About Dawn
Proudly serving clients across Florida.
Dawn Garrels – Mortgage Loan Originator : Mortgage Expert : Community Advocate With over 20 years in the mortgage industry, Dawn Garrels is a trusted and experienced, dedicated to helping individuals and families achieve the dream of homeownership. Her career began in 2001 on the packaging and warehousing side of lending, evolving into roles in processing, auditing, and operations — giving her a 360° view of the loan process that few can match. In 2003, Dawn began working closely with one of the top 100 loan originators in the nation, supporting high-volume production and mastering the details that turn complex loans into successful closings. From 2008 to 2011, she served as an internal auditor for a law firm investigating mortgage fraud across South Florida circuit courts — further strengthening her knowledge of compliance and risk. Over the past several years, Dawn has led operations for originators in the top 1% of her company, ensuring every file is handled with precision, care, and speed. Now, she combines her deep operational knowledge with her passion for people — delivering expert guidance and a seamless, stress-free experience for every borrower. Dawn specializes in FHA, VA, USDA, and Conventional loans, and takes pride in educating and empowering her clients — whether they’re first-time homebuyers, seasoned homeowners, or investors building wealth through real estate. Her commitment to transparency, communication, and results sets her apart in today’s competitive market.
A proud mother of two and Nona to three, Dawn is also a Law Enforcement Wife to a retired Deputy Sheriff. She serves her community through her church board, the local Lions Club, and supports local Veterans and service members with unwavering dedication. For Dawn, this isn’t just a job — it’s a mission. She doesn’t just close loans — she opens doors. 🏡 Ready to Buy or Refinance? Let’s Make It Happen. Whether it’s your first home, dream home, or investment property, Dawn Garrels is the expert you want by your side — experienced, committed, and ready to guide you home.
Borrower Testimonials
Dawn was amazing throughout the entire home-buying process! She was professional, knowledgeable, responsive, and always willing to answer any questions. She made the process smooth and stress-free, and I’m so grateful for all her help in making my dream of becoming a homeowner come true. Highly recommend her!
Dawn and her team is great to work with, this transaction went smooth and easy: )
Dawn went above and beyond to make sure the buyer closed on time and had great communication. Even with all the bumps in the road we had she made it easy!
Dawn and her team were very attentive to detail right from the first conversation. We had some delays and her team worked right them with ease. We are so thankful we had this team to work with.
Buying and selling a home at the same time is incredibly stressful, but Dawn made all the difference. She kept me feeling calm, secure, and always managed to put a smile on my face every time we spoke. In the toughest moments, having someone in your corner who is truly grounded and confident in the process is invaluable.
Dawn was very patient and walked me through the whole process I highly recommend her services to anyone looking to purchase a home.
Well informed. Just a little hick-up at closing.
Dawn worked on everything very quickly, kept us informed of everything needed, the process, and guided us throughout the whole process. She made a potentially stressful situation into a joyful one. She was very professional and communicated with us constantly.
Working with Dawn Garrels was an outstanding experience! She made the mortgage process smooth and stress-free for our client from start to finish. Dawn was knowledgeable, responsive, and always available to answer questions and provide updates throughout the transaction. Her professionalism, attention to detail, and dedication helped our client suc...
Made everything very easy
I have worked with Dawn for several deals, she is always amazing. She has great communication and amazing customer service. She goes above and beyond all expectations. My clients love her.
Dawn was excellent to work with. She was alway responsive and took great care attending to the needs of the transaction. Dawn and her team worked diligently to get the deal closed fast with the least amount of hassell.
This was my first home buying expeirence and Dawn was amazing to work with. Communication was clear and more importantly Dawn was very patient and took time to explain all questions I had throught the process.
Experience and guidance at every step of the process. A fast process—thank you very much for everything.
Dawn was amazing to work with, very professional and great to work with. I would highly recommend her!!! 5 stars PLUS!!!
I am so grateful—they made my dream come true. They work quickly and provide guidance and answers to any questions every step of the way. I recommend them wholeheartedly.Thanks dawn G 🌸🌸🌸🏠🏠🏠👏🏻
Communication was clear and defined! Everything went well!
Answered any questions we had and made the process smooth
Great communication great response time and very clear breakdown when questions were asked
I was informed on what was happening all the time, and helped me get everything done.
Dawn and her team were so easy to work with and helped me and my husband more than we could imagine. She made this process for us so smooth and easy. If reccomend her to anyone I know!
One of the most honest, most amazing intelligent people I know!
Dawn was hands down what made this experience great I have bought and sold a few homes and this one by far was the smoothest!
Dawn went above and beyond for my family during the entire process. She made me feel like family. I cannot put into words how great she was.
Their communication was clear and timely, and they handled every detail with professionalism and efficiency, making the transaction smooth from start to finish.
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