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I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Andy and bus team were extremely helpful, professional, and knowledgeable about every stop of this process. Buying a home is stressful , but Andy and his team took a lot of that stress off by being ready to answer any question we had and give us clear guidance on what each next step was. I will be refer... Sean West Deptford, NJ April 01 Rating: 5.0 out of 5.0 from Encompass
Andy and bus team were extremely helpful, professional, and knowledgeable about every stop of this process. Buying a home is stressful , but Andy and his team took a lot of that stress off by being ready to answer any question we had and give us clear guidance on what each next step was. I will be refer...
All members of the team were helpful and answered any questions we had in a timely manner . Paige R. Ocean City, NJ March 16 Rating: 5.0 out of 5.0 from Encompass
All members of the team were helpful and answered any questions we had in a timely manner .
Andy and Sam guided us through this detailed process and were very responsive. Ronald C. Ocean City, NJ March 16 Rating: 5.0 out of 5.0 from Encompass
Andy and Sam guided us through this detailed process and were very responsive.
Andy and his team made the process painless! They answered every question promptly and made the paperwork quick and easy! Cant wait to work with him again in the future! Mary Kathryn Mullica Hill, NJ March 13 Rating: 5.0 out of 5.0 from Encompass
Andy and his team made the process painless! They answered every question promptly and made the paperwork quick and easy! Cant wait to work with him again in the future!
Andy and his team were wonderful to work with! Stephen Ocean City, NJ March 10 Rating: 5.0 out of 5.0 from Encompass
Andy and his team were wonderful to work with!
Communication, guidance, and availability -- Andy was great Matthew J Pitman, NJ March 03 Rating: 5.0 out of 5.0 from Encompass
Communication, guidance, and availability -- Andy was great
On 04/30/2026 at 2:30 pm
Join us for Our Billion Dollar Playbook, a live mastermind designed to help real estate agents win more deals in today’s competitive market. Hear from Wes Costello of AnnieMac Home Mortgage as he breaks down the Cash2Keys suite of products and how to position your buyers like cash. Learn how Cash2Keys can level up your business.
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