 5.0 from Encompass
Kelly and her team were great , informative and very responsive when I had questions and amazing throughout the whole process .
Kelly was a total rockstar throughout my client’s homebuying process! We were working with a tight timeline, and Kelly didn’t just meet the deadline—she made it feel easy. Her communication was clear, consistent, and proactive from start to finish, which made a huge difference for both me and my clients. It’s such a gift to work with a lend... Sonja Basking Ridge, NJ October 21 Rating: 5.0 out of 5.0 from Encompass
Kelly was a total rockstar throughout my client’s homebuying process! We were working with a tight timeline, and Kelly didn’t just meet the deadline—she made it feel easy. Her communication was clear, consistent, and proactive from start to finish, which made a huge difference for both me and my clients. It’s such a gift to work with a lend...
fast assistance Mahmoud Colonia, NJ October 17 Rating: 5.0 out of 5.0 from Encompass
fast assistance
On 02/25/2026 at 2:00 pm
Don't miss our Real Estate Realities: Relationships Over Transactions live webinar! Most agents burn out chasing the next deal. But the ones who thrive? They build relationships that keep business coming to them. If you’ve ever felt like your follow-up game needs more follow-through, this one's for you! See you there