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Proudly serving clients across Wisconsin, Illinois, Michigan and Minnesota.
I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Rating: 5.0 out of 5.0 from API Josh made it great. His super power is Finance Nerd and I appreciated every bit of it. The lengthy conversations and thorough explanations made this an unstressful experience. PAULWI Aug 19
Josh made it great. His super power is Finance Nerd and I appreciated every bit of it. The lengthy conversations and thorough explanations made this an unstressful experience.
Rating: 5.0 out of 5.0 from API I worked with another lender prior to Josh. This is my first time buying a house so I was unsure of many things. Once I started working with Josh he explained everything so it was easy for me to understand how the process worked. I would recommend him to any and everyone. DAWNWI Aug 19
I worked with another lender prior to Josh. This is my first time buying a house so I was unsure of many things. Once I started working with Josh he explained everything so it was easy for me to understand how the process worked. I would recommend him to any and everyone.
Rating: 5.0 out of 5.0 from API Josh made himself available at anytime of the day. He was on top of the process and kept me informed along the way. CHRISTINEWI Aug 19
Josh made himself available at anytime of the day. He was on top of the process and kept me informed along the way.
Rating: 5.0 out of 5.0 from API Joshua truly wants to help his clients. He is very knowledgeable and effectively communicates throughout the mortgage loan process. JOHNMI Aug 19
Joshua truly wants to help his clients. He is very knowledgeable and effectively communicates throughout the mortgage loan process.
Rating: 4.5 out of 5.0 from API Josh was very kind and willing to explain if there was further questions. RACHELWI Aug 19
Josh was very kind and willing to explain if there was further questions.
Rating: 5.0 out of 5.0 from API The process began and ended the same way, through communication about everything that had to deal with getting us approved for the home of our dreams. Josh Wachowiak is knowledgeable, approachable, transparent, and, most of all, a great person. He was always willing to communicate and ensure that the decision made is best for my family. Josh found ... JAMESWI Aug 19
The process began and ended the same way, through communication about everything that had to deal with getting us approved for the home of our dreams. Josh Wachowiak is knowledgeable, approachable, transparent, and, most of all, a great person. He was always willing to communicate and ensure that the decision made is best for my family. Josh found ...
Rating: 5.0 out of 5.0 from API Josh is very pleasant and helpful with explaining everything about the process of refinancing and the current market conditions. He's brillian!!! We will definitely be working with him in the future. JOSHUAWI Aug 19
Josh is very pleasant and helpful with explaining everything about the process of refinancing and the current market conditions. He's brillian!!! We will definitely be working with him in the future.
Rating: 5.0 out of 5.0 from API Definately Definitely Josh! He was so patient and helpfu! always guiding us along the way! Thank you josh! JESSICAWI Aug 19
Definately Definitely Josh! He was so patient and helpfu! always guiding us along the way! Thank you josh!
Rating: 5.0 out of 5.0 from API The way Josh listens and pays attention. He is very intelligent at what he does. SCOTTWI Aug 19
The way Josh listens and pays attention. He is very intelligent at what he does.
Rating: 5.0 out of 5.0 from API Communication, knowledge, and expertise KYLEWI Aug 19
Communication, knowledge, and expertise
Rating: 5.0 out of 5.0 from API JOSH IS VERY GOOD AT EXPLAINING EVERY OF EVERY PROCESS. MAKES IT EASY TO MAKE EDUCATED DECISIONS. GREGORYWI Aug 19
JOSH IS VERY GOOD AT EXPLAINING EVERY OF EVERY PROCESS. MAKES IT EASY TO MAKE EDUCATED DECISIONS.
Rating: 5.0 out of 5.0 from API Josh repeatedly takes great care of his clients. We've worked with Josh several times now and can't imagine going through a refinance or purchase with anyone else. He literally runs after the very best scenario for our benefit and does it with enthusiasm, profound insight, creativity, wisdom, and kindness. He is available, likeable, and outstand... AMYMN Aug 19
Josh repeatedly takes great care of his clients. We've worked with Josh several times now and can't imagine going through a refinance or purchase with anyone else. He literally runs after the very best scenario for our benefit and does it with enthusiasm, profound insight, creativity, wisdom, and kindness. He is available, likeable, and outstand...
Rating: 5.0 out of 5.0 from API As always, Josh goes above and beyond with knowledge, kindness, responsiveness, insight, guidance to walk through the process with confidence and close the deal. KEVINMN Aug 19
As always, Josh goes above and beyond with knowledge, kindness, responsiveness, insight, guidance to walk through the process with confidence and close the deal.
Rating: 5.0 out of 5.0 from API Walked through all the steps along the way and provided the list and timeline of required tasks/documents and a convenient method to deliver them. MARGARETWI Aug 19
Walked through all the steps along the way and provided the list and timeline of required tasks/documents and a convenient method to deliver them.
Rating: 5.0 out of 5.0 from API Josh is very fastidious with the details of the operational execution of the loan. He keeps you very much aware of where you are in the process, what steps are done, what steps need to be taken, and what hindrances are keeping him from getting the loan accomplished. I perceived a tremendous level of competency in both understanding the details of t... SHANNONIL Aug 19
Josh is very fastidious with the details of the operational execution of the loan. He keeps you very much aware of where you are in the process, what steps are done, what steps need to be taken, and what hindrances are keeping him from getting the loan accomplished. I perceived a tremendous level of competency in both understanding the details of t...
Rating: 5.0 out of 5.0 from API He was dedicated in finding the best deals/ways to making my first purchases possible/affordable. He always has a great attitude and is willing to help at anytime! KELSEYWI Aug 19
He was dedicated in finding the best deals/ways to making my first purchases possible/affordable. He always has a great attitude and is willing to help at anytime!
Rating: 5.0 out of 5.0 from API Josh is the absolute best. Extremely knowledgeable and helps us thru the whole process. GREGORYWI Aug 19
Josh is the absolute best. Extremely knowledgeable and helps us thru the whole process.
Rating: 5.0 out of 5.0 from API This is the 3rd time I have worked with Josh and he did an amazing job like always! Very knowledgeable and efficient! CASSANDRAWI Aug 19
This is the 3rd time I have worked with Josh and he did an amazing job like always! Very knowledgeable and efficient!
Rating: 5.0 out of 5.0 from API Josh is knowledgeable and patient. He is thorough and ensures that you understand everything. JOELWI Aug 19
Josh is knowledgeable and patient. He is thorough and ensures that you understand everything.
Rating: 5.0 out of 5.0 from API Joshua was easy to communicate right from the start. He is very knowledgeable and seems to really care that I understood every step of the process. I've had a very good experience so far. HEIDIWI Aug 19
Joshua was easy to communicate right from the start. He is very knowledgeable and seems to really care that I understood every step of the process. I've had a very good experience so far.
Rating: 5.0 out of 5.0 from google Great service and excellent advice. Tim Raether Aug 19
Great service and excellent advice.
Rating: 5.0 out of 5.0 from API Great communication and was always available for any questions I had. Highly recommend. TRACYWI Aug 19
Great communication and was always available for any questions I had. Highly recommend.
Rating: 5.0 out of 5.0 from API Great guy wiĺing to go out of his way to get everything done. TIMOTHYWI Aug 19
Great guy wiĺing to go out of his way to get everything done.