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Proudly serving clients across NY, CA, CT, DE, FL, GA, IL, IN, MA, MD, ME, MN, NC, NJ, NV, OH, OR, PA, SC, TN, TX, VA, WV
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Joe is truly incredible! He went above and beyond to make sure we had all the information my husband and I needed to feel confident. He got us a great deal and a fair rate, but more importantly, he was there to support us every step of the way. We are so grateful for his help during this important chapter. We couldn't have asked for a better partn... Martha Ninoska Nyack, NY March 22 Rating: 5.0 out of 5.0 from Encompass
Joe is truly incredible! He went above and beyond to make sure we had all the information my husband and I needed to feel confident. He got us a great deal and a fair rate, but more importantly, he was there to support us every step of the way. We are so grateful for his help during this important chapter. We couldn't have asked for a better partn...
He was great!!!!!! Luis Alberto Nyack, NY March 22 Rating: 5.0 out of 5.0 from Encompass
He was great!!!!!!
The staffing made the process easy, everyone was very polite, professional and was available at all times to answer my questions. The closing was also very convenient. Carey CHESTERFIELD, VA February 23 Rating: 5.0 out of 5.0 from Encompass
The staffing made the process easy, everyone was very polite, professional and was available at all times to answer my questions. The closing was also very convenient.
Joe Ferraro and his entire team at AnnieMac were absolutely amazing to work with. From day one, Joe was professional, knowledgeable, and always available to answer my questions. The home loan process can be overwhelming, but Joe and his team made everything feel smooth, clear, and stress-free. They kept me informed every step of the way and worked ... Michelle Newburgh, NY January 05 Rating: 5.0 out of 5.0 from Encompass
Joe Ferraro and his entire team at AnnieMac were absolutely amazing to work with. From day one, Joe was professional, knowledgeable, and always available to answer my questions. The home loan process can be overwhelming, but Joe and his team made everything feel smooth, clear, and stress-free. They kept me informed every step of the way and worked ...
I really liked the fact rhat Joe and his team took the time out and went step by step and explained everything to me. I would recommend Joe and his team to everyone who is in the process of buying a house. Ten stars all across the board Joyce NORTH BALDWIN, NY December 01 Rating: 5.0 out of 5.0 from Encompass
I really liked the fact rhat Joe and his team took the time out and went step by step and explained everything to me. I would recommend Joe and his team to everyone who is in the process of buying a house. Ten stars all across the board
Joe and his team did an excellent job with communication, professionalism and helping understand the process from the beginning to the end. Linda HIGHLAND, NY November 21 Rating: 5.0 out of 5.0 from Encompass
Joe and his team did an excellent job with communication, professionalism and helping understand the process from the beginning to the end.
The involvement and how the staff all participate, on the same page with each other and constantly updating the client is something I haven't seen at other banks. Helping the client (me) is extremely helpful when I'm not familiar with online transaction, paper signing. Brian G Auburn, MA November 17 Rating: 4.8 out of 5.0 from Encompass
The involvement and how the staff all participate, on the same page with each other and constantly updating the client is something I haven't seen at other banks. Helping the client (me) is extremely helpful when I'm not familiar with online transaction, paper signing.
Closing the loan quickly. Yuseff A YORKTOWN HEIGHTS, NY November 11 Rating: 4.3 out of 5.0 from Encompass
Closing the loan quickly.
What made it great was Mr. Jorge Ferraro, he is truly and ángel, he really cares about his clients and is very professionsal at what he does . Militza Manville, NJ November 10 Rating: 5.0 out of 5.0 from Encompass
What made it great was Mr. Jorge Ferraro, he is truly and ángel, he really cares about his clients and is very professionsal at what he does .
The professionalism and willingness to help your clients, I felt very comfortable knowing I was in great hands, Joe is very good and professional at what he does and as well as his team, thank you and would definetly reccomend to friends and family. CARLOS Manville, NJ November 07 Rating: 5.0 out of 5.0 from Encompass
The professionalism and willingness to help your clients, I felt very comfortable knowing I was in great hands, Joe is very good and professional at what he does and as well as his team, thank you and would definetly reccomend to friends and family.
Joe was highly communicative, understood our mutual client very well and was able to relate to him on many levels. He was professional throughout the transaction while being very personable and REAL. Greatly appreciate Joe's efforts and lengths he goes through to accomodate his clients in uniform! As a fellow firefighter myself, Joe is a tremendous... TAYLOR Auburn, MA November 05 Rating: 4.8 out of 5.0 from Encompass
Joe was highly communicative, understood our mutual client very well and was able to relate to him on many levels. He was professional throughout the transaction while being very personable and REAL. Greatly appreciate Joe's efforts and lengths he goes through to accomodate his clients in uniform! As a fellow firefighter myself, Joe is a tremendous...