Gayle Cunningham

Gayle Cunningham

Team Mortgage Loan Originator

NMLS#: 96167

About Gayle

Proudly serving clients across Connecticut and Florida.

I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.

With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.

I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.

Borrower Testimonials

Total Experience Score4.96
Rating: 5.0 out of 5.0 from Encompass
We had a wonderful experience working with our mortgage lender team!!! Everyone was professional, knowledgeable, responsive, and incredibly helpful throughout the entire process. They were always available to answer our questions, explain each step, and help make what could have been a stressful process feel much easier. We truly appreciated the...
Kathryn MarieManchester, CT
Rating: 5.0 out of 5.0 from Encompass
Gayle went above and begond on all fronts for my wife and I. She make the process smooth when things become rocky. Gayle had patience and she fought hard for us to get our first home. From the beginning to the end, it was genuinely a pleasure to work with her! We are extremely grateful to Gayle and all else who helped! -Jose...
Jose AntonioEast Hartford, CT
Rating: 4.8 out of 5.0 from Encompass
Gayle was very helpful and accommodating for all the questions and frequent changes we asked out of the estimate.
VaibhavGlastonbury, CT
Rating: 5.0 out of 5.0 from Encompass
I always recommend Gayle to my buyer clients. Very professional and knowledgeable, calming and reassuring with the buyers. Communication is always very good and I know nothing will fall through the cracks. Galye is very accessible and responsive 24/7.
SheriWILLIMANTIC, CT
Rating: 5.0 out of 5.0 from Encompass
i cannot say enough great things about Gayle and Kyle. They walked me through the home buying process from start to finish without adding an ounce of stress. They were personable, thorough and efficient .
ChristopherBozrah, CT
Rating: 5.0 out of 5.0 from Encompass
Gayle is lovely! So friendly and knowledgeable
StephanieBozrah, CT
Rating: 5.0 out of 5.0 from Encompass
Communication was awesome; I never had to guess. I love it when you and Jeff are able to be involved.
RonSouth Glastonbury, CT
Rating: 5.0 out of 5.0 from Encompass
Gayle made this experienced less stressful by explaining the process for a first time home buyer and giving advice when asked. Gayle was extremely patient, friendly, and thoughtful and we would highly recommend her to anyone!
AshleyBerlin, CT
Rating: 5.0 out of 5.0 from Encompass
Gayle made this whole process almost painless! She communicated quickly using text and email which made it so much easier for me. She was and to clearly and simply communicate answers to all my questions and really worked with me to find the right mortgage product that met my individual needs. When I considered switching to a different product,...
AaronEast Hampton, CT
Rating: 5.0 out of 5.0 from Encompass
Gayle was amazing in describing everything about our loan! We came from a mortgage company that was very confusing and we did not feel they had us in their best interest. Once we got in touch with Gayle, we could immediately tell she wanted what was best for us and explained everything to us. We hig...
EvanWillington, CT
Rating: 5.0 out of 5.0 from Encompass
Gayle stayed on top of things but most importantly my clients really liked her and the way she explained things to them. She made them very comfortable.
TracyWillington, CT
Rating: 5.0 out of 5.0 from Encompass
Gayle and her Team are superb at explaining the mortgage process to my clients and keeping all parties informed and updated! My client had so many fabulous things to say about Gayle!
LisaWillimantic, CT
Rating: 5.0 out of 5.0 from Encompass
This is the second home I have purchased through Gayle. She is incredibly patient, knowledgeable, efficient, personable and able to guide and motivate me through the tricky waters of a closing, while reassuring me all the way. Her and Kyle worked to expedite my closing so I could surprise my children ...
Joy EllenSouth Glastonbury, CT
Rating: 5.0 out of 5.0 from Encompass
I really appreciate Gayle support towards the process, she is supportive and dependable. Her professionalism and genuine care for the client truly made a difference. It was a pleasure working with Gayle.
IluminadoSouth Windsor, CT
Rating: 5.0 out of 5.0 from Encompass
Gayle kept my client and I informed every step of the way. She handled issues as they arose and did her best to provide a solution.
RobMiddletown, CT
Rating: 4.8 out of 5.0 from Encompass
Prompt and thorough
SusanStafford Springs, CT
Rating: 5.0 out of 5.0 from Encompass
Gayle is always responsive and caters to my client's needs.
JanetBroad Brook, CT
Rating: 5.0 out of 5.0 from Encompass
Gayle is a pleasure to work with. She's knowlegable, and professional. Her communications are regular and keep me up to date on progress and/or hurdles.
ThomasManchester, CT
Rating: 5.0 out of 5.0 from Encompass
Very responsice and extremely helpful!
CatherineWethersfield, CT
Rating: 5.0 out of 5.0 from Encompass
the communication was excellent. I think Gayle works 24/7.
PatrickWethersfield, CT
Rating: 5.0 out of 5.0 from Encompass
Gayle and her team were able to "rescue" my mortgage after a different lender said they wouldnt be able to take on my mortgage
NathanCoventry, CT
Rating: 5.0 out of 5.0 from Encompass
Knowledge and excellent customer service. They helped make a complicated process easy.
Joseph PSomers, CT
Rating: 5.0 out of 5.0 from Encompass
The whole entire process
ZenecheManchester, CT
Rating: 5.0 out of 5.0 from Encompass
Gayle and her team are very communicative, they respond to questions in a timely manner and really help my clients inderstand the process !
LisaAvon, CT

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