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With 28 years of experience as a trusted mortgage advisor, Cynthia Thomas is passionate about helping clients navigate the home financing process with confidence. Whether you’re a first-time homebuyer or looking to refinance, her goal is to offer personalized, strategic mortgage solutions tailored to your unique goals. Known for her in-depth understanding of loan products, competitive market rates, and local real estate trends, Cynthia works tirelessly to ensure clients receive the best possible financing options. She is committed to making the mortgage process as straightforward and transparent as possible, guiding clients through each step with clear communication and expert advice. By building strong, lasting relationships with borrowers, real estate agents, and other professionals, she ensures every transaction runs smoothly, with successful outcomes. Her approach is rooted in trust, integrity, and a genuine desire to see clients succeed in achieving their homeownership dreams. Outside of work, Cynthia loves spending time with her family, enjoying the local seafood and her two doodles, Chewbacca and Sully.
The kindness and caring through this process was greatly treasured. I appreciated Cynthia's compassion and honesty with each communication. Her wealth of knowledge, as told by others, was confirmed with my experience. Thank you! Cathy Tallahassee, FL April 16 Rating: 5.0 out of 5.0 from Encompass
The kindness and caring through this process was greatly treasured. I appreciated Cynthia's compassion and honesty with each communication. Her wealth of knowledge, as told by others, was confirmed with my experience. Thank you!
The great communication and being on top of things Rebecca Leigh-Ann Bristol, FL April 16 Rating: 5.0 out of 5.0 from Encompass
The great communication and being on top of things
The loan team was filled with amazing people I couldn't have wished for a better team they got things done quick and were very knowledgeable on everything! Cora Carrabelle, FL April 15 Rating: 5.0 out of 5.0 from Encompass
The loan team was filled with amazing people I couldn't have wished for a better team they got things done quick and were very knowledgeable on everything!
Constant communication and hard work that was done by the team. David Edward Crawfordville, FL April 15 Rating: 5.0 out of 5.0 from Encompass
Constant communication and hard work that was done by the team.
a lender that ALWAYS goes the extra mile. Thank you again! Karen Ann Crawfordville, FL April 08 Rating: 5.0 out of 5.0 from Encompass
a lender that ALWAYS goes the extra mile. Thank you again!
She was very informative and had excellent communication skills, which made the entire process a breeze. Truly wonderful to work with. Jeffrey Lyn Crawfordville, FL March 27 Rating: 5.0 out of 5.0 from Encompass
She was very informative and had excellent communication skills, which made the entire process a breeze. Truly wonderful to work with.
On 04/30/2026 at 2:30 pm
Join us for Our Billion Dollar Playbook, a live mastermind designed to help real estate agents win more deals in today’s competitive market. Hear from Wes Costello of AnnieMac Home Mortgage as he breaks down the Cash2Keys suite of products and how to position your buyers like cash. Learn how Cash2Keys can level up your business.