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Proudly serving clients across Florida, Georgia and Tennessee.
Gianni Cerretani is a nationally recognized mortgage professional with over 26 years of industry experience, consistently ranking in the top 1% of mortgage originators nationwide. Renowned for his exceptional client care, he has been named among the Top 100 Mortgage Professionals by Experience.com for customer service and stands as the #1 Home Heroes affiliate lender in his state and #5 in the country.
Gianni is also a two-time Telly Award-winning television host on The American Dream TV Network, where he leads the segment Financing the American Dream. Through this platform, he educates and empowers viewers with insights into homeownership, financing strategies, and building generational wealth.
At the heart of Gianni’s work is a deep passion for serving community heroes. He has helped first responders, law enforcement officers, healthcare professionals, educators, and members of all military branches save more than $2.8 million in homebuying costs—making the dream of homeownership more attainable for those who serve and protect our communities. His commitment extends beyond lending, as he actively supports these heroes through charitable contributions and ongoing educational initiatives.
Gianni also dedicates his time to a ministry called God’s Warriors, where he helps share the Gospel with children in local schools through powerful demonstrations of strength and faith.
A lifelong athlete, Gianni once captained a Junior Olympic USA ice hockey team and has an extensive background in martial arts and competitive bodybuilding. His discipline and drive carry over into every aspect of his professional and personal life.
Together with his wife, Kristen, Gianni shares a love for animals—especially golden retrievers. Their passion for rescue has inspired a long-term goal of opening a sanctuary dedicated to caring for elderly dogs.
Known for his transparency, high-level communication, and relentless commitment to excellence, Gianni approaches every client relationship with integrity and heart. His mission is simple: deliver the best possible outcome for every client while creating an experience so positive that it builds customers for life.
Preferred Home Inspector Partner: Elite‑Level Home Inspections
We’re proud to work with Elite‑Level Home Inspections, a trusted inspection partner known for thorough reports, clear communication, and reliable service. While clients are always free to choose any licensed home inspector, we’re happy to share recommendations based on experience and proven results.
Great team! Make sure you are taken care of without setting up for failure. Make sure your wants and needs are taken to consideration. Kyneshia Fearon April 30 Rating: 5.0 out of 5.0 from google
Great team! Make sure you are taken care of without setting up for failure. Make sure your wants and needs are taken to consideration.
Great communication and quick response times. They showed so much patience with me being new to this process. They made this process easy for me. Pe'Gysia Rowe April 30 Rating: 5.0 out of 5.0 from google
Great communication and quick response times. They showed so much patience with me being new to this process. They made this process easy for me.
Always a pleasant experience with Gianni. He goes over and beyond everytime for my clients! Always a phone call or text away! I’m excited to keep changing lives together with Gianni as my lending partner! Plus he has a great team, 10/10. JusticeHill April 30 Rating: 5.0 out of 5.0 from google
Always a pleasant experience with Gianni. He goes over and beyond everytime for my clients! Always a phone call or text away! I’m excited to keep changing lives together with Gianni as my lending partner! Plus he has a great team, 10/10.
Gianna is the best loan originator I've ever worked with and this is my fourth house. His knowledge and integrity standout in todays world. He's a brother in faith and will be a warrior for you! Hcowart6 Carrollton, GA April 30 Rating: 5.0 out of 5.0 from Zillow
Gianna is the best loan originator I've ever worked with and this is my fourth house. His knowledge and integrity standout in todays world. He's a brother in faith and will be a warrior for you!
Gianni and his crew was very professional and the process was easy and fast. Definitely a 10 out of 10! I would and is going to recommend them to friends and family. Sandy12042001 Conyers, GA April 30 Rating: 5.0 out of 5.0 from Zillow
Gianni and his crew was very professional and the process was easy and fast. Definitely a 10 out of 10! I would and is going to recommend them to friends and family.
Gianni is very knowledgeable and very caring. I don't know what we would have done without him. We were working with a different lender that did not know what they were doing. He took over and fixed everything! Thanks Ganni Carol Florence, AZ April 30 Rating: 5.0 out of 5.0 from Zillow
Gianni is very knowledgeable and very caring. I don't know what we would have done without him. We were working with a different lender that did not know what they were doing. He took over and fixed everything! Thanks Ganni