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I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Rating: 5.0 out of 5.0 from Encompass I know Jennifer is managing much more than my transaction at any given moment, but she is on top of everything needed with quick response times to my inquiries. AllanGALLOWAY, NJ Jul 16
I know Jennifer is managing much more than my transaction at any given moment, but she is on top of everything needed with quick response times to my inquiries.
Rating: 5.0 out of 5.0 from Encompass ease of communication, quick answers to questions, ease of signing documents and great level of professionalism. Thank you! RafaelMaywood, NJ Jul 16
ease of communication, quick answers to questions, ease of signing documents and great level of professionalism. Thank you!
Rating: 5.0 out of 5.0 from Encompass She was helpful for everything and we close onetime LimanEmerson, NJ Jul 16
She was helpful for everything and we close onetime
Rating: 5.0 out of 5.0 from Encompass The team of AnnieMac are pleasant, kind and very encouraging. They treated us like family and" held our hands" literally through out the whole process. We couldn't have done it without their help and support. Thank you. Mary JWood Ridge, NJ Jul 16
The team of AnnieMac are pleasant, kind and very encouraging. They treated us like family and" held our hands" literally through out the whole process. We couldn't have done it without their help and support. Thank you.
Rating: 5.0 out of 5.0 from Encompass Muy profesional y muy amable DiliaPHILADELPHIA, PA Jul 16
Muy profesional y muy amable
Rating: 5.0 out of 5.0 from Encompass The communication YashodaBudd Lake, NJ Jul 16
The communication
Rating: 5.0 out of 5.0 from Encompass I have had the pleasure of working with Ray, Jennifer, and Courtney throughout my mortgage process, and I couldn't be more satisfied with the service they provided. Ray has been with me since the very beginning, offering invaluable guidance and ensuring I understood all of my options, which made the entire journey far less overwhelming. Jennifer t... Inam UllahPhiladelphia, PA Jul 16
I have had the pleasure of working with Ray, Jennifer, and Courtney throughout my mortgage process, and I couldn't be more satisfied with the service they provided. Ray has been with me since the very beginning, offering invaluable guidance and ensuring I understood all of my options, which made the entire journey far less overwhelming. Jennifer t...
Rating: 5.0 out of 5.0 from Encompass The team did a great job and thanks for your help AdrianaUnion, NJ Jul 16
The team did a great job and thanks for your help
Rating: 5.0 out of 5.0 from Encompass The level of communication and timeliness made the overall experience exceptional. Courtney was very helpful and courteous. Janet JSecaucus, NJ Jul 16
The level of communication and timeliness made the overall experience exceptional. Courtney was very helpful and courteous.
Rating: 5.0 out of 5.0 from Encompass The team had me informed every step of the way! Very pleased with the communication process. This is my 2nd time, I came back for a reason. Great job Ray/Jennifer/Courtney! GRACIELA ENew Milford, NJ Jul 16
The team had me informed every step of the way! Very pleased with the communication process. This is my 2nd time, I came back for a reason. Great job Ray/Jennifer/Courtney!
Rating: 5.0 out of 5.0 from Encompass Working with Danilo was like working with family He mase the whole experience as easy as possinle and took real interest in providing the best outcome CarlosHazleton, PA Jul 16
Working with Danilo was like working with family He mase the whole experience as easy as possinle and took real interest in providing the best outcome
Rating: 5.0 out of 5.0 from Encompass Excellent , friendly , proffecionals AniciaFAIRVIEW, NJ Jul 16
Excellent , friendly , proffecionals
Rating: 4.5 out of 5.0 from Encompass Continously following up even the small details... did really well on clutch time to make the Closing date. Roman Carlo MallariRAHWAY, NJ Jul 16
Continously following up even the small details... did really well on clutch time to make the Closing date.
Rating: 5.0 out of 5.0 from Encompass Everything was so easy. Alam W.HASKELL, NJ Jul 16
Everything was so easy.
Rating: 5.0 out of 5.0 from Encompass everything was smoothly, no hassles. Great team that puts constumers concerns first. thank you so much everything!! Susan F.HASKELL, NJ Jul 16
everything was smoothly, no hassles. Great team that puts constumers concerns first. thank you so much everything!!
Rating: 5.0 out of 5.0 from Encompass Exceptional costumer experience. They made the whole process smooth, I felt comfortable throughout. RubenEMERSON, NJ Jul 16
Exceptional costumer experience. They made the whole process smooth, I felt comfortable throughout.
Rating: 5.0 out of 5.0 from Encompass Wonderful communication, followup, and made the whole process smooth. I felt confident that everything would be on time throughout the entire experience. TiffanyEASTON, PA Jul 16
Wonderful communication, followup, and made the whole process smooth. I felt confident that everything would be on time throughout the entire experience.
Rating: 5.0 out of 5.0 from Encompass Excellent custoned service, staff very knowledgeable and helpful. My clients were from Ecuador and traveled here for the closing, with little time and we were able to close timely. AniciaGUTTENBERG, NJ Jul 16
Excellent custoned service, staff very knowledgeable and helpful. My clients were from Ecuador and traveled here for the closing, with little time and we were able to close timely.
Rating: 5.0 out of 5.0 from Encompass I had an amazing experience with Jenn! She consistantly kept in contact with me to ensure I was always understood all the documentation I was signing. Jenn also always answered my phone calls and replied quickly to any emails. Communication was essential in this mortgage loan and she excelled in every sense of the word! I will definitely be referri... DiegoEnglewood, NJ Jul 16
I had an amazing experience with Jenn! She consistantly kept in contact with me to ensure I was always understood all the documentation I was signing. Jenn also always answered my phone calls and replied quickly to any emails. Communication was essential in this mortgage loan and she excelled in every sense of the word! I will definitely be referri...
Rating: 5.0 out of 5.0 from Encompass Thank you for all the support! AgnieszkaROCKAWAY, NJ Jul 16
Thank you for all the support!
Rating: 5.0 out of 5.0 from Encompass Jenn's professionalism and customer service skills are next level. It was a pleasure working with her, and am looking forward to working with her again in the near future. My client was a first time home buyer, Jenn was able to adress all Neg's concerns and put his mind at ease. Thanks to Jenn and... SuenarFair Lawn, NJ Jul 16
Jenn's professionalism and customer service skills are next level. It was a pleasure working with her, and am looking forward to working with her again in the near future. My client was a first time home buyer, Jenn was able to adress all Neg's concerns and put his mind at ease. Thanks to Jenn and...
Rating: 5.0 out of 5.0 from Encompass Prompt, personable service and communication. Jennifer is my number one recommended lender for all of my buyers. The clients have been very happy with their level of service and positive outcomes. GinaWayne, NJ Jul 16
Prompt, personable service and communication. Jennifer is my number one recommended lender for all of my buyers. The clients have been very happy with their level of service and positive outcomes.
Rating: 5.0 out of 5.0 from Encompass The process went very smoothly. Thank you. EmreWayne, NJ Jul 16
The process went very smoothly. Thank you.