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Proudly serving clients across New Jersey and Pennsylvania.
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
All members of the team were helpful and answered any questions we had in a timely manner . Paige R. Ocean City, NJ March 16 Rating: 5.0 out of 5.0 from Encompass
All members of the team were helpful and answered any questions we had in a timely manner .
Andy and Sam guided us through this detailed process and were very responsive. Ronald C. Ocean City, NJ March 16 Rating: 5.0 out of 5.0 from Encompass
Andy and Sam guided us through this detailed process and were very responsive.
Andy and his team made the process painless! They answered every question promptly and made the paperwork quick and easy! Cant wait to work with him again in the future! Mary Kathryn Mullica Hill, NJ March 13 Rating: 5.0 out of 5.0 from Encompass
Andy and his team made the process painless! They answered every question promptly and made the paperwork quick and easy! Cant wait to work with him again in the future!
Andy and his team were wonderful to work with! Stephen Ocean City, NJ March 10 Rating: 5.0 out of 5.0 from Encompass
Andy and his team were wonderful to work with!
Communication, guidance, and availability -- Andy was great Matthew J Pitman, NJ March 03 Rating: 5.0 out of 5.0 from Encompass
Communication, guidance, and availability -- Andy was great
Andy was fantastic and really made buying a house as easy as possible. He was always available and did everything he could to make sure the terms of my loan worked for me. Nothing shady, very upfront and honest. Andy will put you in the best situation thats available to you, someone you can trust. Robert Williamstown, NJ February 27 Rating: 5.0 out of 5.0 from Encompass
Andy was fantastic and really made buying a house as easy as possible. He was always available and did everything he could to make sure the terms of my loan worked for me. Nothing shady, very upfront and honest. Andy will put you in the best situation thats available to you, someone you can trust.
figuring out best option for us to accomplish our goal Donald M Christiana, PA February 23 Rating: 4.7 out of 5.0 from Encompass
figuring out best option for us to accomplish our goal
lrocess From beginning to end! Andy and his team were great and knowledgeable. Gabrielle Franklinville, NJ January 09 Rating: 5.0 out of 5.0 from Encompass
lrocess From beginning to end! Andy and his team were great and knowledgeable.
Andy and his team were amazing to work with! Jessica Ocean View, NJ December 22 Rating: 5.0 out of 5.0 from Encompass
Andy and his team were amazing to work with!
Andy and his team were great! They communicated with us throughout the entire housing process and they made sure that we were always kept up to date with everything. I really appreciate him and his team and I couldn't have been more satisifed. Thank you Andy!!! I appreciate you and we are so happy with ... Marielena Magnolia, NJ December 15 Rating: 5.0 out of 5.0 from Encompass
Andy and his team were great! They communicated with us throughout the entire housing process and they made sure that we were always kept up to date with everything. I really appreciate him and his team and I couldn't have been more satisifed. Thank you Andy!!! I appreciate you and we are so happy with ...
This was my second time working with Andy and his team, and as soon as we began our home search, we knew we wanted him handling our mortgage again. Andy was transparent, knowledgeable, and on top of every market fluctuation, ultimately locking us into the best rate possible. While the daily emails were plenty, we genuinely appreciated the consisten... Gina Pitman, NJ November 18 Rating: 5.0 out of 5.0 from Encompass
This was my second time working with Andy and his team, and as soon as we began our home search, we knew we wanted him handling our mortgage again. Andy was transparent, knowledgeable, and on top of every market fluctuation, ultimately locking us into the best rate possible. While the daily emails were plenty, we genuinely appreciated the consisten...
Working with Andy was hands-down one of the best decisions we made during our home-buying process. From start to finish, he made everything easy, clear, and stress-free. Andy took the time to explain every option, answered all of our questions with patience, and made sure we always felt informed and confident in each step. He moved quickly, commun... Jonathan Pitman, NJ November 18 Rating: 5.0 out of 5.0 from Encompass
Working with Andy was hands-down one of the best decisions we made during our home-buying process. From start to finish, he made everything easy, clear, and stress-free. Andy took the time to explain every option, answered all of our questions with patience, and made sure we always felt informed and confident in each step. He moved quickly, commun...