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Proudly serving clients across New Jersey, Florida and South Carolina.
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Ashley Bulwin was great from start to finish Joseph Forked River, NJ April 05 Rating: 5.0 out of 5.0 from Encompass
Ashley Bulwin was great from start to finish
She was very professional and this is our 2nd time dealing with her. Everything went smoothly. She contacted us immediately, if any more documents were required, and we were able to provide any documents required to close as soon as possible. Mission accomplished! Thank you Ashley and staff! Jeffrey Island Heights, NJ March 10 Rating: 5.0 out of 5.0 from Encompass
She was very professional and this is our 2nd time dealing with her. Everything went smoothly. She contacted us immediately, if any more documents were required, and we were able to provide any documents required to close as soon as possible. Mission accomplished! Thank you Ashley and staff!
Ashley and her team were so helpful and made my refinance an absolute breeze! They were helpful and efficient. Alexis Toms River, NJ March 03 Rating: 5.0 out of 5.0 from Encompass
Ashley and her team were so helpful and made my refinance an absolute breeze! They were helpful and efficient.
We had a tine crunch at the end (typical) and Ashley quickly put all the necessary ducks in a row so we could close on time. Francine M TOMS RIVER, NJ January 27 Rating: 5.0 out of 5.0 from Encompass
We had a tine crunch at the end (typical) and Ashley quickly put all the necessary ducks in a row so we could close on time.
Ashley was fantastic from start to finish. Super responsive and able to answer our many questions. We had a really difficult close due to the seller and Ashley stepped in to navigate many complexities on our behalf going above and beyond. I would highly recommend Ashley to anyone looking for a home mortgage lender. Alessandra Elizabeth Franklinville, NJ January 14 Rating: 5.0 out of 5.0 from Encompass
Ashley was fantastic from start to finish. Super responsive and able to answer our many questions. We had a really difficult close due to the seller and Ashley stepped in to navigate many complexities on our behalf going above and beyond. I would highly recommend Ashley to anyone looking for a home mortgage lender.
It was a true pleasure working with Ashley. She did an excellent job guiding us through the process which ultimately resulted in everything we wanted to accomplish. Walter E Bayville, NJ January 12 Rating: 4.2 out of 5.0 from Encompass
It was a true pleasure working with Ashley. She did an excellent job guiding us through the process which ultimately resulted in everything we wanted to accomplish.
On 04/30/2026 at 2:30 pm
Join us for Our Billion Dollar Playbook, a live mastermind designed to help real estate agents win more deals in today’s competitive market. Hear from Wes Costello of AnnieMac Home Mortgage as he breaks down the Cash2Keys suite of products and how to position your buyers like cash. Learn how Cash2Keys can level up your business.