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Gianni Cerretani is a nationally recognized mortgage professional with over 26 years of industry experience, consistently ranking in the top 1% of mortgage originators nationwide. Renowned for his exceptional client care, he has been named among the Top 100 Mortgage Professionals by Experience.com for customer service and stands as the #1 Home Heroes affiliate lender in his state and #5 in the country.
Proudly serving clients across Alabama, Florida, Georgia, South Carolina and Tennessee.
Gianni is also a two-time Telly Award-winning television host on The American Dream TV Network, where he leads the segment Financing the American Dream. Through this platform, he educates and empowers viewers with insights into homeownership, financing strategies, and building generational wealth.
“I’m passionate about serving the community that has saved my life—twice. Through the Homes for Heroes® program, I’m proud to give back to those who dedicate their lives to serving others, including firefighters, law enforcement, military, healthcare professionals, educators, and first responders.
This program was created to recognize your sacrifice and help make homeownership more affordable, offering meaningful savings when buying, selling, or refinancing a home.
To every hero in our community—thank you for all that you do. It’s an honor to support you and ensure you receive the benefits you’ve earned, every step of the way.”
We’re proud to work with Elite‑Level Home Inspections, a trusted inspection partner known for thorough reports, clear communication, and reliable service. While clients are always free to choose any licensed home inspector, we’re happy to share recommendations based on experience and proven results.
We’re proud to work with Divorce to Dream Life, a trusted resource for individuals navigating the financial and emotional complexities of divorce. While clients are always free to choose any professional, we’re happy to share partners who prioritize guidance, clarity, and a thoughtful approach during major life transitions.
God’s Warriors began as a vision from founder David Delk, combining his passion for fitness with his faith in Jesus Christ. Since its founding, the ministry has reached thousands of students, coaches, and communities—using strength, discipline, and faith to make Christ known.
Proud to partner and make a difference in the community.
Neuse River Golden Retriever Rescue is a volunteer-driven nonprofit dedicated to rescuing, rehabilitating, and rehoming golden retrievers and golden-hearted dogs in need. With over 25 years of service, they continue to make a meaningful impact through community education, responsible pet advocacy, and the support of donors and foster families.
In memory of Chief Cerretani. Proud supporter of the work they do.
Through Gianni’s partnership with Cutco, you can elevate your closing experience with a premium, practical gift that clients will use and appreciate for years to come. Cutco knives deliver lasting quality and everyday value—making a memorable impression long after the transaction is complete
Expert Home remodeling services tailored to your needs, ensuring quality and satisfaction. Services provided by Aaron Scheidweiler (904-778-5553)
The mortgage process doesn't have to be confusing. Explore quick, easy-to-follow videos covering AnnieMac's loan programs, first-time homebuyer tips, mortgage do's and don'ts, credit guidance, and more—so you can make informed decisions with confidence.
Rating: 5.0 out of 5.0 from Zillow I had the best experience with Gianni and his team from Homebridge Financial Services. He was very knowledgeable about the loan I was getting and he went above and beyond making sure I understood everything. As a first-time homebuyer, I don't think he could have made the process any easier! JasmineValdosta, GA Jul 10
I had the best experience with Gianni and his team from Homebridge Financial Services. He was very knowledgeable about the loan I was getting and he went above and beyond making sure I understood everything. As a first-time homebuyer, I don't think he could have made the process any easier!
Rating: 5.0 out of 5.0 from Zillow Gianni and his team were incredibly knowledgeable and were able to provide timelines that won bidding wars in an incredibly competitive market! I would definitely work with them again. CodieAtlanta, GA Jul 10
Gianni and his team were incredibly knowledgeable and were able to provide timelines that won bidding wars in an incredibly competitive market! I would definitely work with them again.
Rating: 5.0 out of 5.0 from Zillow Best experience hands down. Gianni is the best and has the dream team standing right beside him. You cannot beat the patience and communication skills of this unit. Very personable and diligent. I’m not sure how this process would have gone had it been anyone else. Highly recommend. T.B.East Point, GA Jul 10
Best experience hands down. Gianni is the best and has the dream team standing right beside him. You cannot beat the patience and communication skills of this unit. Very personable and diligent. I’m not sure how this process would have gone had it been anyone else. Highly recommend.
Rating: 5.0 out of 5.0 from Zillow Gianni and his team made the mortgage process easier and less intimidating by breaking it down into manageable steps and guiding us through the whole process. TynanDecatur, GA Jul 10
Gianni and his team made the mortgage process easier and less intimidating by breaking it down into manageable steps and guiding us through the whole process.
Rating: 5.0 out of 5.0 from Zillow Gianni and his team helped us a lot throughout the process of acquiring our first house, being very patient and kind. They answer all our concerns, they are very professional. Edgar CortesSmyrna, GA Jul 10
Gianni and his team helped us a lot throughout the process of acquiring our first house, being very patient and kind. They answer all our concerns, they are very professional.
Rating: 5.0 out of 5.0 from Zillow Team Cerretani was excellent in our home buying journey. This was our second time using Team Cerretani and they exceeded our expectations. Would highly reccomend them. SeanHampton, GA Jul 10
Team Cerretani was excellent in our home buying journey. This was our second time using Team Cerretani and they exceeded our expectations. Would highly reccomend them.
Rating: 5.0 out of 5.0 from Zillow We are grateful to Gianni and his team for their guidance through our home buying process. They attended every detail and left no issue unresolved, so our journey concluded with a smooth and event-free closing. I solidly recommend Gianni and Homebridge. User61888Marietta, GA Jul 10
We are grateful to Gianni and his team for their guidance through our home buying process. They attended every detail and left no issue unresolved, so our journey concluded with a smooth and event-free closing. I solidly recommend Gianni and Homebridge.
Rating: 5.0 out of 5.0 from Zillow My husband and I were first time home buyers coming from a different state and Home bridge just made everything so easy and they were always there when we had questions and helped us with whatever was needed definitely recommend and will be using them again when the time comes! Adr1999Dallas, GA Jul 10
My husband and I were first time home buyers coming from a different state and Home bridge just made everything so easy and they were always there when we had questions and helped us with whatever was needed definitely recommend and will be using them again when the time comes!
Rating: 5.0 out of 5.0 from Zillow Gianni and his team were great! They were there whenever I was confused about anything and were great at communicating throughout the entire home purchasing process. Will definitely recommend to family and friends. SonjaAtlanta, GA Jul 10
Gianni and his team were great! They were there whenever I was confused about anything and were great at communicating throughout the entire home purchasing process. Will definitely recommend to family and friends.
Rating: 5.0 out of 5.0 from Zillow They helped me secure a loan for my new home in just over a month, despite my unique circumstances , Gianni and his team was amazing to work with and always available to answer any questions I had. I couldn't have asked for a better experience! Despite challenges with COVID and other setbacks, the customer service never faltered. Elbert (Lenox) ClairAtlanta, GA Jul 10
They helped me secure a loan for my new home in just over a month, despite my unique circumstances , Gianni and his team was amazing to work with and always available to answer any questions I had. I couldn't have asked for a better experience! Despite challenges with COVID and other setbacks, the customer service never faltered.
Rating: 5.0 out of 5.0 from Zillow Working with Team Cerretani was a great experience for me. All my questions were answered patiently and in a timely manner. I’m very thankful I had them during this process! I will definitely recommend the team to anyone purchasing a home. Twright2878Lithonia, GA Jul 10
Working with Team Cerretani was a great experience for me. All my questions were answered patiently and in a timely manner. I’m very thankful I had them during this process! I will definitely recommend the team to anyone purchasing a home.
Rating: 5.0 out of 5.0 from Zillow Gianni Cerretani along with my main contact Debbie Harrah made the entire home buying experience less stressful. If I had any question during the entire process they answered the phone on the first call or returned my call right away. They had no problem explaining certain aspects over and over until I understood I would use them again or refer t... CynthiaSnellville, GA Jul 10
Gianni Cerretani along with my main contact Debbie Harrah made the entire home buying experience less stressful. If I had any question during the entire process they answered the phone on the first call or returned my call right away. They had no problem explaining certain aspects over and over until I understood I would use them again or refer t...
Rating: 5.0 out of 5.0 from Zillow The team was attentive and responsive to all our needs throughout the entire home loan purchase process. I highly recommend Gianni and his team they were all professional, caring, and kind. Very knowledgeable as well. 2Cfxrq5Xs5Fairburn, GA Jul 10
The team was attentive and responsive to all our needs throughout the entire home loan purchase process. I highly recommend Gianni and his team they were all professional, caring, and kind. Very knowledgeable as well.
Rating: 5.0 out of 5.0 from Zillow "EVERYTHING THAT WE COULD HAVE HOPED FOR IN A HOME BUYING TEAM, GIANNI'S TEAM WAS THAT AND MORE!!!! Everyone was so helpful, on time, courteous, thoughtful and understanding. No question we asked was ever a wrong question from their perspective, and was always more than willing to promptly answer or help get the answer. The process when purchasing ... Rickey JohnsonCovington, GA Jul 10
"EVERYTHING THAT WE COULD HAVE HOPED FOR IN A HOME BUYING TEAM, GIANNI'S TEAM WAS THAT AND MORE!!!! Everyone was so helpful, on time, courteous, thoughtful and understanding. No question we asked was ever a wrong question from their perspective, and was always more than willing to promptly answer or help get the answer. The process when purchasing ...
Rating: 5.0 out of 5.0 from Zillow This was the most easy process and closed in 15 days. Gianni and his team are fantastic. They keep you informed every step. All the information given was honest and communication was very very good. We had no surprises all the way from start to finish. The closing attorney they use was just as great as this team. Even if you think you may not... Love2FlyjenDahlonega, GA Jul 10
This was the most easy process and closed in 15 days. Gianni and his team are fantastic. They keep you informed every step. All the information given was honest and communication was very very good. We had no surprises all the way from start to finish. The closing attorney they use was just as great as this team. Even if you think you may not...
Rating: 5.0 out of 5.0 from Zillow Gianni is very knowledgeable and very caring. I don't know what we would have done without him. We were working with a different lender that did not know what they were doing. He took over and fixed everything! Thanks Ganni CarolFlorence, AZ Jul 10
Gianni is very knowledgeable and very caring. I don't know what we would have done without him. We were working with a different lender that did not know what they were doing. He took over and fixed everything! Thanks Ganni
Rating: 5.0 out of 5.0 from Zillow Gianni and his crew was very professional and the process was easy and fast. Definitely a 10 out of 10! I would and is going to recommend them to friends and family. Sandy12042001Conyers, GA Jul 10
Gianni and his crew was very professional and the process was easy and fast. Definitely a 10 out of 10! I would and is going to recommend them to friends and family.
Rating: 5.0 out of 5.0 from Zillow Gianna is the best loan originator I've ever worked with and this is my fourth house. His knowledge and integrity standout in todays world. He's a brother in faith and will be a warrior for you! Hcowart6Carrollton, GA Jul 10
Gianna is the best loan originator I've ever worked with and this is my fourth house. His knowledge and integrity standout in todays world. He's a brother in faith and will be a warrior for you!
Rating: 5.0 out of 5.0 from Encompass Great experience! Terrell PAtlanta, GA Jul 06
Great experience!
Rating: 5.0 out of 5.0 from Encompass This transaction had more than its share of challenges, but Gianni never lost focus. He remained calm, creative, and determined throughout the process, finding solutions every step of the way. I've worked with him for many years, and that's exactly what sets him apart—he doesn't look for reasons why a loan won't work; he looks for ways to make it... JoanneMcdonough, GA Jul 01
This transaction had more than its share of challenges, but Gianni never lost focus. He remained calm, creative, and determined throughout the process, finding solutions every step of the way. I've worked with him for many years, and that's exactly what sets him apart—he doesn't look for reasons why a loan won't work; he looks for ways to make it...
Rating: 5.0 out of 5.0 from Encompass Today, I want to take a moment to express my sincere gratitude to everyone who made my dream of homeownership a reality. From the day I received my mortgage approval on February 2, 2026, Gianni Cerretani held my hand through every step of the process. Your knowledge, patience, guidance, and encouragement never went unnoticed. You educated me from t... GaryMcdonough, GA Jul 01
Today, I want to take a moment to express my sincere gratitude to everyone who made my dream of homeownership a reality. From the day I received my mortgage approval on February 2, 2026, Gianni Cerretani held my hand through every step of the process. Your knowledge, patience, guidance, and encouragement never went unnoticed. You educated me from t...
Rating: 4.0 out of 5.0 from Encompass I am overall satisfied with the service provided. I will say it was expressed multiple times that my partner was to go on title of home and that was not communicated with the whole team. When it came to closing day, I was unable to add him and now have to get this done after, which will cost me extra time and money. A better experience would’ve b... VeronicaLithonia, GA Jun 29
I am overall satisfied with the service provided. I will say it was expressed multiple times that my partner was to go on title of home and that was not communicated with the whole team. When it came to closing day, I was unable to add him and now have to get this done after, which will cost me extra time and money. A better experience would’ve b...
Rating: 5.0 out of 5.0 from Encompass The team was forth coming at every step. I was able to talk to someone whenever I needed. They provided thorough explanations. DayanaPowder Springs, GA Jun 17
The team was forth coming at every step. I was able to talk to someone whenever I needed. They provided thorough explanations.
Rating: 5.0 out of 5.0 from Encompass Communication was clear and direct. ChaseFlowery Branch, GA Jun 12
Communication was clear and direct.
Rating: 5.0 out of 5.0 from Encompass Working with Gianni is always a great experience. Gianni's knowledge and creativity sets him apart. Gianni is great with connecting with my clients which leads to smooth transactions. LewisFlowery Branch, GA Jun 09
Working with Gianni is always a great experience. Gianni's knowledge and creativity sets him apart. Gianni is great with connecting with my clients which leads to smooth transactions.