Ready to buy your dream home? Start your purchase journey today with competitive rates and expert guidance.
Lower your monthly payments or access your home equity with our refinancing options.
Access calculators, guides, and tools to help you make informed mortgage decisions.
Learn more about our company, explore career opportunities, and discover our impact on the mortgage industry.
10 Plays to Buy & Sell In a Competitive Market
5 Plays to Re-Engage Your Database & Stand Out
Proudly serving clients across AL, AZ, CA, GA, IL, IN, KY, LA, NJ, OH, PA, SC, TN, VA
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
I had a complicated situation with my refinance and he worked with me, kept me updated, and made sure I got everything done that I needed to do. He was very respectful as well, which was an issue I had with several others who had contacted me before we linked up. He treated me like an actual person,... Rebecca Virginia Beach, VA March 09 Rating: 5.0 out of 5.0 from Encompass
I had a complicated situation with my refinance and he worked with me, kept me updated, and made sure I got everything done that I needed to do. He was very respectful as well, which was an issue I had with several others who had contacted me before we linked up. He treated me like an actual person,...
I was able to speak to David when I needed to find out any information. He was really helpful. Yvette Philadelphia, PA February 18 Rating: 4.5 out of 5.0 from Encompass
I was able to speak to David when I needed to find out any information. He was really helpful.
Very knowledgeable which helped my decision making easier Robert J. Hewitt, NJ February 01 Rating: 4.8 out of 5.0 from Encompass
Very knowledgeable which helped my decision making easier
Love David he was excellent. Angel SEASIDE HEIGHTS, NJ January 13 Rating: 5.0 out of 5.0 from Encompass
Love David he was excellent.
Fast communication. Very responsive. Kimberly OWENSBORO, KY December 02 Rating: 5.0 out of 5.0 from Encompass
Fast communication. Very responsive.
David Gonzalez and the Annie Mac crew made getting a refinance loan a seamless and trouble free process. I would highly recommend Annie Mac to everyone that needs any type of home loan. Thank you all once again! Sheli R PENNSVILLE, NJ October 28 Rating: 5.0 out of 5.0 from Encompass
David Gonzalez and the Annie Mac crew made getting a refinance loan a seamless and trouble free process. I would highly recommend Annie Mac to everyone that needs any type of home loan. Thank you all once again!
David Gonzalez and the rest of the Annie Mac team were simply the best at helping with the total loan process. I would 100% recommend them to anyone and everyone! Thank you so much! Jeffrey J PENNSVILLE, NJ October 28 Rating: 5.0 out of 5.0 from Encompass
David Gonzalez and the rest of the Annie Mac team were simply the best at helping with the total loan process. I would 100% recommend them to anyone and everyone! Thank you so much!
David took my calls and texts with patience, answered all questions and never made me feel like a bother. Highly recommend. Frankie Ann Russum LA PLACE, LA August 31 Rating: 4.8 out of 5.0 from Encompass
David took my calls and texts with patience, answered all questions and never made me feel like a bother. Highly recommend.
David cut to the chase on seeing if I qualified, and at what effective rate. Shortened my loan from a 30 year to a 15 year. William C. Sandy Springs, GA August 09 Rating: 4.0 out of 5.0 from Encompass
David cut to the chase on seeing if I qualified, and at what effective rate. Shortened my loan from a 30 year to a 15 year.