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Jeanine is an excellent mortgage representative. My buyer utilized her for a VA loan, and she was outstanding throughout the entire process. She is extremely kind, patient, and knowledgeable, and she went above and beyond on numerous occasions to assist a client who was not technologically savvy. Jeanine personally helped him make phone calls to ob... Crystle Whiting, NJ Jeanine Cicardo Rating: 5.0 out of 5.0 from Encompass
Jeanine is an excellent mortgage representative. My buyer utilized her for a VA loan, and she was outstanding throughout the entire process. She is extremely kind, patient, and knowledgeable, and she went above and beyond on numerous occasions to assist a client who was not technologically savvy. Jeanine personally helped him make phone calls to ob...
Jeanine and Kelli were amazing from start to finish. Couldn't have asked for a better experience. Dorothy West Creek, NJ Jeanine Cicardo Rating: 5.0 out of 5.0 from Encompass
Jeanine and Kelli were amazing from start to finish. Couldn't have asked for a better experience.
Jeanine is extremely proficient and knowledgeable! She makes the home buying process super easy. I would definitely recommend her to everyone i know! Kayla Forked River, NJ Jeanine Cicardo Rating: 5.0 out of 5.0 from Encompass
Jeanine is extremely proficient and knowledgeable! She makes the home buying process super easy. I would definitely recommend her to everyone i know!
Richard and Kelli were fantastic to work with as a first time home buyer. They answered all of my questions quickly, they were so kind and always rooting for my success. incredible to have people like that in your corner during such a process . Thank you for everything! Cady Toms River, NJ Richard Kromer Rating: 5.0 out of 5.0 from Encompass
Richard and Kelli were fantastic to work with as a first time home buyer. They answered all of my questions quickly, they were so kind and always rooting for my success. incredible to have people like that in your corner during such a process . Thank you for everything!
Rick was very professional yet had a great personal touch as well!! Great to work with! James Brick, NJ Richard Kromer Rating: 5.0 out of 5.0 from Encompass
Rick was very professional yet had a great personal touch as well!! Great to work with!
Rich was so easy to connect, talk with and review my clients objectives. Offering many options for them to make the right choice for them. His team was on top of everything and very communicative during the entire process! My client were so happy working with this awesome team! I highly recommend Richard Kromer and his Annie Mac team! Thanks ... Phyllis Wenonah, NJ Richard Kromer Rating: 5.0 out of 5.0 from Encompass
Rich was so easy to connect, talk with and review my clients objectives. Offering many options for them to make the right choice for them. His team was on top of everything and very communicative during the entire process! My client were so happy working with this awesome team! I highly recommend Richard Kromer and his Annie Mac team! Thanks ...
Jeanine Cicardo always goes above and beyond~ Thank you for making this process! Nicole Forked River, NJ Rick Coon Rating: 5.0 out of 5.0 from Encompass
Jeanine Cicardo always goes above and beyond~ Thank you for making this process!
On 02/25/2026 at 2:00 pm
Don't miss our Real Estate Realities: Relationships Over Transactions live webinar! Most agents burn out chasing the next deal. But the ones who thrive? They build relationships that keep business coming to them. If you’ve ever felt like your follow-up game needs more follow-through, this one's for you! See you there