Emilie Oakes
Emilie Oakes Headshot

Emilie Oakes

Mortgage Loan Originator NMLS#: 1682248
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Contact Emilie
emilie.oakes@annie-mac.com
(863) 333-5592
(863) 412-5409
1445 East Main Street
Bartow, FL 33830
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About Emilie

Proudly serving clients across Florida and Georgia.

Emilie Oakes is a seasoned Mortgage Loan Originator with a decade of experience in the mortgage industry and more than 10 years in sales prior to that. Her dedication and expertise have helped countless individuals achieve their dream of homeownership. Emilie brings a unique blend of financial insight and customer-focused service to every transaction, making her a trusted advisor for both first-time homebuyers and seasoned investors. She is known for her thoughtful guidance, clear communication, and ability to simplify complex lending processes, ensuring a smooth and empowering experience for every client. Outside of her professional role, Emilie is a devoted mom, a creative spirit who enjoys crafting, and a passionate animal lover—especially when it comes to large dogs and farm animals. Her heart lies in agriculture, where she actively mentors youth as a committed 4H Leader. Emilie finds deep fulfillment in inspiring the next generation to grow, lead, and thrive in the agricultural world.

Borrower Testimonials

Total Experience Score4.87
Emilie and team made this process smooth and they were able to explain everything to me as needed.
Dawn-Marie Plant City, FL
Rating: 5.0 out of 5.0 from Encompass
From the very first moment, the attention you provided made everything flow much faster. In our case, we don’t speak English, and Yanet was there every step of the way—following up, sending emails, and then calling to make sure everything went smoothly. We truly feel like Yanet became our friend; we know she’s going to miss us! 😂 But thank...
Jorge Luis Saint Cloud, FL
Rating: 5.0 out of 5.0 from Encompass
Everyone has room for improvment keep working hard. Great communication . It was more difficult when the lender changed ownership, the change caused us more time and energy during approval process.
Kirk Lakeland, FL
Rating: 4.7 out of 5.0 from Encompass
It ws a very complex, intensive process, but I was guides through every step of what I needed to do.
Louis Ocala, FL
Rating: 4.5 out of 5.0 from Encompass
Emilie and Marissa were amazing throughout this entire process . They helped me with all my questions (even the dumb ones ) and explained everything to me so that I knew exactly what I was signing. They made this process a smooth as it could be . I would highly recommend them both .
Darius Davenport, FL
Rating: 5.0 out of 5.0 from Encompass
Nothing to change
Greg Ocala, FL
Rating: 4.2 out of 5.0 from Encompass