About Justin
Proudly serving clients across FL, AL, AZ, CA, GA, IL, IN, MD, MI, MN, MO, NC, NE, NJ, OH, PA, SC, TN, TX, VA, WA
I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Borrower Testimonials
It was Awesome because of Justin And his Team, They were excellent
people to work with they're very fast and honest
Justin responded in a timely fashion every time I needed something
Everything was fine, I just wish my payment went down more than it did.
Justin was amazing. He took the time to walk us through all of our options and patiently answered all of our questions. He also did a great job keeping us informed every step of the way.
The overall experience was easy and everyone was patient and understanding
Communication was always good & always respondEd when we needed anything.
Great service great everything
Qiluick response from the Annie Mac team.
Justin was amazing and patient ensuring I had a clear understanding of the process.
Everything went great
Justin and Veronica were extremely communicative and helpful
what made this experience so great was the team. Justin, specifically, was incredible. I went into this knowing what I wanted but unsure and nervous as to how it would affect me. like a deer in headlights. Justin educated me through every step of the process and ensured I had all the information necessary to make the best decision for myself. J...
We were not informed about the changed of the MLO, however, Chad was great and beyond even he was put out of our deal he was giving is assurance that we are going to get the best offer and that we are in good hands.
The availability of the team was wonderful
Justin always answered the phone or email immediately and was extremely helpful
Kept me informed the whole time.
Communication about steps was good but changes and why they were made could have been better
Justin and the entire team answered all my calls and questions quickly and made me feel comfortable and informed through the entire process. They worked on my account very quickly and got all of it done in a timely manner. Thanks to Justin I now have a clear financial future ahead of me. Thank you so much.
Justin was very patient with me during the whole process and kept in great communication as well as made sure I understood what was going on the whole time and got me the best deal possible . Everyone else who came on board to assist me with the loan was also very helpful and I really appreciated everything they did for me.
When loan was going through underwriting a couple of times they needed more information I think it would have been easier and faster if they would let us know from the beginning everything they needed seems like they would get to a certain point need more information so the process would stop instead of going through the whole thing and ask for ev...
Team was super responsive and made the process very easy!
the communication and follow thru on each step were great. Justin answered every phone call and questions we had.
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