About Jeff
Proudly serving clients across Alabama, Georgia and Tennessee.
I’ve spent 40 years in financial services. My first career was as an Insurance Agent which gave me extensive selling skills. In 2004, I was approached by a lender to become a Loan Officer. 22 years later, I still love helping people achieve their homeownership goals.
Borrower Testimonials
Jeff is an amazing person to work with. I would recommend him to anyone.
Jeff is an unbelievable Man of God!!! our experience was excellent and can't thank Jeff enough for being so transparent, kind and so responsive . can't Jeff Waggoner enough for all his help with Rachel and I. Grateful for the unbelievable customer service and Jeff's over site and care throughout the entire process!
We did a double closing (sale/purchase) and everything went very smooth. Jeff took what was normally a stressful situation into a smooth transaction and we are very happy! I would and do recommend Jeff and his team at Homestar,
The communication of Jeff's team of Loan officers was simply amazing. I was completely blown away by the communication. I was completely aware of what stage the loan was in throughout the process. No surprises!!And we closed 2 weeks ahead of schedule..
By far the best group of loan officers I have worked with. Very knowledgeable and they stopped to ensure I was understanding the next steps in the process. Closed early!
Jeff's team did an awesome job communicating within each step of the process. We went under contract the Friday before Thanksgiving, and despite the holidays, we closed in 18 business days. They were able to get us in our home quickly so we could be settled for Christmas. This team was quick and efficient. We recommend them to anyone who wants upfr...
when my husband and I first starting thinking of buying a home, we were referred by a friend to the Waggoner Team. Jeff took the time to explain our current situation and recommended we wait a couple of months until we could buy the home we really wanted and not just any home. It was worth the wait--we love our new home and thank the Waggoner team...
Jeff was very knowledgeable about the mortgage process, current rates & helpful in every step pf the way. He was highly responsive and very organized. He really knows the business and made me feel very comfortable and at ease. Its rare to find a company that really acres about their clients. I would highly recommend him.
Jeff and the Waggoner Team at Homestar Financial were very knowledgeable, thoroughly communicated each step of the loan process, and got us to the closing very smoothly and on-time. We would highly recommend the Waggoner team to our family and friends for their mortgage needs!
Was clear to close in just under two weeks. Great team that stayed in constant communication. No curve balls, no surprises! Great team! I highly recommend Jeff and his team if you are looking for a Loan Officer and experienced mortgage professionals.
Jeff Waggoner and his colleagues were lovely to work with-- responsive, professional, and thorough. They answered all my questions and helped me to navigate the process. I would highly recommend!
- View more testimonials on Experience.com
Realtors! Announcing Our: Real Estate Realities Masterminds
On 10/21/2026 at 2:00 pm
In a crowded market, doing great work is not always enough. People also need to understand what makes working with you different. Join me for Real Estate Realities: Jumpstart Your 2027 with Lance Pendleton on October 21 at 2 p.m. ET. Lance will share how to: - Create messaging that cuts through industry noise - Build a business around what clients truly need - Deliver an experience people remember and want to refer See you there!