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I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
I couldn't have asked for a better service. Everyone did all they could to make thing work for me. they put me first. they were great! Best referral I ever had! Thanks Ronald WHEATLEY HEIGHTS, NY January 05 Rating: 5.0 out of 5.0 from Encompass
I couldn't have asked for a better service. Everyone did all they could to make thing work for me. they put me first. they were great! Best referral I ever had! Thanks
My buyer wanted to go with his mortgage guy at his bank but was out of state. Dealing with a co-op that has many rules that's when I brought in Josh I knew he would get the deal done for my buyer. we couldn't be happier with the service Josh provided. Amber WHEATLEY HEIGHTS, NY December 28 Rating: 5.0 out of 5.0 from Encompass
My buyer wanted to go with his mortgage guy at his bank but was out of state. Dealing with a co-op that has many rules that's when I brought in Josh I knew he would get the deal done for my buyer. we couldn't be happier with the service Josh provided.
Josh and his team were so helpful throughout the entire process. Everyone was so responsive and knowleedgable! Kelsey SMITHTOWN, NY December 10 Rating: 5.0 out of 5.0 from Encompass
Josh and his team were so helpful throughout the entire process. Everyone was so responsive and knowleedgable!
Josh made everything very simple Kenneth SEAFORD, NY November 27 Rating: 5.0 out of 5.0 from Encompass
Josh made everything very simple
All my conerns and questions were always answered. Every email was always replied to. Josh and his team made this process very easy . Kristin SEAFORD, NY November 24 Rating: 4.8 out of 5.0 from Encompass
All my conerns and questions were always answered. Every email was always replied to. Josh and his team made this process very easy .
Josh was absolutely awesome to work with. He always made himself available and answered all questions I had clearly and thoroughly. Josh was also really helpful in giving me general advice and guidence which was invaluable as a first time home buyer - I couldn't recommend him enough! Ralph Peter CALVERTON, NY October 20 Rating: 5.0 out of 5.0 from Encompass
Josh was absolutely awesome to work with. He always made himself available and answered all questions I had clearly and thoroughly. Josh was also really helpful in giving me general advice and guidence which was invaluable as a first time home buyer - I couldn't recommend him enough!
On 02/25/2026 at 2:00 pm
Don't miss our Real Estate Realities: Relationships Over Transactions live webinar! Most agents burn out chasing the next deal. But the ones who thrive? They build relationships that keep business coming to them. If you’ve ever felt like your follow-up game needs more follow-through, this one's for you! See you there