About Chuck
Proudly serving clients across New Jersey.
This Is Who I Am:
I love strategizing with my referral partners and clients to help them meet their goals. With more than 20 years in the mortgage industry and almost 36 in the financial industry in general, my goal is to make the home buying experience easy and stress-free for my clients.
I am also a Certified Mortgage Planner.
What is a Certified Mortgage Planner?
Mortgage Planning is the process of helping clients improve their lives by using the right mortgage strategies.
The right strategy for one client may be completely wrong for another client. That’s why mortgage planning should be conducted with a certified professional who is trained in the five CMPS skill sets:
- Mortgage & Real Estate Taxation – how and why to understand the tax implications of various mortgage strategies, and how to work as a team with CPAs, attorneys and financial advisors.
- Housing, Financial & Mortgage Markets – why interest rates fluctuate, and how to understand the housing, financial and mortgage markets.
- Cash Flow Planning – how to reduce debt, improve cash flow and identify mortgage planning opportunities around retirement planning, college funding, elder care, and other life events.
- Real Estate Investment Planning – how to help real estate investors compare options and evaluate the impact of various mortgage strategies on their rate of return.
- Ethics and Compliance – how to implement a pro-active approach to ethics and compliance during the pre-disclosure sales process.
Who Do I Help:
While my lender can do business in many states and growing all the time, I do 90 % of my business in my home state of New Jersey.
I help all real estate owners and buyers who want the best rates, superior service and a knowledgeable adviser to help them navigate their home financing.
I help New Jersey Real Estate professionals who want to grow their business and showcase their properties with the latest marketing and technology available to the real estate market.
This Is How I Help Home Owners and Buyers:
My team works with each client to determine the best finance package for every scenario taking into account not only the impact of the loan on their finances today, but 5, 10, and 15 years down the line.
Covering all facets of mortgage lending, we can handle just about any situation out there. From purchase money loans for 1-4 family homes, second homes, investment properties, Jumbo loans, 203K loans, VA purchase money loans, VRRRL refinance loans, cash out refinance loans, even reverse mortgages for seniors! I can also help with credit repair until we can per-qualify our borrower.
This Is How We Help Real Estate Professionals:
Our team loves working with Realtors to help them build their business with video marketing, advanced listing presentations, and social media training just to mention a few. My goal is to create more closings, more satisfied buyers, and more referrals for all!
Specialties:
- Mortgage Lending
- Social Media Marketing
- Marketing Strategies
- Mortgage Banking
- FHA Mortgages
- 203K Mortgages
- VA Mortgages
- Real Estate Marketing
- Real Estate Technology
- Real Estate Consulting
- Real Estate Finance
Borrower Testimonials
I had a great experience working with Chuck throughout the entire process. He was consistently professional, knowledgeable, and extremely helpful from start to finish. He was always quick to respond to questions, took the time to explain each step clearly, and made sure everything stayed on track. His communication and attention to detail made the ...Moner North Brunswick, NJ
Great communication, I always new what was happening,next steps.Meghan A Lanoka Harbor, NJ
Chuck Tegano and his team are exceptional professionals who go above and beyond for each of my deals. This one was truly special because it was for my granddaughter and her purchasing her 1st home! Chuck made sure to review each detail with her and continued to keep us informed every step of the way! I highly recommend Chuck Tegano and AnnieMac to...Maria Toms River, NJ
It was a pleasure working with Chuck for our mortgage. Getting a mortgage can sometimes be a grueling, long drawn out task but with Chuck it was quick and easy. Everytime I emailed Chuck with a question he got back to me immediately and always with the correct answer. Chuck also sends up to date videos when each step of the mortgage is completed...Tara Forked River, NJ
Chuck is your man. Don’t go anywhere else if your expectation is smooth process. Chuck goes way above and beyond. He even made an evening house call to complete our loan application. When we needed a pre-approval he provided 3 to help me make the right offer on a home. The AnnieMac team hit all the dates to have me ready to close on time. When...Paul Chesterfield Township, NJ
Chuck is the most thorough, accommodating, knowledgeable mortgage broker you can find. Very helpful with every question you have and during every step of the process.Frank Brick, NJ
- View more testimonials on Experience.com & Zillow.com