Ready to buy your dream home? Start your purchase journey today with competitive rates and expert guidance.
Lower your monthly payments or access your home equity with our refinancing options.
Access calculators, guides, and tools to help you make informed mortgage decisions.
Learn more about our company, explore career opportunities, and discover our impact on the mortgage industry.
Proudly serving clients across Massachusetts, Florida, New Hampshire and Rhode Island.
I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Rating: 5.0 out of 5.0 from Encompass AJ's knowledge, availability, ability to change on a dime, and character was exceptional thoughout the entire process. JacobRaynham, MA Aug 03
AJ's knowledge, availability, ability to change on a dime, and character was exceptional thoughout the entire process.
Rating: 5.0 out of 5.0 from Encompass We couldn’t be happier with the service we received and would highly recommend AJ and his team to anyone looking for a lender. Thank you to the entire team for helping make our dream of homeownership a reality! ChristopherAssonet, MA Jul 31
We couldn’t be happier with the service we received and would highly recommend AJ and his team to anyone looking for a lender. Thank you to the entire team for helping make our dream of homeownership a reality!
Rating: 5.0 out of 5.0 from Encompass Great job helping me on my first house Noah ChristopherSomerset, MA Jul 22
Great job helping me on my first house
Rating: 5.0 out of 5.0 from Encompass AJ might have been the most responsive person I have ever dealt with in my life. In addition, his knowledge and confidence to get us where we needed to be felt unmatched. We will be sending friends and family his way for home purchasing as long as he is still in business. Can not recommend AJ enough. CameronRaynham, MA Jul 13
AJ might have been the most responsive person I have ever dealt with in my life. In addition, his knowledge and confidence to get us where we needed to be felt unmatched. We will be sending friends and family his way for home purchasing as long as he is still in business. Can not recommend AJ enough.
Rating: 5.0 out of 5.0 from Encompass AJ was also available to answer any questions we had and was great about explaining complicated things in ways that we could understand TiagoLakeville, MA Jul 13
AJ was also available to answer any questions we had and was great about explaining complicated things in ways that we could understand
Rating: 5.0 out of 5.0 from Encompass Very knowledgeable , efficient and friendly. LaurenLakeville, MA Jun 24
Very knowledgeable , efficient and friendly.
Rating: 5.0 out of 5.0 from Encompass Very easy smooth process, Aj made this a very stressless process. TylerCranston, RI Jun 15
Very easy smooth process, Aj made this a very stressless process.
Rating: 5.0 out of 5.0 from facebook AJ is easily the most responsive person – personally or professionally – I’ve ever had the pleasure of dealing with. As someone who asks a lot of questions, communication is extremely important to me. It’d be impossible to find a better communicator than AJ. For all the emails, texts and calls over the course of two months – of which ther... Keith Ferguson May 15
AJ is easily the most responsive person – personally or professionally – I’ve ever had the pleasure of dealing with. As someone who asks a lot of questions, communication is extremely important to me. It’d be impossible to find a better communicator than AJ. For all the emails, texts and calls over the course of two months – of which ther...
Rating: 5.0 out of 5.0 from Encompass Everthing was done so quickl SuzanneVenice, FL Apr 14
Everthing was done so quickl
Rating: 5.0 out of 5.0 from Encompass Aj worked through more parts of the process to help us when others wouldn't RussellLakeville, MA Dec 23
Aj worked through more parts of the process to help us when others wouldn't
Rating: 5.0 out of 5.0 from Encompass AJ is awesome to work with! MichaelNorton, MA Dec 15
AJ is awesome to work with!
Rating: 5.0 out of 5.0 from Encompass Communication was key. The app was very user friendly and submitting documents was easy. Thank you For your attention to detail and always being available to answer questions. AndreaTaunton, MA Dec 15
Communication was key. The app was very user friendly and submitting documents was easy. Thank you For your attention to detail and always being available to answer questions.
Rating: 5.0 out of 5.0 from Encompass AJ was extremely patient and knowledgeable. We are first time home buyers and he always made time to answer our questions or talk us through the process. I would highly recommend AJ to anyone buying a home. We wouldn't of been able to do it without all his help and expertise. We had a wonderful experience and couldn't recommend him more! MathieuPalmer, MA Dec 08
AJ was extremely patient and knowledgeable. We are first time home buyers and he always made time to answer our questions or talk us through the process. I would highly recommend AJ to anyone buying a home. We wouldn't of been able to do it without all his help and expertise. We had a wonderful experience and couldn't recommend him more!
Rating: 5.0 out of 5.0 from Encompass AJ was super easy to work with and I appreciate he ref me to Matt and Katrina. TimPalmer, MA Nov 24
AJ was super easy to work with and I appreciate he ref me to Matt and Katrina.
Rating: 5.0 out of 5.0 from Encompass Aj Trott is very attentive and personable. My clients felt nothing but comfortability with their experience. 10 out of 10 hands down KayEast Bridgewater, MA Nov 14
Aj Trott is very attentive and personable. My clients felt nothing but comfortability with their experience. 10 out of 10 hands down
Rating: 5.0 out of 5.0 from Encompass His responsiveness in a timely manner was greatly appreciated. TrudeSun City Center, FL Oct 28
His responsiveness in a timely manner was greatly appreciated.
Rating: 5.0 out of 5.0 from Encompass Getting in tpuch with Aj was always easy and he made tbe process completely painless ElizabethTaunton, MA Aug 24
Getting in tpuch with Aj was always easy and he made tbe process completely painless
Rating: 5.0 out of 5.0 from Encompass AJ Trott and his team are not only personable, they were there to guide, advise, and inform us of everything throughout the home buying process. This was my fourth home purchase and my first time ever using AJ. He listened, and informed, and its people like him and his team that made the process easy. I won't ever recommend anyone to use anyone e... DanielTaunton, MA Aug 23
AJ Trott and his team are not only personable, they were there to guide, advise, and inform us of everything throughout the home buying process. This was my fourth home purchase and my first time ever using AJ. He listened, and informed, and its people like him and his team that made the process easy. I won't ever recommend anyone to use anyone e...
Rating: 5.0 out of 5.0 from Encompass AJ Trott is amazing! He helped me though the entire process and promptly returned all messages or questions I sent to him, he has a great attitude and was always ready to help. His authenticity shines HarmonyWarwick, RI Jul 26
AJ Trott is amazing! He helped me though the entire process and promptly returned all messages or questions I sent to him, he has a great attitude and was always ready to help. His authenticity shines
Rating: 5.0 out of 5.0 from Encompass AJ made himself available to us at all hours of the day. No matter what questions we had, he always answered clearly and thoroughly. He constantly put our minds at ease during a new and stressful process. Thank you again AJ for all of your help. StaceyAttleboro, MA May 30
AJ made himself available to us at all hours of the day. No matter what questions we had, he always answered clearly and thoroughly. He constantly put our minds at ease during a new and stressful process. Thank you again AJ for all of your help.
Rating: 5.0 out of 5.0 from Encompass Thank you for everything AJ. You made the process simple, communicated with us the entire way, and got everything we needed done. We appreciate all your help Ryan MichaelAttleboro, MA May 28
Thank you for everything AJ. You made the process simple, communicated with us the entire way, and got everything we needed done. We appreciate all your help
Rating: 5.0 out of 5.0 from Encompass AJ was truly a godsend for us because of some side issues that came up all was much better than any experience I've had with a mortgage broker JamesMiddleborough, MA May 27
AJ was truly a godsend for us because of some side issues that came up all was much better than any experience I've had with a mortgage broker
Rating: 5.0 out of 5.0 from Encompass Aj was very responsive and communicative. He made the stressful process of buying a home a lot less stressful. KristaMiddleboro, MA May 27
Aj was very responsive and communicative. He made the stressful process of buying a home a lot less stressful.
Rating: 5.0 out of 5.0 from Encompass Communication and transparency DonnaMiddleborough, MA May 27
Communication and transparency