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I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Rating: 5.0 out of 5.0 from Encompass Cindy was great from start to finish! She really knew what I needed to do and guided me every step of the way!!! ChristopherVIRGINIA BEACH, VA May 18
Cindy was great from start to finish! She really knew what I needed to do and guided me every step of the way!!!
Rating: 5.0 out of 5.0 from Encompass Cindy went above and beyond to find the right product for me! When one mortgage wasnt going to work she quickly moved to a conventik al loan and got me closed and funded. I cant THANK HER ENOUGH! Lisa L.Owens Cross Roads, AL May 11
Cindy went above and beyond to find the right product for me! When one mortgage wasnt going to work she quickly moved to a conventik al loan and got me closed and funded. I cant THANK HER ENOUGH!
Rating: 5.0 out of 5.0 from Encompass Cindy is amazing! Always on point and very knowledgeable. Wonderful experience start to finish Matthew LGuyton, GA Mar 31
Cindy is amazing! Always on point and very knowledgeable. Wonderful experience start to finish
Rating: 5.0 out of 5.0 from Encompass Taking the time to explain the process in detail and answering any and all question that I had. Very patient and understanding! MarieWARTHEN, GA Mar 27
Taking the time to explain the process in detail and answering any and all question that I had. Very patient and understanding!
Rating: 4.5 out of 5.0 from Encompass Helpful and knowledgeable MartinWARTHEN, GA Mar 24
Helpful and knowledgeable
Rating: 5.0 out of 5.0 from Encompass Communication, great response time. Questions answered to my understanding ShannonPortsmouth, VA Mar 19
Communication, great response time. Questions answered to my understanding
Rating: 5.0 out of 5.0 from Encompass The whole process was seamles! Great communicatio! GloriaSuffolk, VA Mar 11
The whole process was seamles! Great communicatio!
Rating: 4.5 out of 5.0 from Encompass On time emails of documents to sign, text updates and available to answer questions Robert CorumNewport News, VA Jan 12
On time emails of documents to sign, text updates and available to answer questions
Rating: 4.8 out of 5.0 from Encompass Cindy was helpful AmandaGLOUCESTER POINT, VA Jan 05
Cindy was helpful
Rating: 5.0 out of 5.0 from Zillow I was most impressed with Cindy's responsiveness. I felt like I was her only client with the amount of time she spent with me via phone and responding to emails. I never had to wait long for answers to my questions and she was extremely diligent every step of the way from our initial inquiry for a home loan to even AFTER our closing! I cannot st... Gsnack1972Hudson, FL Nov 28
I was most impressed with Cindy's responsiveness. I felt like I was her only client with the amount of time she spent with me via phone and responding to emails. I never had to wait long for answers to my questions and she was extremely diligent every step of the way from our initial inquiry for a home loan to even AFTER our closing! I cannot st...
Rating: 5.0 out of 5.0 from Zillow I never knew purchasing a home could be such a seamless process. My first mortgage was an absolute nightmare in comparison to my experience with Carrington. I could not have been more pleased with Cindy and the entire team of people who assisted me in getting my mortgage loan approved! Happybuyer75Spring Lake, MI Nov 28
I never knew purchasing a home could be such a seamless process. My first mortgage was an absolute nightmare in comparison to my experience with Carrington. I could not have been more pleased with Cindy and the entire team of people who assisted me in getting my mortgage loan approved!
Rating: 5.0 out of 5.0 from Zillow Cindy jumped into our mortgage issue running. She never gave up on us and was there for us every step. When we had a glitch, she did everything she could to smooth it over. We are now going to close out on the best decision of our lives and Cindy made everything work. I can't thank her enough. Wcowan98Missoula, MT Nov 28
Cindy jumped into our mortgage issue running. She never gave up on us and was there for us every step. When we had a glitch, she did everything she could to smooth it over. We are now going to close out on the best decision of our lives and Cindy made everything work. I can't thank her enough.
Rating: 5.0 out of 5.0 from Zillow Cindy is outstanding and very compassionate. We couldn't ask for a better experience buying our first home. Through all the ups and downs, Cindy was there. Wynn TiffanysGresham, SC Nov 28
Cindy is outstanding and very compassionate. We couldn't ask for a better experience buying our first home. Through all the ups and downs, Cindy was there.
Rating: 5.0 out of 5.0 from Zillow This was the first time getting a mortgage for my wife and I. Cindy was a huge help answering all of my questions and holding my hand all the way. She explained every step in detail, staying in touch as we went from inquiry to closing. I could not have asked for a better agent to work with neither can you.Roger RjgrenierAnderson, SC Nov 28
This was the first time getting a mortgage for my wife and I. Cindy was a huge help answering all of my questions and holding my hand all the way. She explained every step in detail, staying in touch as we went from inquiry to closing. I could not have asked for a better agent to work with neither can you.Roger
Rating: 5.0 out of 5.0 from Zillow The people I worked with made the experience a positive one. I can't say enough good things about Cindy Foit! The struggles I had in getting my loan closed were made tolerable because of Cindy's can do attitude. The hurdles in the process were mainly due to my own circumstances but I always felt supported by Cindy in my efforts. You are lucky to h... Doubletj2Salida, CO Nov 28
The people I worked with made the experience a positive one. I can't say enough good things about Cindy Foit! The struggles I had in getting my loan closed were made tolerable because of Cindy's can do attitude. The hurdles in the process were mainly due to my own circumstances but I always felt supported by Cindy in my efforts. You are lucky to h...
Rating: 5.0 out of 5.0 from Zillow Cindy was a great lender she went well beyond her duties to help me by my house always return calls promptly was there for me for all my questions great job Cindy Jeffrey SchiavoWatertown, CT Nov 28
Cindy was a great lender she went well beyond her duties to help me by my house always return calls promptly was there for me for all my questions great job Cindy
Rating: 5.0 out of 5.0 from Encompass The process was incredibly easy and the communication was awesome! Candy LVineland, NJ Nov 10
The process was incredibly easy and the communication was awesome!
Rating: 5.0 out of 5.0 from Encompass Thank you all for a great experience. Jonathan DApple Valley, CA Nov 04
Thank you all for a great experience.
Rating: 5.0 out of 5.0 from Encompass Very informative and made the whole process smooth and easy. I am very happy with the savings and lower interest. They were also very fast to email or contact after any questions or concerns. Mathew PaulVirginia Beach, VA Nov 03
Very informative and made the whole process smooth and easy. I am very happy with the savings and lower interest. They were also very fast to email or contact after any questions or concerns.
Rating: 4.7 out of 5.0 from Encompass Cindy was great, but everything you must do for an FHA loan is over the top! Daniel CBENTON, KY Oct 01
Cindy was great, but everything you must do for an FHA loan is over the top!
Rating: 5.0 out of 5.0 from Encompass Cindy was truly amazing to work with. We had several unexpected things come up throughout the approval process. She remained positive and quickly pivoted the plan to meet our needs. I would recommend Cindy and this team to anyone looking to mortgage or refinance their home. Amanda KWILDER, KY May 06
Cindy was truly amazing to work with. We had several unexpected things come up throughout the approval process. She remained positive and quickly pivoted the plan to meet our needs. I would recommend Cindy and this team to anyone looking to mortgage or refinance their home.
Rating: 5.0 out of 5.0 from Encompass Quick responses and kept us informed throughout process BuffyFRANKLIN, GA Feb 17
Quick responses and kept us informed throughout process