About Ben
Proudly serving clients across North Carolina, Ohio, Tennessee and Virginia.
I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Borrower Testimonials
Very fast turn around for a smooth close. Can't beat the service from DHL!
Krissy is awesome! Super accessible and so helpful! My clients love her. #mylenderkrissy
Great experience! #mylenderkrissy helped us refinance our home and save us money! Highly recommend Direct Home Loans!
I have worked with Krissy Oxidine on two occasions and she is the very best! She made the process so easy and I know I obtained the best rates out there! Thank you so much! #mylenderkrissy
By far the best team out there! I have closed so many successful transactions this year with Krissy Oxidine! I look forward to many many more to come.
Excellent refi experience. Simple process, competitive rates, quick response time. John Basso is polite, professional and clearly interested in providing an excellent customer experience. Highly recommend!
Ben was communicating every step of the way and it got very tedious at the end as I was on a time crunch to close before I left to Europe for the delivery of my daughter. He handled everything like a true professional and made it happen for my family! Amazing work , highly recommend.
I worked Ben Larrick on my first home purchase and it was wonderful! He would message me or call me whenever I have questions and really helped explain the whole process. I highly recommend DHL mortgage!
Working with John Basso was great! Very friendly always there to answer questions and to follow up. I would highly recommend John and his team!
Ben and team are professional, helpful, and very easy to work with!! Highly reccomend!
Fantastic job. We had an aggressive schedule to closing. They could not have made it any easier for us. Everything went very smoothly and we are most appreciative of their efforts. We would highly recommend DHL looking for a mortgage.
Ben is very informative and hands on through the whole process. He takes the time to explain each step and answer questions. He's easy to get ahold of and knowledable about everything we asked. Ben is excellent to work with.
Always a great experience and seemless closing.
Ben was always available and very helpful whenever needed.
Ben was attentive through our first time home buying process. He was innovative and advocated for us to get the best deal possible.
Appreciate everything you guys did to get this one closed!
Our buying situation was convoluted, to say the least. Ben put in the extra time to come up with a mortgage solution that achieved all of our goals, worked for the seller, and saved us money to work on the house.
The entire process was done in a clear, friendly, and professional manner. Any questions we had were fully answered. Every step was followed up to ensure there were no glitches. Very stress free process.
Everything was taken care of! The entire process was easy! Everything was explained thoroughly and questions were answered timely!
Communicative, transparent, worked diligently to get us a reasonable interest rate, and ensured that we knew all our options.
Ben and his team made the process quite easy and were always available to address my queries and concerns. Best part was that they met the committed closure date.
Myself being a first time buyer, Benjamin really helped me to understand and smoothen the process. The dates commited was met without any delay. He and his team were always there address any queries during the process. Way to go.
Such a great first time home buyers experience! All my questions were answered and the process was thoroughly explained. Made the homebuying experience somehow enjoyable!
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Realtors! Announcing Our: Real Estate Realities Masterminds
On 10/22/2026 at 2:00 pm
In a crowded market, doing great work is not always enough. People also need to understand what makes working with you different. Join me for Real Estate Realities: Jumpstart Your 2027 with Lance Pendleton on October 22 at 2 p.m. ET. Lance will share how to: - Create messaging that cuts through industry noise - Build a business around what clients truly need - Deliver an experience people remember and want to refer See you there!