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Proudly serving clients across Utah.
I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Rating: 4.7 out of 5.0 from Encompass The process and communication was great. JC explained the expectations clearly and was helpful Jonathan ASouth Jordan, UT Aug 17
The process and communication was great. JC explained the expectations clearly and was helpful
Rating: 5.0 out of 5.0 from Encompass The work team was very attentive and always willing to help, they provided me with all the necessary information so that the purchase is made quickly and successfully. BrianHerriman, UT Jul 21
The work team was very attentive and always willing to help, they provided me with all the necessary information so that the purchase is made quickly and successfully.
Rating: 5.0 out of 5.0 from Encompass really helpfull, will do anything to make sure you understand the steps. Jessica De AndradeLehi, UT Jul 16
really helpfull, will do anything to make sure you understand the steps.
Rating: 5.0 out of 5.0 from Encompass Great service, excellent communication and support in Spanish Blanca IselaSaratoga Springs, UT Jul 13
Great service, excellent communication and support in Spanish
Rating: 5.0 out of 5.0 from Encompass JC went above and beyond to ensure my client had the best loan products to meet her financial needs. He really took time to explain everything thoroughly. He was able to lock in the loan at the right moment to ensure the best interest rate. Highly recommend! ChristineWest Jordan, UT Jun 22
JC went above and beyond to ensure my client had the best loan products to meet her financial needs. He really took time to explain everything thoroughly. He was able to lock in the loan at the right moment to ensure the best interest rate. Highly recommend!
Rating: 5.0 out of 5.0 from Encompass The level of commitment that I felt from JC and his team was outstanding and gave me the confidence to know that I was in the right hands. The constant communication, coupled with their around the clock availability let me know that whatever and whenever I had a concern it would be addressed in a timely mann... EricSouth Jordan, UT Feb 25
The level of commitment that I felt from JC and his team was outstanding and gave me the confidence to know that I was in the right hands. The constant communication, coupled with their around the clock availability let me know that whatever and whenever I had a concern it would be addressed in a timely mann...