Buy Now, Sell Later lets you lock in your next home with a cash-backed offer before selling the one you’re in. It takes the pressure off your timeline and helps your offer stand out in a fast market. You get to move first, sell later, and breathe a little easier. Quick Benefit Snapshot Helps you buy your next home first and sell your current one on your timeline Reduces the stress of juggling back to back closings Strengthens offers with cash backing that may stand out in competitive markets Creates more predictable transactions for buyers and agents Provides time to prepare, stage, and list the current home for stronger offers Offers a way to move immediately instead of waiting for a sale to finalize What is Buy Now, Sell Later? Buy Now, Sell Later is a stress-saving way to move into your next home before selling your current one. It gives you room to breathe, space to plan, and the chance to make a strong cash-backed offer without waiting to list first. Timing is often the hardest part of moving. This option helps simplify things so you can focus on the home you love, move in when it's ready, and then prepare your old home on your own schedule. It also gives agents a smoother path to guide clients. When the pressure of a two-house shuffle is gone, everyone can make clearer decisions and move with more confidence. How Does Buy Now, Sell Later Work? Buy Now, Sell Later works by removing the toughest part of moving: timing everything perfectly. Instead of rushing to sell your current home or scrambling to find temporary housing, you get a clear, steady path forward. Here’s how the process typically works: Start with a quick preapproval. This sets the foundation so you know what's possible before you shop. Find your next home and make a cash-backed offer. A stronger offer may help you stand out, especially when the market is busy. Once accepted, the home is purchased through the program so you can move in. You get the keys, settle in, and start your next chapter right away. Sell your current home on your own timeline. With the pressure lifted, you can prepare, stage, and list your home when it's ready. Buy the new home back when the timing feels right. After your old home sells, you finalize the purchase and continue forward with confidence. This setup brings order to a process that usually feels chaotic. If timing has been the thing holding you back, this may be the option that helps everything click into place. Why Do Buyers Use Buy Now, Sell Later in Competitive Markets? Buy Now, Sell Later helps because it removes the two biggest things that slow buyers down: timing and contingencies. When homes are getting multiple offers and sellers want simple, predictable terms, this option lets your offer show up stronger and cleaner. Instead of waiting to sell first, you can write a cash-backed offer that may stand out in a fast-moving market. Sellers often prefer offers without a home sale contingency, and this setup helps your offer feel more dependable from the start. It may also make negotiations smoother because both sides know the timeline isn’t tied to another sale. Here are a few common challenges this option may help solve: Home sale contingencies that make your offer feel less competitive Rushed timelines that make it hard to move forward with confidence Double moves or temporary housing when one closing happens before the next Overpaying out of urgency when the right home appears Balancing two transactions at once For buyers, this often means fewer hurdles between "We love this home" and "Our offer was accepted. For agents, it means cleaner offers that may stand out in busy markets. For agents, it means presenting cleaner terms that may give clients a better chance at winning in busy markets. When the stress of timing is gone, everyone gets to move with more clarity and confidence. How Does Moving First Help You Sell Your Current Home? Moving first gives you the time and space to prepare your home for a stronger sale. When you’re no longer living in the property, it becomes easier to stage, show, and market it without disruption. Here are a few advantages that often matter: You can take the time to declutter, update, or repair before listing. Showings become simpler because you don't need to adjust your daily routine. Buyers may see the home at its best, which could support stronger offers. You avoid rushing into the first offer just to keep your next move on track. This approach may help sellers feel more in control and less pressured by deadlines tied to a new purchase. How This Played Out in Real Life For many families, the hardest part of moving is the pressure to act fast in a competitive market. The Jacksons felt that stress as every home they liked drew multiple offers. They were starting to wonder if they would ever land the right home. Buy Now, Sell Later changed their experience. With cash-backed offers, they could take their time, stay selective, and move forward when the right home appeared. Here’s how they described it: “The lack of inventory in this current market made our home hunt extremely taxing. Each home we liked received many offers, leading to a bidding war. Given the opportunity to buy with this program, we were able to make offers as a full cash buyer and be a little more selective with our contract details. In the end, our home hunt was a laborious task, but we found our perfect home. I believe that if it wasn’t for the Cash2Keys program we would have settled and overpaid for a home out of mere desperation.” When Timing Gets Easier, So Does Everything Else Buy Now, Sell Later may be the simplest way to take the pressure off your move. Instead of juggling timing, racing through showings, or worrying about temporary housing, you get a clear path forward. You can focus on winning the home you want first, move in when it’s ready, and then sell your current home on your schedule. When timing becomes flexible, decisions become easier and the entire transition often feels more manageable. If you’re curious how this might work for your situation, a quick conversation could help you map out your options. Buy First. Sell Later. Move into your next home first and take your time selling the one you’re in. Explore Buy Now, Sell Later Buy Now, Sell Later Frequently Asked Questions How can I buy a new house before selling my current one? Buy Now, Sell Later may let you move into your next home first and handle the sale of your current one afterward. This gives you time to prepare your home properly instead of rushing to list it while you're trying to move out. Do I still make a cash-backed offer if I haven't sold my home yet? Yes. Your offer can still be presented as cash-backed, which may help it stand out even before your current home sells. How long do I have to sell my house with Buy Now, Sell Later? You may have up to six months to prepare, list, and sell your home at a comfortable pace. Will this remove my home sale contingency? A cash backed offer may remove certain financing-related contingencies. Do I move into the new home right away? In many cases you can move in once the cash-backed offer is accepted, with rent accruing until you buy it back. Is Buy Now, Sell Later only for move-up buyers? It works well for move-up buyers, but it may help anyone who owns a home and wants to avoid juggling two closings. Do I still need an appraisal when I use this program? Many transactions still require an appraisal, especially when the buyer plans to use a mortgage to purchase the home back. Your loan professional can explain when an appraisal may be needed. Can I use my own real estate agent? Yes. Buyers and sellers can work with any agent they choose. The program works alongside your agent to help keep the offer and transaction moving smoothly. Where is Buy Now, Sell Later available? Availability varies by state and county, so your loan professional can confirm if it's offered in your area. Is there a fee to use Buy Now, Sell Later? A cash offer fee may apply, and it can vary by location and transaction type. Disclosures American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage, OVM with AnnieMac Home Mortgage, Unify Home Lending), 700 East Gate Drive, Suite 400, Mount Laurel, NJ 08054. Lender NMLS ID# 338923 (www.nmlsconsumeraccess.org). American Neighborhood Mortgage Acceptance Company LLC is not affiliated with or endorsed by any state or federal government entities or any entities sponsored by the same. American Neighborhood Mortgage Acceptance Company LLC holds the following licenses or approvals from the entities listed below which allow it to act as a privately owned retail mortgage lender. Cash2Keys® Cash2Keys is the registered service mark of Analytical Sciences Marketing Group, LLC. 'Cash Offer’ and 'Buy Now, Sell Later' and 'Cash Bridge' programs are fulfilled by AnnieMac Private Equity Cash2Keys (Cash2Keys), an affiliate of AnnieMac Home Mortgage (AnnieMac). Cash2Keys is not a financial institution and does not originate or issue loan commitments. You must be pre-approved by Cash2Keys for each program's income and collateral requirements. Once approved, the offer and purchase will be in the name of Cash2Keys. You must then purchase the home from Cash2Keys within 180 days. You are required to pay all transfer taxes associated with the purchase of the home. Visit anmac.me/cash for terms and conditions. For complete licensing information, please visit: www.annie-mac.com/licensing