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I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
lrocess From beginning to end! Andy and his team were great and knowledgeable. Gabrielle Franklinville, NJ January 09 Rating: 5.0 out of 5.0 from Encompass
lrocess From beginning to end! Andy and his team were great and knowledgeable.
Andy and his team were amazing to work with! Jessica Ocean View, NJ December 22 Rating: 5.0 out of 5.0 from Encompass
Andy and his team were amazing to work with!
Andy and his team were great! They communicated with us throughout the entire housing process and they made sure that we were always kept up to date with everything. I really appreciate him and his team and I couldn't have been more satisifed. Thank you Andy!!! I appreciate you and we are so happy with ... Marielena Magnolia, NJ December 15 Rating: 5.0 out of 5.0 from Encompass
Andy and his team were great! They communicated with us throughout the entire housing process and they made sure that we were always kept up to date with everything. I really appreciate him and his team and I couldn't have been more satisifed. Thank you Andy!!! I appreciate you and we are so happy with ...
This was my second time working with Andy and his team, and as soon as we began our home search, we knew we wanted him handling our mortgage again. Andy was transparent, knowledgeable, and on top of every market fluctuation, ultimately locking us into the best rate possible. While the daily emails were plenty, we genuinely appreciated the consisten... Gina Pitman, NJ November 18 Rating: 5.0 out of 5.0 from Encompass
This was my second time working with Andy and his team, and as soon as we began our home search, we knew we wanted him handling our mortgage again. Andy was transparent, knowledgeable, and on top of every market fluctuation, ultimately locking us into the best rate possible. While the daily emails were plenty, we genuinely appreciated the consisten...
Working with Andy was hands-down one of the best decisions we made during our home-buying process. From start to finish, he made everything easy, clear, and stress-free. Andy took the time to explain every option, answered all of our questions with patience, and made sure we always felt informed and confident in each step. He moved quickly, commun... Jonathan Pitman, NJ November 18 Rating: 5.0 out of 5.0 from Encompass
Working with Andy was hands-down one of the best decisions we made during our home-buying process. From start to finish, he made everything easy, clear, and stress-free. Andy took the time to explain every option, answered all of our questions with patience, and made sure we always felt informed and confident in each step. He moved quickly, commun...
It was great working with Andy and the rest of the team at Annie Mac, they made the process of buying a home go so smoothly! Brittany M Sewell, NJ November 17 Rating: 5.0 out of 5.0 from Encompass
It was great working with Andy and the rest of the team at Annie Mac, they made the process of buying a home go so smoothly!
Don't miss our Real Estate Realities: Relationships Over Transactions live webinar! Most agents burn out chasing the next deal. But the ones who thrive? They build relationships that keep business coming to them. If you’ve ever felt like your follow-up game needs more follow-through, this one's for you! See you there
02/25/2026
2:00 pm