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Proudly serving clients across Florida, Georgia, Missouri, North Carolina and Tennessee.
I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Rating: 5.0 out of 5.0 from Encompass Gina was able to identify the right program for a very unique borrower and guide them successfully to the closing table. She consistently goes above and beyond what a typical lender would do. After 10 years of working with her, I can honestly say that choosing Gina has been one of the best decisions I have made in my real estate career. Luis PerezDover, FL Aug 20
Gina was able to identify the right program for a very unique borrower and guide them successfully to the closing table. She consistently goes above and beyond what a typical lender would do. After 10 years of working with her, I can honestly say that choosing Gina has been one of the best decisions I have made in my real estate career.
Rating: 4.0 out of 5.0 from Encompass We got a challenging deal closed PeterSebring, FL Aug 04
We got a challenging deal closed
Rating: 4.8 out of 5.0 from Encompass Treatments and knowledgment of process Pedro GuillermoLakeland, FL Jul 21
Treatments and knowledgment of process
Rating: 5.0 out of 5.0 from Encompass Our experience with the loan process was excellent from start to finish. The entire team was professional, knowledgeable, and always willing to answer our questions. They kept us informed throughout every step of the process, making what could have been a stressful experience feel smooth and manageable. We truly appreciated their responsiveness, pa... KaterineLakeland, FL Jul 20
Our experience with the loan process was excellent from start to finish. The entire team was professional, knowledgeable, and always willing to answer our questions. They kept us informed throughout every step of the process, making what could have been a stressful experience feel smooth and manageable. We truly appreciated their responsiveness, pa...
Rating: 5.0 out of 5.0 from Encompass GREAT EXPERIENCE!! THANKS Ms. WALKER TO HELP US. CarmenBartow, FL Jul 01
GREAT EXPERIENCE!! THANKS Ms. WALKER TO HELP US.
Rating: 5.0 out of 5.0 from Encompass From start to finish Gina was fantastic. Whenever I would get nervous about something she would reassure me that everything was going to work out. In the end all of our deadlines were met and the communication was fantastic. There is so much behind the scenes things that I don't think many people realize. I'm so grateful... JosephBlue Ridge, GA Jun 28
From start to finish Gina was fantastic. Whenever I would get nervous about something she would reassure me that everything was going to work out. In the end all of our deadlines were met and the communication was fantastic. There is so much behind the scenes things that I don't think many people realize. I'm so grateful...
Rating: 5.0 out of 5.0 from Encompass The process was very easy and straightforward. Team was professional and available to answer any questions. Craig ScottOsprey, FL Jun 24
The process was very easy and straightforward. Team was professional and available to answer any questions.
Rating: 5.0 out of 5.0 from Encompass Gina helped us understand the process as first time home buyers and took a lot of the stress out the process! Colton ALakeland, FL May 31
Gina helped us understand the process as first time home buyers and took a lot of the stress out the process!
Rating: 5.0 out of 5.0 from google Gina communicates every detail and provides updates as they come in. She also provided excellent information and explanations. Couldn't be happier. Vic May 06
Gina communicates every detail and provides updates as they come in. She also provided excellent information and explanations. Couldn't be happier.
Rating: 5.0 out of 5.0 from google Gina is the best, I can’t recommend her enough she goes above and beyond to help you get approved. She’s always there when needed, responds fast and is just awesome !! A May 06
Gina is the best, I can’t recommend her enough she goes above and beyond to help you get approved. She’s always there when needed, responds fast and is just awesome !!
Rating: 5.0 out of 5.0 from API Everything was smooth and quick! LesnielLakeland, FL May 06
Everything was smooth and quick!
Rating: 5.0 out of 5.0 from API Gina and her team were great, start to finish! Communication was outstanding and it was a very smooth transaction. DannyLakeland, FL May 06
Gina and her team were great, start to finish! Communication was outstanding and it was a very smooth transaction.
Rating: 5.0 out of 5.0 from API My loan officer Gina went above and beyond to help me get my loan approved and she is super efficient , she responded super fast every time and was always there when I needed her . I couldn't recomend her enough LismaryLakeland, FL May 06
My loan officer Gina went above and beyond to help me get my loan approved and she is super efficient , she responded super fast every time and was always there when I needed her . I couldn't recomend her enough
Rating: 5.0 out of 5.0 from API Gina and nancy along with amber were the best team any homeowner can ask for ! espically gina casue being a new home owner for the first time it was flustering but gina made it a smooth and great experience i I highly recommend. JoshuaHudson, FL May 06
Gina and nancy along with amber were the best team any homeowner can ask for ! espically gina casue being a new home owner for the first time it was flustering but gina made it a smooth and great experience i I highly recommend.
Rating: 5.0 out of 5.0 from google Awesome service. Dave May 06
Awesome service.
Rating: 5.0 out of 5.0 from google I have an excellent experience working on my loan with Gina. Respect, vast experience, communication, great attitude, knowledge and great service. She is a valuable helper in the process of getting a loan. Sheila May 06
I have an excellent experience working on my loan with Gina. Respect, vast experience, communication, great attitude, knowledge and great service. She is a valuable helper in the process of getting a loan.
Rating: 5.0 out of 5.0 from google If you're unsure of who to use as a mortgage broker, stop looking and call Gina. Gina and her team are amazing, and do what they say they'll do and are available when needed. 100% positive experience. Thank you! Steve May 06
If you're unsure of who to use as a mortgage broker, stop looking and call Gina. Gina and her team are amazing, and do what they say they'll do and are available when needed. 100% positive experience. Thank you!
Rating: 5.0 out of 5.0 from google Gina and her team were amazing. They met and exceeded my expectations every step of the way during the loan process. From the first conversation I had with Gina, she was very professional, and throughout very responsive all the way to a quick and seamless CTC! Highly recommend Gina and her team they Will use their skills and expertise to get the tr... YVONNE May 06
Gina and her team were amazing. They met and exceeded my expectations every step of the way during the loan process. From the first conversation I had with Gina, she was very professional, and throughout very responsive all the way to a quick and seamless CTC! Highly recommend Gina and her team they Will use their skills and expertise to get the tr...
Rating: 5.0 out of 5.0 from google Gina and Nancy were amazing through the whole loan process. They kept communication open, any time I asked a question they were quick with responses. Highly recommend using Gina! Chelsey May 06
Gina and Nancy were amazing through the whole loan process. They kept communication open, any time I asked a question they were quick with responses. Highly recommend using Gina!
Rating: 5.0 out of 5.0 from API Gina communicates every detail and provides updates as they come in. She also provided excellent information and explanations. Couldn't be happier. VictorPlant City, FL May 06
Rating: 5.0 out of 5.0 from API Everything went very smooth and fast, from the start to the finish.. very satisfied. ThomasLakeland, FL May 06
Everything went very smooth and fast, from the start to the finish.. very satisfied.
Rating: 5.0 out of 5.0 from SFTP Gina was amazing 🤩 RaniaWesley Chapel, FL May 06
Gina was amazing 🤩