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Proudly serving clients across Florida, Georgia and Tennessee.
Gianni Cerretani is a nationally recognized mortgage professional with over 26 years of industry experience, consistently ranking in the top 1% of mortgage originators nationwide. Renowned for his exceptional client care, he has been named among the Top 100 Mortgage Professionals by Experience.com for customer service and stands as the #1 Home Heroes affiliate lender in his state and #5 in the country.
Gianni is also a two-time Telly Award-winning television host on The American Dream TV Network, where he leads the segment Financing the American Dream. Through this platform, he educates and empowers viewers with insights into homeownership, financing strategies, and building generational wealth.
At the heart of Gianni’s work is a deep passion for serving community heroes. He has helped first responders, law enforcement officers, healthcare professionals, educators, and members of all military branches save more than $2.8 million in homebuying costs—making the dream of homeownership more attainable for those who serve and protect our communities. His commitment extends beyond lending, as he actively supports these heroes through charitable contributions and ongoing educational initiatives.
Gianni also dedicates his time to a ministry called God’s Warriors, where he helps share the Gospel with children in local schools through powerful demonstrations of strength and faith.
A lifelong athlete, Gianni once captained a Junior Olympic USA ice hockey team and has an extensive background in martial arts and competitive bodybuilding. His discipline and drive carry over into every aspect of his professional and personal life.
Together with his wife, Kristen, Gianni shares a love for animals—especially golden retrievers. Their passion for rescue has inspired a long-term goal of opening a sanctuary dedicated to caring for elderly dogs.
Known for his transparency, high-level communication, and relentless commitment to excellence, Gianni approaches every client relationship with integrity and heart. His mission is simple: deliver the best possible outcome for every client while creating an experience so positive that it builds customers for life.
Trusted Home Inspector Partner: Elite‑Level Home Inspections
We’re proud to work with Elite‑Level Home Inspections, a trusted inspection partner known for thorough reports, clear communication, and reliable service. While clients are always free to choose any licensed home inspector, we’re happy to share recommendations based on experience and proven results.
Trusted Divorce Planning Partner: Divorce to Dream Life
We’re proud to work with Divorce to Dream Life, a trusted resource for individuals navigating the financial and emotional complexities of divorce. While clients are always free to choose any professional, we’re happy to share partners who prioritize guidance, clarity, and a thoughtful approach during major life transitions.
Rating: 5.0 out of 5.0 from Encompass The process ran so smooth and alot faster than I had expected. We've never refinanced before so we were nervous it was goingnti be a bunch of hoops to jump through. Gianni and everyone he put us in contact with was absolutely a dream to work with and made us feel so comfortable and informed the entire process. The peace of mind this has provided us... Kelly ReaganDallas, GA May 20
The process ran so smooth and alot faster than I had expected. We've never refinanced before so we were nervous it was goingnti be a bunch of hoops to jump through. Gianni and everyone he put us in contact with was absolutely a dream to work with and made us feel so comfortable and informed the entire process. The peace of mind this has provided us...
Rating: 5.0 out of 5.0 from Zillow This is actually the second time we have used Gianni Cerretani and his team at Homebridge Financial. We had such a great experience the first time that we immediately checked with him when purchasing this home. I am so glad we did because this time was even better. His team kept us informed and explained things so well. They also worked so hard to ... SaraCumming, GA May 15
This is actually the second time we have used Gianni Cerretani and his team at Homebridge Financial. We had such a great experience the first time that we immediately checked with him when purchasing this home. I am so glad we did because this time was even better. His team kept us informed and explained things so well. They also worked so hard to ...
Rating: 5.0 out of 5.0 from Zillow If you're looking for a smooth and pleasant loan process you'll find that working with Gianni Cerretani! He comes with a 5 star review from me and I'll definitely use Gianni again! Nitt12174Atlanta, GA May 14
If you're looking for a smooth and pleasant loan process you'll find that working with Gianni Cerretani! He comes with a 5 star review from me and I'll definitely use Gianni again!
Rating: 5.0 out of 5.0 from Zillow Homebridge is a wonderful lending institution that is not afraid to take on complex loan situations. Gianni is an awesome asset that gets loans closed. I will use Gianni and Homebridge for any future needs! EricaCanton, GA May 14
Homebridge is a wonderful lending institution that is not afraid to take on complex loan situations. Gianni is an awesome asset that gets loans closed. I will use Gianni and Homebridge for any future needs!
Rating: 5.0 out of 5.0 from Zillow Gianni Cerretani is very straightforward and professional. Gianni gives clear instructions on what is required to purchase a home. Gianni and his team are knowledgeable about the loan and closing process. I personally followed their instructions down to the letter which made this process smooth as well as enjoyable. FrankRiverdale, GA May 14
Gianni Cerretani is very straightforward and professional. Gianni gives clear instructions on what is required to purchase a home. Gianni and his team are knowledgeable about the loan and closing process. I personally followed their instructions down to the letter which made this process smooth as well as enjoyable.
Rating: 5.0 out of 5.0 from Zillow Gianni's and his team are fantastic. will use him again and again and again! if you are a military veteran, like me, i recommend using him for the purchase of your new home. Reastman1125Acworth, GA May 14
Gianni's and his team are fantastic. will use him again and again and again! if you are a military veteran, like me, i recommend using him for the purchase of your new home.
Rating: 5.0 out of 5.0 from Zillow I was impressed with Gianni's customer service and friendliness. Gianni was patient enough to even review competitor quotes and explain the differences to us. Thank you for everything! We love our new home! KatrinaLilburn, GA May 14
I was impressed with Gianni's customer service and friendliness. Gianni was patient enough to even review competitor quotes and explain the differences to us. Thank you for everything! We love our new home!
Rating: 5.0 out of 5.0 from Zillow My Loans officer works with me in the whole process. When it is time for the paperwork's they were so supportive. Their words of encouragement, and the positive tone on the phone help me a lot. I will recommend them to anyone who want to buy home. DeborahLithonia, GA May 14
My Loans officer works with me in the whole process. When it is time for the paperwork's they were so supportive. Their words of encouragement, and the positive tone on the phone help me a lot. I will recommend them to anyone who want to buy home.
Rating: 5.0 out of 5.0 from Zillow Mr. Gianni Cerretani, is a consummate professional. Yes, indeed!!! This was evident from our very first contact -- telephonic conversation. For this reason, I was comfortable to refer to him on a first name basis (Gianni).... However, for all intents/purposes, I will address him in this correspondence as Mr. Cerretani. Furthermore, his wonderful fi... PoetztimeAtlanta, GA May 14
Mr. Gianni Cerretani, is a consummate professional. Yes, indeed!!! This was evident from our very first contact -- telephonic conversation. For this reason, I was comfortable to refer to him on a first name basis (Gianni).... However, for all intents/purposes, I will address him in this correspondence as Mr. Cerretani. Furthermore, his wonderful fi...
Rating: 5.0 out of 5.0 from Zillow Gianni, Debbie, Renee, and Taylor were very knowledgeable, efficient, supportive, and delivered everything that they promised. It was a pleasure working with them. Thank you guys. You totally Rock! Mina8716Buford, GA May 14
Gianni, Debbie, Renee, and Taylor were very knowledgeable, efficient, supportive, and delivered everything that they promised. It was a pleasure working with them. Thank you guys. You totally Rock!
Rating: 5.0 out of 5.0 from Zillow Gianni, Thanks for all the help you provided to us throughout this whole process. You were always informative, kind and patient with the bullion questions we had. This wouldn't have been possible without you and all your knowledge. Thanks for always being a gentlemen, we are eternally grateful for your help and guidance. DericjoelCovington, GA May 14
Gianni, Thanks for all the help you provided to us throughout this whole process. You were always informative, kind and patient with the bullion questions we had. This wouldn't have been possible without you and all your knowledge. Thanks for always being a gentlemen, we are eternally grateful for your help and guidance.
Rating: 5.0 out of 5.0 from Zillow A very professional and customer oriented company that works for you the customer. I would recommend them to anyone looking to purchase a home. They answered all my questions CornellFairburn, GA May 14
A very professional and customer oriented company that works for you the customer. I would recommend them to anyone looking to purchase a home. They answered all my questions
Rating: 5.0 out of 5.0 from Zillow The loan process started pretty standard, great communication. I did have issues with uploading personal documents to the site. Towards the end Gianni and the team went above and beyond with helping close the loan so I can attend in-person given serious medical issue that came up. Overall excellent experience. KathleenFairburn, GA May 14
The loan process started pretty standard, great communication. I did have issues with uploading personal documents to the site. Towards the end Gianni and the team went above and beyond with helping close the loan so I can attend in-person given serious medical issue that came up. Overall excellent experience.
Rating: 5.0 out of 5.0 from Zillow Gianni was amazing! He answered all my questions patiently and was in my corner handling things I didnt know I needed handling. Gianni's knowledge and directions kept me on track and made a scary process seem easy! Kimberly C.Hiram, GA May 14
Gianni was amazing! He answered all my questions patiently and was in my corner handling things I didnt know I needed handling. Gianni's knowledge and directions kept me on track and made a scary process seem easy!
Rating: 5.0 out of 5.0 from Zillow Gianni is very knowledgeable and responsive! He guided us through the process of obtaining a loan for an investment property and was always available to answer questions every step of the way. I highly recommend him and will definitely use him again in the future! StacyPanama City Beach, FL May 14
Gianni is very knowledgeable and responsive! He guided us through the process of obtaining a loan for an investment property and was always available to answer questions every step of the way. I highly recommend him and will definitely use him again in the future!
Rating: 5.0 out of 5.0 from Zillow Gianni Cerretani and his team are true professionals. In my role I assist agents in closing over 400 transactions a year and I can tell you I am always happy to see this group listed as the lender. Their communication is top notch and they go above and beyond to ensure all parties are kept abreast of the loan details and status. Highly recommend... Laura YazgeLithonia, GA May 14
Gianni Cerretani and his team are true professionals. In my role I assist agents in closing over 400 transactions a year and I can tell you I am always happy to see this group listed as the lender. Their communication is top notch and they go above and beyond to ensure all parties are kept abreast of the loan details and status. Highly recommend...
Rating: 5.0 out of 5.0 from Zillow Gianni and his team were able to get me approved for an FHA loan and close on a new house in less than 3 weeks. I was a first time home buyer and didnt know anything going into this process and they helped me every step of the way. I would highly recommend them to anyone! AlexaCanton, GA May 14
Gianni and his team were able to get me approved for an FHA loan and close on a new house in less than 3 weeks. I was a first time home buyer and didnt know anything going into this process and they helped me every step of the way. I would highly recommend them to anyone!
Rating: 5.0 out of 5.0 from Zillow Gianni and Team made our homebuying experience so smooth. They were knowledgeable and educated us on what was happening with rates and how that would impact our buying experience. The team was fast with responses and updates which kept us in the know every step of the way. Donald RouseMarietta, GA May 14
Gianni and Team made our homebuying experience so smooth. They were knowledgeable and educated us on what was happening with rates and how that would impact our buying experience. The team was fast with responses and updates which kept us in the know every step of the way.
Rating: 5.0 out of 5.0 from Zillow Gianni was very knowledgeable and knows how to close a loan.He delivered exceptional customer service his team were great as well I would definitely recommend him. LadaviaEllenwood, GA May 14
Gianni was very knowledgeable and knows how to close a loan.He delivered exceptional customer service his team were great as well I would definitely recommend him.
Rating: 5.0 out of 5.0 from Zillow I don't know where to begin when it comes to Gianni and his team. They made a difficult experience (during horrible housing market for buyers) a smoother transition. I first have to commend Gianni because he is about his clients. He was in the hospital needing to take care of himself, but he wanted to ensure our family could move into our forever h... DannaMcDonough, GA May 14
I don't know where to begin when it comes to Gianni and his team. They made a difficult experience (during horrible housing market for buyers) a smoother transition. I first have to commend Gianni because he is about his clients. He was in the hospital needing to take care of himself, but he wanted to ensure our family could move into our forever h...
Rating: 5.0 out of 5.0 from Zillow From day one until the day we closed , all done within 45 days, Gianni and his team handled everything with complete professionalism & attention to detail. Gianni , Jordan & Chelsea were always just a phone call away. Having not purchased a home since 2006 when they were giving away mortgages we were surprised how Gianni & his team made the process... CharlieRome, GA May 14
From day one until the day we closed , all done within 45 days, Gianni and his team handled everything with complete professionalism & attention to detail. Gianni , Jordan & Chelsea were always just a phone call away. Having not purchased a home since 2006 when they were giving away mortgages we were surprised how Gianni & his team made the process...
Rating: 5.0 out of 5.0 from Zillow Gianni and his team were very knowledgeable and gave great insight into various aspects of my loan and options. I highly recommend him to help you as well any time I needed questions answered I could always call and get an answer 5⭐️⭐️⭐️⭐️⭐️ Dante RelafordHampton, GA May 14
Gianni and his team were very knowledgeable and gave great insight into various aspects of my loan and options. I highly recommend him to help you as well any time I needed questions answered I could always call and get an answer 5⭐️⭐️⭐️⭐️⭐️
Rating: 5.0 out of 5.0 from Zillow Gianni and The Cerretani Team were amazing. I was able to get preapproved, financed, and closed on a home within a tight timeline. I was kept up-to-date as to what I needed to do in getting my loan finalized. Gianni keeps you informed with the buying process and his team is readily available to answer any and all questions. Thank you, Gianni!!!! PattiChatsworth, GA May 14
Gianni and The Cerretani Team were amazing. I was able to get preapproved, financed, and closed on a home within a tight timeline. I was kept up-to-date as to what I needed to do in getting my loan finalized. Gianni keeps you informed with the buying process and his team is readily available to answer any and all questions. Thank you, Gianni!!!!
Rating: 5.0 out of 5.0 from Zillow The entire team works to make sure you go from application to close. Their process is easy to follow. I would highly recommend the Cerratini team. You even get a home report to track your equity and changes in the market RihanaDacula, GA May 14
The entire team works to make sure you go from application to close. Their process is easy to follow. I would highly recommend the Cerratini team. You even get a home report to track your equity and changes in the market
Rating: 5.0 out of 5.0 from Zillow Gianni and his team were absolutely amazing during our financing process. Their attentiveness, patience, follow-up, and follow-through truly speaks volumes about their passion for what they do. The entire team really made us feel comfortable and excited about the process! Gianni’s team at Homebridge is the team to work with! ValeriecheelyVilla Rica, GA May 14
Gianni and his team were absolutely amazing during our financing process. Their attentiveness, patience, follow-up, and follow-through truly speaks volumes about their passion for what they do. The entire team really made us feel comfortable and excited about the process! Gianni’s team at Homebridge is the team to work with!