Elvis Penalo
Elvis Penalo Headshot

Elvis Penalo

Mortgage Loan Originator NMLS#: 2158006
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Contact Elvis
epenalo@annie-mac.com
(732) 964-9270
(857) 294-9798
30 River Street
Methuen, MA 01844
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About Elvis

Proudly serving clients across Massachusetts, New Hampshire, Rhode Island and Wyoming.

I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.

I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.

I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.

Borrower Testimonials

Total Experience Score4.95
a whole professional team.
Adonis Rafael Haverhill, MA
Rating: 5.0 out of 5.0 from Encompass
The staff made us feel like family
Barbara Licet Haverhill, MA
Rating: 5.0 out of 5.0 from Encompass
I truly appreciated the support and guidance throughout the entire process. Everything was handled with professionalism, patience, and care, which helped me feel confident and at ease. The communication was clear, timely, and reassuring, making the experience smooth and overall very positive.
Jose A Haverhill, MA
Rating: 5.0 out of 5.0 from Encompass
I would have appreciated receiving more guidance about the resources available for first-time homebuyers, such as the grants offered through City Hall. I actually found out about those just two days before my closing. Having that information earlier would have been extremely helpful.
Arlyn Haverhill, MA
Rating: 4.5 out of 5.0 from Encompass
i had an excellent experience working with Elvis Peñalo on the loan for my investment property. He not only helped me secure a great interest rate but also guided me every step of the way, making sure I had all the documents ready in advance. Elvis was attentive, professional, and made the process smooth all the way to closing day. Highly recomm...
Gary Adolfo Haverhill, MA
Rating: 5.0 out of 5.0 from Encompass
keep it up, don't change ❤️🙏🏻
Darnelina Mercedes Methuen, MA
Rating: 5.0 out of 5.0 from Encompass