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Proudly serving clients across New Jersey, Florida, New York and Pennsylvania.
I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Rating: 5.0 out of 5.0 from Encompass Determination to help. Thank you very much! Marina VWashington, NJ Aug 10
Determination to help. Thank you very much!
Rating: 5.0 out of 5.0 from Encompass The care and attention that the staff provided. Richard PWashington, NJ Aug 06
The care and attention that the staff provided.
Rating: 5.0 out of 5.0 from Encompass Great communication and knowledge plus the ability to make the clients feel comfortable. LisaWashington, NJ Aug 03
Great communication and knowledge plus the ability to make the clients feel comfortable.
Rating: 5.0 out of 5.0 from Encompass John and Janet had amazing expertise that made the experience of the type of loan I was able to close so much easier. MitchellWest Orange, NJ Jun 12
John and Janet had amazing expertise that made the experience of the type of loan I was able to close so much easier.
Rating: 5.0 out of 5.0 from Encompass John Gagis was helpful, preofessional and when above and beyond to help us get our home! KylieNorth Huntingdon, PA Oct 05
John Gagis was helpful, preofessional and when above and beyond to help us get our home!
Rating: 5.0 out of 5.0 from Encompass Contact and communication were thorough. The fact that we had good lender, good buyers, good realtors, great team to work together and get this transaction closed successfully and quickly. AimeeNorth Huntingdon, PA Sep 20
Contact and communication were thorough. The fact that we had good lender, good buyers, good realtors, great team to work together and get this transaction closed successfully and quickly.