Joe Brown

Mortgage Loan Originator

NMLS#: 2167931

About Joe

Proudly serving clients across Delaware.

I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.

With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.

I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.

Borrower Testimonials

Total Experience Score4.92
Rating: 5.0 out of 5.0 from Zillow
You rearly get a loan officer that goes above and beyond to make sure the stress of buying a house doesn’t overwhelm you as buyer. He as guide us along our journey and the effort he as put in it has made our smooth.
KlayvonNew Bern, NC
Rating: 5.0 out of 5.0 from Zillow
Joe Brown and his team went above and beyond helping us buying our home, it was an incredibly easy and straightforward process. They were on top of all emails and quick to respond if we ever had any questions, even outside of normal business hours. I can’t stop talking about what an wonderful experience it was working with Joe Brown and his team....
Sharon JoynerDover, DE
Rating: 5.0 out of 5.0 from Zillow
Joe knowledgeable about the entire process from beginning to end. Any questions that I had, whether it was day or night he would always answer my call and answer my questions without hesitation. If I had a question about my finance rate, my credit score or how to manage my funds he was able to provide me with the information that helped me make the...
Danagraham5Wilmington, DE
Rating: 5.0 out of 5.0 from Zillow
Mr. Joe Brown was very helpful and thorough throughout the process. Provided information to major resources to help with being a first time home buyer. Overall excellent customer service!
CassimeNew Bern, NC
Rating: 5.0 out of 5.0 from Zillow
I’m a first time home owner and so everything was very much new for me. But Joe was so knowledgeable with any questions I had and was available it seemed like seconds after I asked questions he would respond. This process was so smooth and I’m so confident getting to closing. Thank you so much for all your help!!
ClariseWilmington, DE
Rating: 5.0 out of 5.0 from Zillow
Mr Brown is the consummate professional. He is well versed in his profession. He knows the layman and is able to explain the complicated process of home buying in terms that you can fully understand. He responds to all your calls and this is especially important when navigating through all the paperwork and unfamiliar jargon and you have a million ...
HelenWilmington, DE
Rating: 5.0 out of 5.0 from Zillow
Joe, was a professional through and through, he made the process very simple and painless, he guided me and wife through each steps and answered all our questions even on weekends. I can't believe we at the end already and it felt like we just started last week, thats because of seamless it was, I highly recommend Joe and his team.
RaoulBurlington Township, NJ
Rating: 5.0 out of 5.0 from Zillow
Working with Joe was a pleasure from start to finish. This was my first time purchasing a home and I felt at ease and confident with him on my team. We literally would not have the home if it wasn’t for Joe going the extra mile. His customer service is exceptional and one of a kind. His entire team let me know that they are on my side and have my...
MarissaBurlington Township, NJ
Rating: 5.0 out of 5.0 from Encompass
As always it was a pleasure working with PRMI...You guys are awesome!
MarciaNew Castle, DE
Rating: 4.0 out of 5.0 from Encompass
Mr. Joe Brown was a great broker! What I liked most about his service was the advocacy work he did on my behalf. As a first-time homebuyer, he was patient throughout the process and used his professional knowledge to achieve the goal. While life is all about learning experiences, Mr. Brown saw me and my family “over the finish line.” For ...
RichaeNew Castle, DE
Rating: 5.0 out of 5.0 from Encompass
Very nice person, he knows his job
AbdulNew Castle, DE
Rating: 5.0 out of 5.0 from google
John and his team were immensely helpful with everything. They kept me informed throughout the entire process, made sure I knew what I needed to be doing, worked with me to find a solution when I ran into some difficulties acquiring necessary paperwork, recommended a realtor for me to work with, and even after buying my house, they've remained avai...
David Russnak
Rating: 4.7 out of 5.0 from Encompass
Thank you for the professionalism and responsiveness. Pleasure working with you!
KatieDover, DE
Rating: 5.0 out of 5.0 from Encompass
Joe was very informative and very patient throughout the entire process. He made the whole process very smooth and surprisingly enjoyable and I would definitely work with him again in the future.
Darius ADover, DE
Rating: 5.0 out of 5.0 from Encompass
It was a great experience Working with you Joe Brown. Smooth process from the beginning to the end. You are definitely a keeper. I highly recommend you to anyone that is interested in purchasing real estate.
Stacey DWilmington, DE
Rating: 5.0 out of 5.0 from Encompass
The experience was excellent from beginning to end.
DotWilmington, DE

Realtors! Announcing Our: Real Estate Realities Masterminds

On 10/22/2026 at 2:00 pm

In a crowded market, doing great work is not always enough. People also need to understand what makes working with you different. Join me for Real Estate Realities: Jumpstart Your 2027 with Lance Pendleton on October 22 at 2 p.m. ET. Lance will share how to: - Create messaging that cuts through industry noise - Build a business around what clients truly need - Deliver an experience people remember and want to refer See you there!