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Proudly serving clients across New Jersey.
This Is Who I Am:
I love strategizing with my referral partners and clients to help them meet their goals. With more than 20 years in the mortgage industry and almost 36 in the financial industry in general, my goal is to make the home buying experience easy and stress-free for my clients.
I am also a Certified Mortgage Planner.
What is a Certified Mortgage Planner?
Mortgage Planning is the process of helping clients improve their lives by using the right mortgage strategies.
The right strategy for one client may be completely wrong for another client. That’s why mortgage planning should be conducted with a certified professional who is trained in the five CMPS skill sets:
Who Do I Help:
While my lender can do business in many states and growing all the time, I do 90 % of my business in my home state of New Jersey.
I help all real estate owners and buyers who want the best rates, superior service and a knowledgeable adviser to help them navigate their home financing.
I help New Jersey Real Estate professionals who want to grow their business and showcase their properties with the latest marketing and technology available to the real estate market.
This Is How I Help Home Owners and Buyers:
My team works with each client to determine the best finance package for every scenario taking into account not only the impact of the loan on their finances today, but 5, 10, and 15 years down the line.
Covering all facets of mortgage lending, we can handle just about any situation out there. From purchase money loans for 1-4 family homes, second homes, investment properties, Jumbo loans, 203K loans, VA purchase money loans, VRRRL refinance loans, cash out refinance loans, even reverse mortgages for seniors! I can also help with credit repair until we can per-qualify our borrower.
This Is How We Help Real Estate Professionals:
Our team loves working with Realtors to help them build their business with video marketing, advanced listing presentations, and social media training just to mention a few. My goal is to create more closings, more satisfied buyers, and more referrals for all!
Specialties:
I share my life with my wonderful, kind, and beautiful wife, Joanie. Together, we love to travel and immerse ourselves in new places, cultures, and cuisines. Connecting with people around the world has shown us that, at our core, we’re all striving for the same things—just through different lived experiences.
We’re especially drawn to history—walking old-world streets, exploring museums, and imagining the lives of those who came before us. We also enjoy discovering natural wonders, from untouched landscapes to breathtaking water features that have existed for millennia.
Art is another passion of ours. We enjoy collecting pieces from artists like Peter Max, Michael Godard, Jeff Vermeeren, and Matt Beyer—each with unique stories that make every piece more meaningful.
At home, we love cooking gourmet meals together, often inspired by our travels. With cooking classes, new recipes, and a great bottle of wine, dinner becomes an experience. We also enjoy landscaping, gardening, and home projects—turning our space into a personal sanctuary where we spend many weekends creating something new.