Foreign National Purchase Loans
What are Foreign National purchase loans?
Foreign National (FN) mortgages are non-QM loans structured for non-resident borrowers who hold no U.S. Social Security number or green card yet wish to buy a 1- to 4-unit property in the United States.
Benefits of a Foreign National Loan
- No SSN, Visa, Or U.S. Credit History Required
Approval is possible with an ITIN or even without one, using foreign credit references.
- High LTV
75% LTV up to $1.5 million, Max loan amount of $3 million with 65% LTV
- Generous Property Types
Second homes, investment properties, condotels, and warrantable and non-warrantable condos can qualify, giving buyers broader choice.
- Flexible Credit Evaluation
Foreign credit bureaus, bank reference letters, or 12-month rent and utility histories may substitute for a U.S. FICO score.
Let's Talk Foreign National Loans
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Interested in a Foreign National loan? Submit your information.
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