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I grew up and continue to live in the Shoreham Wading River community with my wife Dani and our four children—Benjamin, Colin, Sean, and Lana. When I’m not working with clients, I enjoy spending time with family by the pool, hosting BBQs, and watching baseball and football. Our home is always lively with our two dogs, Daisy (a Dalmatian) and Tilly (a Shichon).
With over 20 years in the mortgage industry, my focus has always been simple: helping clients find the best financing solutions and giving them a competitive edge in today’s market. I take pride in listening closely to my clients’ goals and guiding them into the program that best fits their needs. One of the ways I help buyers stand out is through programs like AnnieMac’s Cash Offer, which can allow buyers to waive contingencies such as appraisal, mortgage, and even home sale contingencies—helping strengthen their offer and compete in competitive markets.
Above all, I strive to be someone my clients can count on—someone who is always looking out for their best interests and helping them succeed in achieving their homeownership goals.
Josh and his team helped us buy our dream home. They worked very hard making sure everything went smoothly and that we got the best rate possible. They were quick to answer any questions ans help to explain every detail of the mortgage process. I would highky recommend Josh and his team. I don't think... Michael GREENPORT, NY March 23 Rating: 5.0 out of 5.0 from Encompass
Josh and his team helped us buy our dream home. They worked very hard making sure everything went smoothly and that we got the best rate possible. They were quick to answer any questions ans help to explain every detail of the mortgage process. I would highky recommend Josh and his team. I don't think...
Joshua Lisa and Lynda were very accessible they were a great team Salvatore Mattituck, NY February 23 Rating: 5.0 out of 5.0 from Encompass
Joshua Lisa and Lynda were very accessible they were a great team
I couldn't have asked for a better service. Everyone did all they could to make thing work for me. they put me first. they were great! Best referral I ever had! Thanks Ronald WHEATLEY HEIGHTS, NY January 05 Rating: 5.0 out of 5.0 from Encompass
I couldn't have asked for a better service. Everyone did all they could to make thing work for me. they put me first. they were great! Best referral I ever had! Thanks
My buyer wanted to go with his mortgage guy at his bank but was out of state. Dealing with a co-op that has many rules that's when I brought in Josh I knew he would get the deal done for my buyer. we couldn't be happier with the service Josh provided. Amber WHEATLEY HEIGHTS, NY December 28 Rating: 5.0 out of 5.0 from Encompass
My buyer wanted to go with his mortgage guy at his bank but was out of state. Dealing with a co-op that has many rules that's when I brought in Josh I knew he would get the deal done for my buyer. we couldn't be happier with the service Josh provided.
Josh and his team were so helpful throughout the entire process. Everyone was so responsive and knowleedgable! Kelsey SMITHTOWN, NY December 10 Rating: 5.0 out of 5.0 from Encompass
Josh and his team were so helpful throughout the entire process. Everyone was so responsive and knowleedgable!
Josh made everything very simple Kenneth SEAFORD, NY November 27 Rating: 5.0 out of 5.0 from Encompass
Josh made everything very simple
All my conerns and questions were always answered. Every email was always replied to. Josh and his team made this process very easy . Kristin SEAFORD, NY November 24 Rating: 4.8 out of 5.0 from Encompass
All my conerns and questions were always answered. Every email was always replied to. Josh and his team made this process very easy .
Josh was absolutely awesome to work with. He always made himself available and answered all questions I had clearly and thoroughly. Josh was also really helpful in giving me general advice and guidence which was invaluable as a first time home buyer - I couldn't recommend him enough! Ralph Peter CALVERTON, NY October 20 Rating: 5.0 out of 5.0 from Encompass
Josh was absolutely awesome to work with. He always made himself available and answered all questions I had clearly and thoroughly. Josh was also really helpful in giving me general advice and guidence which was invaluable as a first time home buyer - I couldn't recommend him enough!
It was smooth sailing! Stacie BETHPAGE, NY October 17 Rating: 5.0 out of 5.0 from Encompass
It was smooth sailing!
Everything about the team! Made everything very clear and easy to understand! George BETHPAGE, NY October 17 Rating: 5.0 out of 5.0 from Encompass
Everything about the team! Made everything very clear and easy to understand!
Josh and his team were fantastic! Extremely thorough, great communication, they set us up with an incredibly easy to navigate user friendly app - would highly recommend! Danielle MERRICK, NY September 27 Rating: 5.0 out of 5.0 from Encompass
Josh and his team were fantastic! Extremely thorough, great communication, they set us up with an incredibly easy to navigate user friendly app - would highly recommend!
my experience with Joshua was better than great His dedication to his clients is unmatched to anything I've ever experienced . He always made himself available when i had a question or concern about my loan he Kept me informed every step of the way his team was very knowledgeable and understanding every ... Stephen Merrick, NY September 06 Rating: 5.0 out of 5.0 from Encompass
my experience with Joshua was better than great His dedication to his clients is unmatched to anything I've ever experienced . He always made himself available when i had a question or concern about my loan he Kept me informed every step of the way his team was very knowledgeable and understanding every ...
On 04/30/2026 at 2:30 pm
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