About Jennifer
Proudly serving clients across Delaware, Maryland and Pennsylvania.
I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Borrower Testimonials
Jennifer was so kind, efficient and patient with every single one of my questions. We had a few hiccups on the real estate end but the loan process was SMOOTH sailing with her. You will not be disappointed. We will be using her for any future endeavors from here on out.
Working with Jennifer DeLuca has been such a great experience. She makes the lending side so easy for my clients, and her app streamlines the pre-approval process in a way that takes a lot of stress off their shoulders. I also really appreciate the regular updates she provides, This keeps me in the loop every step of the way and lets me know right ...
Jennifer is an awesome loan officer. She is very knowledgeable about the different loan products and is excellent at matching her clients with the best loan for their particular needs. She is my “go to” local lender.
Jennifer was amazing to work with every step of the way. She was communicative and pleasant to deal with. She goes over and beyond for her clients and we made a great team!
Jennifer is a great mortgage lender. She is always on top of things and if any issues arise she is ready to get them resolved quickly and in a professional manner. We highly recommend Jennifer for all of your mortgage needs. You will not be disappointed. Thanks Jennifer for all of your help. - Steve and Karen Freebery
My experience with Jennifer/AnnieMac was exceptional at no time during the process did we feel unsure or nervous. Jennifer communicated well with us and never gave up on finding us the best deal. She provided very detailed information via their app or email. I highly recommend using AnnieMac for your mortgage needs.
Jennifer Deluca has proven to be a valuable asset in the real estate industry. Her knowledge, professionalism, and commitment to clients are truly commendable. She consistently goes the extra mile to secure the best financing options, making the home buying process seamless. I wholeheartedly recommendJennifer to anyone seeking a trusted partner for...
I had an outstanding experience with Jennifer. I highly recommend Jennifer to anyone in Delaware seeking a mortgage lender who truly goes above and beyond.
Jennifer did a fantastic job working the loan for the Buyer of my listing. She was communicative, organized and created a proper expectation for the process. The loan closed without a hassel. Both Buyer and Seller were happy!
Jennifer was very friendly and helpful through our first time home buyer experience, we would definitely recommend her!
(Translated by Google) Very kind, very patient, and they resolve issues faster than expected! A truly GREAT group 😄 (Original) Muy amables, mucha paciencia, y resuelven más rápido de lo que se espera! Un grupo realmente GENIAL 😄
(Translated by Google) A tremendous experience…Jennifer, Valentina and their team are extraordinary… personalized service and they make you feel like family. (Original) Una tremenda experiencia…Jennifer, Valentina y su equipo son extraordinarios… un trato personalizado y hacen sentir a uno en familia.
Jennifer is the Super Star of lenders! If there is a away to get a deal done she will find it!! Definitely recommend her to all my clients!!
Jennifer at AnnieMac is simply the best!! When Jennifer is involved in your financing there is always clear communication, any issues that crop up get resolved easily and she sees it through to closing. Do not hesitate to call Jennifer for all of your financing needs!!
Jennifer is a trusted business partner. She not only provides you with relevant information but also helps you navigate through all aspects of a real estate transaction. She has been always kind and supportive - and got us very competitive conditions.
We had the opportunity to work with Jennifer on one of our short sales and she saved the day. The buyer's original lender could not get the loan approved and Jennifer stepped in and was able to get the buyer a mortgage within 3 weeks, enabling the short sale to be completed. Jennifer was extremely proactive and we would recommend highly to any pote...
I cant say enough great things about Jennifer. She was so extremely helpful throughout the process as I purchased my first home. She is so quick to respond, takes the time to explain everything, is very patient, kind, and knowledgeable. I felt confident that I was in good hands with Jen and her team. I would recommend Jennifer to anybody looking to...
Good experience very helpful things went fast for us.
Jen did such a great job helping me through the first time home buying process! Every time I texted I could always expect a text back within the next 5 minutes! She was there night and day! I would definitely recommend!!
I have had the pleasure of working directly with Jennifer, and she was nothing short of AMAZING. When a challenging situation arose during our transaction, she maintained clear and open communication while going ABOVE AND BEYOND to ensure a successful closing. Her dedication and expertise were truly exceptional. I highly recommend Jennifer to all o...
Finding Jen was truly a Hail Mary for us in buying our first home. Prior to working with her at Annie Mac we had an existing pre approval with another company. With less than 48 hours to spare before our dream house hit the market, we reached out to her to talk about the Cash2Keys program, and she had us approved and in the process of underwriting ...
Jennifer has been spectacular throughout the entire process. She was extremely communicative, on top of every little detail, and was always willing to answer any questions we had. She was an incredible choice for us to work with, and we cannot express our gratitude for all that she’s done.
Jenn did a great job! She made sure everything got done even with a tighter schedule. She made it happen! Thanks Jenn!
I am always pleased when my clients are using Jennifer for their mortgage. She is thoughtful in offering the best programs to buyers, responsive, and organized. She is available to answer questions though out the buying process. As a Realtor, serving Primarily New Cast County, Delaware, I value her experience, thorough-ness and calm demeanor in all...
Working with Jenn was an absolute pleasure! From start to finish, she made the mortgage process smooth, stress-free, and easy to understand. She took the time to explain every step, answered all of my questions promptly, and always kept me updated throughout the process. Her professionalism, knowledge, and dedication truly set her apart. I highly ...
More
- View more testimonials on Experience.com & Zillow.com
Realtors! Announcing Our: Real Estate Realities Masterminds
On 10/21/2026 at 2:00 pm
In a crowded market, doing great work is not always enough. People also need to understand what makes working with you different. Join me for Real Estate Realities: Jumpstart Your 2027 with Lance Pendleton on October 21 at 2 p.m. ET. Lance will share how to: - Create messaging that cuts through industry noise - Build a business around what clients truly need - Deliver an experience people remember and want to refer See you there!