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With nearly four decades of experience in the mortgage industry, Colleen Murphy has built her career around one simple philosophy: who you work with matters. Known for her straightforward guidance, calm approach, and commitment to award-winning service, Colleen helps homebuyers navigate the mortgage process with confidence—from first-time buyers to seasoned homeowners and investors. Her dedication to providing an exceptional client experience has earned her a loyal network of clients and referral partners who return to her year after year.
A lifelong Central Florida resident, Colleen believes a mortgage is about much more than financing a home—it’s about helping people build wealth through homeownership and take pride in achieving their slice of The American Dream. Her mission is to make a complicated process feel understandable and personal, combining decades of industry knowledge with responsive, hands-on service. Outside of mortgage lending, Colleen enjoys spending time with her family, staying active, cooking, gardening, and pursuing her passion for health and wellness.
Rating: 5.0 out of 5.0 from google She make the process of both finance and refinance easy from start to completion and I recommend her to anyone who is buying or refinancing. hamid abdollahi Aug 20
She make the process of both finance and refinance easy from start to completion and I recommend her to anyone who is buying or refinancing.
Rating: 5.0 out of 5.0 from Zillow I couldn't have asked for a better experience working with Colleen Murphy with VIP Mortgage Group. Her expertise and experience allowed for such a seamless process from beginning to end. I had several outside factors that created several adjustments and she was able to navigate every issue quickly and effectively. She was truly invested in helping ... Callie LattinOrlando, FL Aug 20
I couldn't have asked for a better experience working with Colleen Murphy with VIP Mortgage Group. Her expertise and experience allowed for such a seamless process from beginning to end. I had several outside factors that created several adjustments and she was able to navigate every issue quickly and effectively. She was truly invested in helping ...
Rating: 5.0 out of 5.0 from google Buying a home felt almost impossible after trying for over a year, and there were moments where I truly thought my dream would never happen. But with the help of Colleen and my realtor Maria, everything changed. What I thought would take forever was completed within a month. Colleen was beyond amazing throughout the entire process. She was patient... Evee Padua Aug 20
Buying a home felt almost impossible after trying for over a year, and there were moments where I truly thought my dream would never happen. But with the help of Colleen and my realtor Maria, everything changed. What I thought would take forever was completed within a month. Colleen was beyond amazing throughout the entire process. She was patient...
Rating: 5.0 out of 5.0 from google Extremely helpful and was always there to help me. Felt like I can go to her with anything and she would be able to help and give me honest answers. Brian Stokesberry Aug 20
Extremely helpful and was always there to help me. Felt like I can go to her with anything and she would be able to help and give me honest answers.
Rating: 5.0 out of 5.0 from Encompass You went above and beyond for us and we are forever thankfu. thank you!! Kelsey ElizabethOrlando, FL Aug 20
You went above and beyond for us and we are forever thankfu. thank you!!
Rating: 5.0 out of 5.0 from Encompass Colleen is calm and organized ❤️ Paul WillisJacksonville, FL Aug 20
Colleen is calm and organized ❤️
Rating: 5.0 out of 5.0 from Encompass I wanted to take the time to thank Ms.Murphy for the second time to make our refinance as easy as the first time we bought the house. I have delt with many professionals in my years and Colleen make the process very easy. Hamid RezaSanford, FL Aug 20
I wanted to take the time to thank Ms.Murphy for the second time to make our refinance as easy as the first time we bought the house. I have delt with many professionals in my years and Colleen make the process very easy.
Rating: 5.0 out of 5.0 from Encompass Colleen is extremely communicative and was always there for me throughout the entire process. BrianOviedo, FL Aug 20
Colleen is extremely communicative and was always there for me throughout the entire process.
Rating: 5.0 out of 5.0 from Encompass Colleen is easy to work with and always available for any questions. Would not go any where else. Marcia LaineOrlando, FL Aug 20
Colleen is easy to work with and always available for any questions. Would not go any where else.
Rating: 5.0 out of 5.0 from Encompass Clear communciation and easy app to upload documents on. FarhanaOrlando, FL Aug 20
Clear communciation and easy app to upload documents on.
Rating: 5.0 out of 5.0 from Encompass What made the experience so wonderful was how responsive, knowledgeable, and patient you were throughout the entire process. You explained everything clearly and made what could have been a very stressful experience feel manageable and straightforward. I always felt comfortable asking questions and never felt rushed or brushed off. Your communi... Amy RoseOviedo, FL Aug 20
What made the experience so wonderful was how responsive, knowledgeable, and patient you were throughout the entire process. You explained everything clearly and made what could have been a very stressful experience feel manageable and straightforward. I always felt comfortable asking questions and never felt rushed or brushed off. Your communi...
Rating: 5.0 out of 5.0 from Encompass Colleen made the process of refinancing a breeze! There's always and worry with something that's a big part of your life, but Colleen was never too busy to speak with us and put our minds at ease. I would use her again and again, as well as refer our friends and family to her! Amanda StokesOrlando, FL Aug 20
Colleen made the process of refinancing a breeze! There's always and worry with something that's a big part of your life, but Colleen was never too busy to speak with us and put our minds at ease. I would use her again and again, as well as refer our friends and family to her!
Rating: 5.0 out of 5.0 from RequestAReview Buying a home felt almost impossible after trying for over a year, and there were moments where I truly thought my dream would never happen. But with the help of Colleen and my realtor Maria, everything changed. What I thought would take forever was completed within a month. Colleen was beyond amazing throughout the entire process. She was patient... EvelisFlorida Aug 20
Rating: 5.0 out of 5.0 from Encompass Excellent experience, Knowledgeable, patient, great communication, and got us an amazing rate. Made the whole mortgage process stress-free. Highly recommend. Colleen is the best I would recommend her 100%. Colleen's also a Boone girl ! GO Braves Mia LynnOrlando, FL Aug 20
Excellent experience, Knowledgeable, patient, great communication, and got us an amazing rate. Made the whole mortgage process stress-free. Highly recommend. Colleen is the best I would recommend her 100%. Colleen's also a Boone girl ! GO Braves
Rating: 5.0 out of 5.0 from Encompass Everything went so smooth and Colleen was such a big help. EvanOrlando, FL Aug 20
Everything went so smooth and Colleen was such a big help.
Rating: 5.0 out of 5.0 from facebook I am a first time home buyer with a crazy work schedule. Colleen made the whole process efficient, and easy to understand. I can’t thank her enough and recommend her to any home buyer! Joselyn Ghulam Aug 20
I am a first time home buyer with a crazy work schedule. Colleen made the whole process efficient, and easy to understand. I can’t thank her enough and recommend her to any home buyer!
Rating: 5.0 out of 5.0 from facebook Colleen you were the best about our entire process in getting our new home. Awesome in every aspect!!! Tiffany Long Aug 20
Colleen you were the best about our entire process in getting our new home. Awesome in every aspect!!!
Rating: 5.0 out of 5.0 from facebook Amazing! Detailed, patient and thorough. Highly recommend! Paul Ilgen Aug 20
Amazing! Detailed, patient and thorough. Highly recommend!
Rating: 5.0 out of 5.0 from facebook Colleen jumped thru the hurdles to refinance my homes. I am self employed which makes everything so much harder. In the end, it all was perfect and my loans are lower and I’m paying much less. Thank you Colleen! Vickie Couture Aug 20
Colleen jumped thru the hurdles to refinance my homes. I am self employed which makes everything so much harder. In the end, it all was perfect and my loans are lower and I’m paying much less. Thank you Colleen!
Rating: 5.0 out of 5.0 from facebook You won't find a better mortgage professional than Colleen Murphy. She has the sincere desire to make the process for the buyer as smooth as possible and as swift as it can be. You'll find her honest and trustworthy. Need a mortgage? Call her. I promise you will be glad you did. Frances Dunn Aug 20
You won't find a better mortgage professional than Colleen Murphy. She has the sincere desire to make the process for the buyer as smooth as possible and as swift as it can be. You'll find her honest and trustworthy. Need a mortgage? Call her. I promise you will be glad you did.
Rating: 5.0 out of 5.0 from facebook We had great experience using Colleen and I would recommend her to all my friends. Tami Whittington Rorman Aug 20
We had great experience using Colleen and I would recommend her to all my friends.
Rating: 5.0 out of 5.0 from facebook We worked with Colleen back in 2010, when we initially bought our home. She did such a fabulous job at putting all of our worries to rest and answering all of our crazy questions then (since we were first time buyers) that we decided she had to help us with refinancing the same home this year, so we could do some remodeling and whatnot. Once again,... Chris Gurnett Aug 20
We worked with Colleen back in 2010, when we initially bought our home. She did such a fabulous job at putting all of our worries to rest and answering all of our crazy questions then (since we were first time buyers) that we decided she had to help us with refinancing the same home this year, so we could do some remodeling and whatnot. Once again,...