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Proudly serving clients across Connecticut, Florida, Massachusetts, New Hampshire and Rhode Island.
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
My experience with this mortgage company was smooth and professional. Communication was clear, the online portal was easy to use, and customer service was helpful when I had questions. Overall, I’m satisfied and would recommend them. Monishwartie Winsted, CT November 25 Rating: 5.0 out of 5.0 from Encompass
My experience with this mortgage company was smooth and professional. Communication was clear, the online portal was easy to use, and customer service was helpful when I had questions. Overall, I’m satisfied and would recommend them.
Amazing as always! Jessica Waterford, CT November 04 Rating: 5.0 out of 5.0 from Encompass
Amazing as always!
Ernest is very communicative and knowledgeable when it comes to qualifying a client and explaining programs to them. That is why i feel very confident when referring a client to Ernie. Jane BRISTOL, CT August 25 Rating: 5.0 out of 5.0 from Encompass
Ernest is very communicative and knowledgeable when it comes to qualifying a client and explaining programs to them. That is why i feel very confident when referring a client to Ernie.
Communication was fantastic. Sandra Moosup, CT August 22 Rating: 5.0 out of 5.0 from Encompass
Communication was fantastic.
The whole experience Roger Wallingford, CT July 29 Rating: 5.0 out of 5.0 from Encompass
The whole experience
As a new homeowner who knew nothing about owning a home, Ernie taught me a great deal of valuable information to set me up for success! He made the whole process seamless and answered all of my questions in a timely manner. Buying a home is stressful, but Ernie's confidence helped put me at ease through the process. Ashley Wallingford, CT July 28 Rating: 5.0 out of 5.0 from Encompass
As a new homeowner who knew nothing about owning a home, Ernie taught me a great deal of valuable information to set me up for success! He made the whole process seamless and answered all of my questions in a timely manner. Buying a home is stressful, but Ernie's confidence helped put me at ease through the process.
Don't miss our Real Estate Realities: Relationships Over Transactions live webinar! Most agents burn out chasing the next deal. But the ones who thrive? They build relationships that keep business coming to them. If you’ve ever felt like your follow-up game needs more follow-through, this one's for you! See you there
02/25/2026
2:00 pm