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Proudly serving clients across New Jersey and Pennsylvania.
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Ernie is the man! Breaks the info down in a easy to understand way. Shows how much something might cost and how much you would save or spend so you can make the best decision for yourself. Jason C YARDLEY, PA March 21 Rating: 5.0 out of 5.0 from Encompass
Ernie is the man! Breaks the info down in a easy to understand way. Shows how much something might cost and how much you would save or spend so you can make the best decision for yourself.
Ernie was very responsive to myself and my client. There were zero hiccups and the deal went very smooth! Ashley A. WILDWOOD, NJ January 30 Rating: 5.0 out of 5.0 from Encompass
Ernie was very responsive to myself and my client. There were zero hiccups and the deal went very smooth!
Ernie and his team turned a process that can be difficult and tedious into a smooth process that was able to be taken care of in a short time. David Laurence WILDWOOD, NJ January 28 Rating: 5.0 out of 5.0 from Encompass
Ernie and his team turned a process that can be difficult and tedious into a smooth process that was able to be taken care of in a short time.
Overall the process was seamless. Crista Marie QUAKERTOWN, PA December 15 Rating: 5.0 out of 5.0 from Encompass
Overall the process was seamless.
Ernie was extremely helpful in explaining the steps of the mortgage process and making it a seamless experience for a first-time homebuyer! Kimberly Lynn Philadelphia, PA August 18 Rating: 5.0 out of 5.0 from Encompass
Ernie was extremely helpful in explaining the steps of the mortgage process and making it a seamless experience for a first-time homebuyer!
Ernie was able to answer any questions we had at any time of day. Not only did he answer them, he explained the answers that anyone can understand it. I am thankful Ernie made sure through every step that we knew what we were doing in this transaction. Daniel Thomas Southampton, PA August 18 Rating: 5.0 out of 5.0 from Encompass
Ernie was able to answer any questions we had at any time of day. Not only did he answer them, he explained the answers that anyone can understand it. I am thankful Ernie made sure through every step that we knew what we were doing in this transaction.
Ernie was very approachable and answered all of our questions. It was refreshing to work with someone who understood our situation and needs. The whole team was awesome and we cannot thank you guys enough!! Kelly Elam Kelly Marie Langhorne, PA August 18 Rating: 5.0 out of 5.0 from Encompass
Ernie was very approachable and answered all of our questions. It was refreshing to work with someone who understood our situation and needs. The whole team was awesome and we cannot thank you guys enough!! Kelly Elam
Ernie team was responsive and made our experience streamline. We are greatful we found him when we did! Timothy Adam Langhorne, PA August 18 Rating: 5.0 out of 5.0 from Encompass
Ernie team was responsive and made our experience streamline. We are greatful we found him when we did!
I felt everything was explained to me very well. It made it more comfortable because I was able to ask questions if I didn’t understand and felt safe and protected. Matthew R Darby, PA August 18 Rating: 5.0 out of 5.0 from Encompass
I felt everything was explained to me very well. It made it more comfortable because I was able to ask questions if I didn’t understand and felt safe and protected.
Ernie was so sweet and helpful Ester A Philadelphia, PA August 18 Rating: 4.0 out of 5.0 from Encompass
Ernie was so sweet and helpful
Earnie has great expertise and was available when we needed him Jacob B Philadelphia, PA August 18 Rating: 5.0 out of 5.0 from Encompass
Earnie has great expertise and was available when we needed him
Ernie was great to work with when it came to the loan process for our mortgage. He didn’t overwhelm us all at once with everything and had us well prepared for what was to come. He made sure the sellers agent was confident in our approval for the home as well. Unlike most lenders he even came to our closing settlement to make sure the whole proce... Brittany Ewing, New Jersey July 03 Rating: 5.0 out of 5.0 from write_review
Ernie was great to work with when it came to the loan process for our mortgage. He didn’t overwhelm us all at once with everything and had us well prepared for what was to come. He made sure the sellers agent was confident in our approval for the home as well. Unlike most lenders he even came to our closing settlement to make sure the whole proce...