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Proudly serving clients across New Jersey.
I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Rating: 5.0 out of 5.0 from Encompass Kathleen went above and beyond to help us. She took calls at texts at any hour. Her knowledge made us feel safe. Above all, Kathleen believe in us even when we had our doubts. Would highly recommend and use again. GabrielleToms River, NJ Jul 16
Kathleen went above and beyond to help us. She took calls at texts at any hour. Her knowledge made us feel safe. Above all, Kathleen believe in us even when we had our doubts. Would highly recommend and use again.
Rating: 5.0 out of 5.0 from Encompass Kat was so clear and communicative. She made this process less anxiety inducing! I appreciate her professionalism and her understanding as I asked a million questions. NicoleClark, NJ Jul 16
Kat was so clear and communicative. She made this process less anxiety inducing! I appreciate her professionalism and her understanding as I asked a million questions.
Rating: 5.0 out of 5.0 from Encompass Kathleen went above and beyond to find us the best rates and assistance with our loan. She made this process stress free, seriously! Every step of the buying process was explained to us very clearly in easy layman’s terms and we are so appreciative of the services that were provided. KimberlyBarnegat, NJ Jul 16
Kathleen went above and beyond to find us the best rates and assistance with our loan. She made this process stress free, seriously! Every step of the buying process was explained to us very clearly in easy layman’s terms and we are so appreciative of the services that were provided.
Rating: 5.0 out of 5.0 from Encompass Kathleen is the BEST! She has pulled off miracles for me and my clients. I highly recommend her and enjoy working with her. EliseForked River, NJ Jul 16
Kathleen is the BEST! She has pulled off miracles for me and my clients. I highly recommend her and enjoy working with her.
Rating: 5.0 out of 5.0 from Encompass Kathleen is the BEST! I love working with her! She communicates every step of the way. EliseBarnegat, NJ Oct 01
Kathleen is the BEST! I love working with her! She communicates every step of the way.
Rating: 5.0 out of 5.0 from Encompass Helpful advice from Kathleen. She really helped keep me on track JulianneOcean Gate, NJ Jul 11
Helpful advice from Kathleen. She really helped keep me on track
Rating: 5.0 out of 5.0 from Encompass Kathleen was fantastic MatthewBayville, NJ Mar 07
Kathleen was fantastic
Rating: 5.0 out of 5.0 from Reviews From Previous Organization Kathleen Callahan is excellent to work with. Shes always available for questions and concerns. EliseManahawkin, NJ Feb 04
Kathleen Callahan is excellent to work with. Shes always available for questions and concerns.
Rating: 5.0 out of 5.0 from Reviews From Previous Organization She did not quit. JeremyForked River, NJ Feb 04
She did not quit.
Rating: 4.8 out of 5.0 from Reviews From Previous Organization easy to work with BrianToms River, NJ Feb 04
easy to work with
Rating: 5.0 out of 5.0 from Reviews From Previous Organization Always super responsive to our questions and got us through our home buying process very seamlessly! Amber MarieBayville, NJ Feb 04
Always super responsive to our questions and got us through our home buying process very seamlessly!
Rating: 5.0 out of 5.0 from Reviews From Previous Organization Kathleen was super helpful, broke down a budget plan for us and let us know what we could afford based on our salaries instead of just saying “Hey you qualify for *$xxx,xxx* best of luck” Any time we had questions she was quick to respond and even got us locked in at a really good rate before they went up. I cannot stop talking highly of her an... Kyle P.Little Egg Harbor, NJ Feb 04
Kathleen was super helpful, broke down a budget plan for us and let us know what we could afford based on our salaries instead of just saying “Hey you qualify for *$xxx,xxx* best of luck” Any time we had questions she was quick to respond and even got us locked in at a really good rate before they went up. I cannot stop talking highly of her an...
Rating: 4.7 out of 5.0 from Reviews From Previous Organization Great and timely closing Holly Rose & Patrick MeehanLittle Egg Harbor, NJ Feb 04
Great and timely closing
Rating: 5.0 out of 5.0 from Reviews From Previous Organization Kathleen is the best. She was always available to answer all our questions and helped guide us through the buying process. Edward M.Red Bank, NJ Feb 04
Kathleen is the best. She was always available to answer all our questions and helped guide us through the buying process.
Rating: 4.8 out of 5.0 from Reviews From Previous Organization Kathleen was so helpful and was always there to assist throughout the entire home buying process !! Kristina M.Red Bank, NJ Feb 04
Kathleen was so helpful and was always there to assist throughout the entire home buying process !!
Rating: 5.0 out of 5.0 from Reviews From Previous Organization Kathleen went above and beyond to address any and all questions and concerns I had. She also communicated every step of the way. This included the progress of my loan status with the schedule provided which was accurate. This was a pleasant and a painless process. I would highly recommend Kathleen and would use her services again! RobinToms River, NJ Feb 04
Kathleen went above and beyond to address any and all questions and concerns I had. She also communicated every step of the way. This included the progress of my loan status with the schedule provided which was accurate. This was a pleasant and a painless process. I would highly recommend Kathleen and would use her services again!
Rating: 5.0 out of 5.0 from Reviews From Previous Organization She is amazing at what she does! True professional. Lucky to have her in our sphere of business! Alyssa Giglio- TylerForked River, NJ Feb 04
She is amazing at what she does! True professional. Lucky to have her in our sphere of business!
Rating: 5.0 out of 5.0 from Reviews From Previous Organization Kathleen is always a pleasure to work with! RyanBerkeley Twp, NJ Feb 04
Kathleen is always a pleasure to work with!
Rating: 5.0 out of 5.0 from Reviews From Previous Organization Kathleen is amazing. She goes above and beyond. Always a pleasure working with her. EliseToms River, NJ Feb 04
Kathleen is amazing. She goes above and beyond. Always a pleasure working with her.
Rating: 5.0 out of 5.0 from Reviews From Previous Organization from start to finished. Specially the extra effort from Kathleen she went the extra mile to make it easy. TeresaManahawkin, NJ Feb 04
from start to finished. Specially the extra effort from Kathleen she went the extra mile to make it easy.
Rating: 5.0 out of 5.0 from Reviews From Previous Organization YOU ARE THE BEST! Alyssa M.Ocean Gate, NJ Feb 04
YOU ARE THE BEST!
Rating: 5.0 out of 5.0 from Reviews From Previous Organization Kathleen was so helpful with every step of the process. She made sure I understood exactly what was going on and was always checking in and staying available for questions and concerns. I could not have been more satisfied with the service I received. Richard PBerkeley Township, NJ Feb 04
Kathleen was so helpful with every step of the process. She made sure I understood exactly what was going on and was always checking in and staying available for questions and concerns. I could not have been more satisfied with the service I received.