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Proudly serving clients across California.
I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Rating: 5.0 out of 5.0 from API Frankie is just like family and goes way beyond to help the transaction run smoothly. We love dealing with him and soon my daughter will be calling him. Thanks again!!! RONNIECA Aug 12
Frankie is just like family and goes way beyond to help the transaction run smoothly. We love dealing with him and soon my daughter will be calling him. Thanks again!!!
Rating: 5.0 out of 5.0 from API Frankie was very responsive and also made sure things were corrected or addressed as needed. CHARMAINECA Aug 12
Frankie was very responsive and also made sure things were corrected or addressed as needed.
Rating: 5.0 out of 5.0 from API Frankie explains each step when refinancing your home. He is extremely knowledgeable and personable. Frankie also has a great staff. I would recommend him to anyone looking to buy or refinance. LAURIECA Aug 12
Frankie explains each step when refinancing your home. He is extremely knowledgeable and personable. Frankie also has a great staff. I would recommend him to anyone looking to buy or refinance.
Rating: 5.0 out of 5.0 from API This is my second time working with Frankie. Similar to my experience from before Frankie was a trusted advisor and attentive throughout the entire process. CHRISTOPHERCA Aug 12
This is my second time working with Frankie. Similar to my experience from before Frankie was a trusted advisor and attentive throughout the entire process.
Rating: 5.0 out of 5.0 from API He made this experience so easy and as stress free as buying a house can be! Thankful for his communication and availability. TAMERACA Aug 12
He made this experience so easy and as stress free as buying a house can be! Thankful for his communication and availability.
Rating: 5.0 out of 5.0 from API Frankie and his team worked very hard for us and made the whole process very smooth and much less stressful than our last home buying experience. We will definitely only come to Frankie for any future home lending needs. PATRICKCA Aug 12
Frankie and his team worked very hard for us and made the whole process very smooth and much less stressful than our last home buying experience. We will definitely only come to Frankie for any future home lending needs.
Rating: 5.0 out of 5.0 from API Level of service and detail TYRONECA Aug 12
Level of service and detail
Rating: 5.0 out of 5.0 from API This was our second time buying a house with Frankie. He is so supportive through the entire process. He explains everything so well and makes the process as stress free as possible. We are so grateful to have him as a tremendous resource for the mortgage process. GINACA Aug 12
This was our second time buying a house with Frankie. He is so supportive through the entire process. He explains everything so well and makes the process as stress free as possible. We are so grateful to have him as a tremendous resource for the mortgage process.
Rating: 5.0 out of 5.0 from API Friendly, professional staff. Smooth and seamless from start to finish. Thank you! PHILIPCA Aug 12
Friendly, professional staff. Smooth and seamless from start to finish. Thank you!
Rating: 5.0 out of 5.0 from API Very professional, looking for solutions, great communication from start to finish. SERHIICA Aug 12
Very professional, looking for solutions, great communication from start to finish.
Rating: 5.0 out of 5.0 from API We had to compete in a very tough market and make offers on several homes before finding the right one. Overall very helpful in explaining information in an understandable way for a first time home buyer. Very responsive to texts, calls and emails DANIELCA Aug 12
We had to compete in a very tough market and make offers on several homes before finding the right one. Overall very helpful in explaining information in an understandable way for a first time home buyer. Very responsive to texts, calls and emails
Rating: 5.0 out of 5.0 from API Frankie was very responsive and hard working. Easy to work with and stress free for us. SHANNONCA Aug 12
Frankie was very responsive and hard working. Easy to work with and stress free for us.
Rating: 5.0 out of 5.0 from API Frankie was such an incredible and essential ally for our family during the purchase of our first home. He is knowledgable, honest, a great communicator, and also made the process FUN with his humor. He really took the time to provide us with a mortgage that was uniquely tailored to us and our capacity. So grateful, and we would recommend him to an... RENECA Aug 12
Frankie was such an incredible and essential ally for our family during the purchase of our first home. He is knowledgable, honest, a great communicator, and also made the process FUN with his humor. He really took the time to provide us with a mortgage that was uniquely tailored to us and our capacity. So grateful, and we would recommend him to an...
Rating: 5.0 out of 5.0 from API In buying our first home, Frankie made us feel genuinely and thoroughly supported. He was always quick to respond if we had a question and brought to our attention any detail that deserved a second look, always remaining kind, friendly and proffesional. Deciding to buy a home, and then really dedicating the time and resources into making it happe... SAMCA Aug 12
In buying our first home, Frankie made us feel genuinely and thoroughly supported. He was always quick to respond if we had a question and brought to our attention any detail that deserved a second look, always remaining kind, friendly and proffesional. Deciding to buy a home, and then really dedicating the time and resources into making it happe...
Rating: 5.0 out of 5.0 from API Frankie must be the hardest working person in the mortgage lending business. I was nervous about my purchase in Roseville, CA because I am living in Phoenix, AZ. Frankie has the skill set and experience to successfully complete the mortgage process remotely. I appreciated his approach to keeping me informed as each step in the process was complete... RITACA Aug 12
Frankie must be the hardest working person in the mortgage lending business. I was nervous about my purchase in Roseville, CA because I am living in Phoenix, AZ. Frankie has the skill set and experience to successfully complete the mortgage process remotely. I appreciated his approach to keeping me informed as each step in the process was complete...
Rating: 5.0 out of 5.0 from API Frankie Churchill made us feel so confident and prepared. It started with helping us decide what price range for our budget best to making sure the best rate possible for the loan. The low pressure but very dedicated service Frankie Churchill provided was the best quality possible. Extremely responsive to our needs and has the best network of r... CASSARACA Aug 12
Frankie Churchill made us feel so confident and prepared. It started with helping us decide what price range for our budget best to making sure the best rate possible for the loan. The low pressure but very dedicated service Frankie Churchill provided was the best quality possible. Extremely responsive to our needs and has the best network of r...
Rating: 5.0 out of 5.0 from API Frankie is very informative, thorough, friendly and knows this business very well. I would not hesitate to highly recommend him JACKSONCA Aug 12
Frankie is very informative, thorough, friendly and knows this business very well. I would not hesitate to highly recommend him
Rating: 5.0 out of 5.0 from API Frankie went above and beyond to assist us and ensure everything went smoothly. He educated us on the process and made us feel comfortable with the ins and outs of borrowing. He was great! MADISONCA Aug 12
Frankie went above and beyond to assist us and ensure everything went smoothly. He educated us on the process and made us feel comfortable with the ins and outs of borrowing. He was great!
Rating: 5.0 out of 5.0 from API Frankie was reliable and helpful at every stage. I'm grateful to have had him involved in a otherwise very stressful process. JOSEPHCA Aug 12
Frankie was reliable and helpful at every stage. I'm grateful to have had him involved in a otherwise very stressful process.
Rating: 5.0 out of 5.0 from API Absolutely stellar service, I would definitely recommend that anyone looking to buy a home start here. Frankie was knowledgeable and on top of everything, making our home buying experience smooth and easy! KRISTACA Aug 12
Absolutely stellar service, I would definitely recommend that anyone looking to buy a home start here. Frankie was knowledgeable and on top of everything, making our home buying experience smooth and easy!
Rating: 5.0 out of 5.0 from API Our home was a HUD home, there were so many challenges trying to get the other side to close and communicate, and Frankie was absolutely on top of it. Always keeping us in the loop, keeping enough pressure on HUD to get things done, it was a great experience! JOHNCA Aug 12
Our home was a HUD home, there were so many challenges trying to get the other side to close and communicate, and Frankie was absolutely on top of it. Always keeping us in the loop, keeping enough pressure on HUD to get things done, it was a great experience!
Rating: 5.0 out of 5.0 from API Communication and availability with questions and concerns THUYHANGCA Aug 12
Communication and availability with questions and concerns
Rating: 5.0 out of 5.0 from write_review Frankie Churchill was referred to me and my daughter from my stepmom who’s a realtor that works with Frankie from time to time. From the first phone call to the signing of the closing documents for our new home, Frankie was there for us through everything!!! He answered all the questions, eased our stress, and helped us every step of the way thro... Lauralyn Aug 12
Frankie Churchill was referred to me and my daughter from my stepmom who’s a realtor that works with Frankie from time to time. From the first phone call to the signing of the closing documents for our new home, Frankie was there for us through everything!!! He answered all the questions, eased our stress, and helped us every step of the way thro...