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Proudly serving clients across Illinois and Indiana.
I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Rating: 5.0 out of 5.0 from Encompass Well. I'm a returning customer, and every single time, Aubrey Locke has done an exceptional job. The communication, effort, and patience were excellent. A++ service and two thumbs up! Thanks again! GeneChicago, IL Sep 10
Well. I'm a returning customer, and every single time, Aubrey Locke has done an exceptional job. The communication, effort, and patience were excellent. A++ service and two thumbs up! Thanks again!
Rating: 5.0 out of 5.0 from Encompass Aubrey is an a solute master at is craft! I'd work with him any day, anytime. He has the rare combination of knowledge, character, grit, positivity, and genuine care for the success of his clients. He was always patient and responsive to every one of my questions. I enjoyed working with him and would work wi... Albert HarrisonTinley Park, IL Sep 07
Aubrey is an a solute master at is craft! I'd work with him any day, anytime. He has the rare combination of knowledge, character, grit, positivity, and genuine care for the success of his clients. He was always patient and responsive to every one of my questions. I enjoyed working with him and would work wi...
Rating: 5.0 out of 5.0 from Encompass Aubrey Locke's in a class all by himself!! As I tell Clients, when Aubrey does "Aubrey things" to get the Job done! I've closed several deals w/him and our percentage of closing is 100%!!! LET'S GO!!! Dorian A.Tinley Park, IL Sep 05
Aubrey Locke's in a class all by himself!! As I tell Clients, when Aubrey does "Aubrey things" to get the Job done! I've closed several deals w/him and our percentage of closing is 100%!!! LET'S GO!!!
Rating: 5.0 out of 5.0 from Encompass Aubrey is amazing.... Aubrey is always a call away no natter what time!!!! Thanks Aubrey for making this life changing experience so easy for us.... ClementinaMontgomery, IL Jul 16
Aubrey is amazing.... Aubrey is always a call away no natter what time!!!! Thanks Aubrey for making this life changing experience so easy for us....
Rating: 5.0 out of 5.0 from Encompass I had an over all great experienc. Aubrey Locke was phenomena, as well as Jeffrey Bradford ! . The process went a lot smoother than I expected. Thanks for helping my family become a home owner. WillieMontgomery, IL Jul 16
I had an over all great experienc. Aubrey Locke was phenomena, as well as Jeffrey Bradford ! . The process went a lot smoother than I expected. Thanks for helping my family become a home owner.
Rating: 4.8 out of 5.0 from Encompass The professionalism, the patience, the quick response and overall this was a great experience. Gene AChicago, IL Jul 16
The professionalism, the patience, the quick response and overall this was a great experience.
Rating: 5.0 out of 5.0 from Encompass Aubrey and the whole team were very informative throughout the transaction. DoraJoliet, IL Jul 16
Aubrey and the whole team were very informative throughout the transaction.
Rating: 5.0 out of 5.0 from Encompass From start to finish Aubrey is always driven to ensure all participants are connected; excellent team building. Aubrey is amazing. When the glass is full and spilling over; Aubrey will still get the job done professionally and with great performanc!!! Its obvious that he is an expert in the mortgage busines. SandraMatteson, IL Jul 16
From start to finish Aubrey is always driven to ensure all participants are connected; excellent team building. Aubrey is amazing. When the glass is full and spilling over; Aubrey will still get the job done professionally and with great performanc!!! Its obvious that he is an expert in the mortgage busines.
Rating: 5.0 out of 5.0 from Encompass Well, first off, Aubrey Locke is an exceptional loan officer. He was on point and very good at addressing my concerns. Mr. Locke is an asset to your company. He is very knowledgeable and very professional. Lastly, he was very determined to get my deal done. Mr. Locke is well appreciated in my world. Thanks for having an exceptional team member. Gene AChicago, IL Jul 16
Well, first off, Aubrey Locke is an exceptional loan officer. He was on point and very good at addressing my concerns. Mr. Locke is an asset to your company. He is very knowledgeable and very professional. Lastly, he was very determined to get my deal done. Mr. Locke is well appreciated in my world. Thanks for having an exceptional team member.
Rating: 5.0 out of 5.0 from Encompass Communication and availability BrachealChicago, IL Jul 16
Communication and availability
Rating: 5.0 out of 5.0 from Encompass Aubrey was vert thorough and persistent JessieChicago, IL Jul 16
Aubrey was vert thorough and persistent
Rating: 5.0 out of 5.0 from Encompass Aubrey was the best, could always call with any questions. Aldi was great also they help with processin. Explained what was needed and why and also explained what to expect throughout the process. PriscillaChicago, IL Jul 16
Aubrey was the best, could always call with any questions. Aldi was great also they help with processin. Explained what was needed and why and also explained what to expect throughout the process.
Rating: 4.5 out of 5.0 from Encompass Aubrey great guy TiffanyCountry Club Hills, IL Jul 16
Aubrey great guy
Rating: 5.0 out of 5.0 from Encompass The experience was GREAT because I had a fantastic Loan Originator Mr. Aubrey Locke he was always there when I needed him by answering questions and guiding me through this next level of my life. Thank you Aubrey😊 Paris VictoriaCrown Point, IN Jul 16
The experience was GREAT because I had a fantastic Loan Originator Mr. Aubrey Locke he was always there when I needed him by answering questions and guiding me through this next level of my life. Thank you Aubrey😊
Rating: 4.0 out of 5.0 from Encompass It was challenging LutriciaCalumet City, IL Jul 16
It was challenging
Rating: 5.0 out of 5.0 from Encompass Aubrey is a dedicated professional that always provides a stellar service and incredible experience!!! Raymond F.Kankakee, IL Jul 16
Aubrey is a dedicated professional that always provides a stellar service and incredible experience!!!
Rating: 5.0 out of 5.0 from Encompass Overall experience Earl SamuelHammond, IN Jul 16
Overall experience
Rating: 5.0 out of 5.0 from Encompass Aubrey ensured a smooth transaction and showed up to closing which I haven't seen a lender do in years . It was a pleasure working with him . YazminDolton, IL Jul 16
Aubrey ensured a smooth transaction and showed up to closing which I haven't seen a lender do in years . It was a pleasure working with him .
Rating: 5.0 out of 5.0 from Encompass Annie Mac's team was extremely knowledgeable, responsive, and organized throughout the entire process. They communicated clearly at every step, explained documents in a way that was easy to understand, and promptly addressed any questions or concerns I had. Their attention to detail and proactive follow-ups helped keep everything on track and made ... SheritaDolton, IL Jul 16
Annie Mac's team was extremely knowledgeable, responsive, and organized throughout the entire process. They communicated clearly at every step, explained documents in a way that was easy to understand, and promptly addressed any questions or concerns I had. Their attention to detail and proactive follow-ups helped keep everything on track and made ...
Rating: 5.0 out of 5.0 from Encompass Good communication, always available to answer any questions that I have. Very patient to understand me, RubenHoffman Estates, IL Jul 16
Good communication, always available to answer any questions that I have. Very patient to understand me,
Rating: 5.0 out of 5.0 from Encompass Everything went well it was alright and I would get them to help me again MarceyChicago, IL Jul 16
Everything went well it was alright and I would get them to help me again
Rating: 5.0 out of 5.0 from Encompass Aubrey Locke was a pleasure to work with on this transaction. As a Realtor, strong communication and reliability from the lender side are extremely important, and Aubrey delivered on both. He stayed on top of the process, kept everyone informed, and helped ensure a smooth closing for our client. I look forward to working with him again and would hi... TanyaChicago, IL Jul 16
Aubrey Locke was a pleasure to work with on this transaction. As a Realtor, strong communication and reliability from the lender side are extremely important, and Aubrey delivered on both. He stayed on top of the process, kept everyone informed, and helped ensure a smooth closing for our client. I look forward to working with him again and would hi...
Rating: 5.0 out of 5.0 from Encompass Aubrey was very helpful through the whole process, very straight forward. SalvadorGary, IN Jul 16
Aubrey was very helpful through the whole process, very straight forward.
Rating: 5.0 out of 5.0 from write_review Thank you so much Aubrey for an amazing experience. Bracheal Jul 16
Thank you so much Aubrey for an amazing experience.
Rating: 5.0 out of 5.0 from write_review Aubrey was such a gem when it came to my first home buying experience. He was always willing to answer any question and responded and a very timely fashion! He held my hand through the entire process and eased my mind when there were doubts. He provided sound advice and offered his honest opinion which made it the experience enjoyable and genuine. ... Brittney Jul 16
Aubrey was such a gem when it came to my first home buying experience. He was always willing to answer any question and responded and a very timely fashion! He held my hand through the entire process and eased my mind when there were doubts. He provided sound advice and offered his honest opinion which made it the experience enjoyable and genuine. ...