Ready to buy your dream home? Start your purchase journey today with competitive rates and expert guidance.
Lower your monthly payments or access your home equity with our refinancing options.
Access calculators, guides, and tools to help you make informed mortgage decisions.
Learn more about our company, explore career opportunities, and discover our impact on the mortgage industry.
Flexible Financing for Self-Employed Buyers
What is a bank-statement loan?
Often classified as non-QM (non-Qualified Mortgage) loans, bank-statement mortgages allow self-employed borrowers and business owners to document income using 12–24 months of personal or business bank statements instead of tax returns, W-2s, or pay stubs.
Loan amounts up to $3.5 million and 50% DTI, up to 90% LTV
LTV up to 90%% with no MI
Eliminates the need for CPA-prepared statements, K-1s, and multiple years of complex tax returns.
Eligible for primary, second-home, and investment purchases
Find Out More
Interested in aa Bank-Statement loan? Submit your information.