Derek Schansberg

Mortgage Loan Originator

NMLS#: 340519

About Derek

Proudly serving clients across Minnesota.

I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.

With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.

I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.

Borrower Testimonials

Total Experience Score4.80
Rating: 5.0 out of 5.0 from Encompass
It was Nice and Fast !
Luke CGranite Falls, MN
Rating: 5.0 out of 5.0 from Encompass
Just everything you've done to help me get into my house. I super appreciate everything you guys did. !!
Shaun ThomasSt Cloud, MN
Rating: 4.7 out of 5.0 from Encompass
Derek made this next chapter in our lives a breeze!! Highly recommend!!
KristinaBuffalo, MN
Rating: 5.0 out of 5.0 from Encompass
Consistent communication, availability, and willingness to work with you Consistent communication, availability and willingness to work with you and help you when needed.
SequeaBrooklyn Center, MN
Rating: 5.0 out of 5.0 from Encompass
Derek is AMAZING to work with. He was attentive quick to respond, went above and beyond for my clients. All around an amazing experience and amazing guy to work with I will be using him again in the future.
CandeeBrooklyn Center, MN
Rating: 4.2 out of 5.0 from Encompass
Very easy to work. Overall a good experience.
AmyDelano, MN

Realtors! Announcing Our: Real Estate Realities Masterminds

On 10/21/2026 at 2:00 pm

In a crowded market, doing great work is not always enough. People also need to understand what makes working with you different. Join me for Real Estate Realities: Jumpstart Your 2027 with Lance Pendleton on October 21 at 2 p.m. ET. Lance will share how to: - Create messaging that cuts through industry noise - Build a business around what clients truly need - Deliver an experience people remember and want to refer See you there!