About Lori
Proudly serving clients across California.
I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Borrower Testimonials
Lori Estipular is exceptional -- not only her expertise (which is unparalleled) but doing the best for her clients because she cares! I always know that, if I refer clients to Lori, they will be in the best hands possible.
was on top of everything through the whole process. She explained everything so that we understood it and continue to help us after the sale. Could not have asked for a better person.
Lori was super knowledgeable and helpful at every step of the process.
As a first-time home buyer, I was filled with a fair amount of anxiety and excitement. But Lori at SPMC made the entire process smooth, transparent, and truly empowering. From the very first consultation, their team was incredibly patient, knowledgeable, and responsive. Lori took the time to explain every step, answer all my questions, and guide me...
Lori was extremely helpful and supportive through the whole home buying process. This was my first time buying a home, and she was happy to walk me through everything, hop on a call at any time of day, and provided expert guidance. She helped make the process easier and helped me feel comfortable in all my decisions along the way. It was a pleasure...
Lori communicated with us regularly and walked us through the whole process.
I cannot say enough good things about Lori! She is extremely organized, knowledgeable, and professional. Lori was very communicative and flexible with arranging phone calls to work around my schedule. Additionally she was so patient answering all of my questions and never made me feel rushed. Lori is a truly kind person who I felt genuinely h...
Lori is such an asset to Sierra Pacific mortgage. She made herself available to answer our questions day, night, 7 days a week and always kept us in the loop. It was like working with a long time friend. Wonderful experience!
Lori was always available to us and went above and beyond with her service.
Lori is great! On top of everything and great with Communicatjon
I felt that Lori had my best interest in mind throughout the process, and worked hard to find a way to make sure I could get the financing I needed. She was friendly and accessible, and a pleasure to work with. I would gladly do so again, and would not hesitate to recommend her to anyone!
Lori made the experience great by being an excellent communicator. She explained the process as we worked through the steps and was readily available when we had questions. She was always on top of our transaction. We would highly recommend her to anyone.
Lori is a true professional. Walked with us through the entire process.
Lori is absolutely amazing. The care, time, effort, and genuine kindness to guide us through the entire process was above and beyond expectations.
Lori was very helpful in guiding us through our first home purchase and making everything as seamless as possible!
Lori is extremely informative and helpful throughout the entire process! 10/10!!
Lori was very caring and respectful and timely in support of our house purchase! Thanks Lori!
Lori, made the process seamless and so happy to have worked with her on both our home purchases
Lori has been so helpful! She explained everything clearly, made sure I knew what all the options were, and was great at keeping in touch throughout the whole process.
Lori was absolutely incredible! I am a Mortgage Loan Officer myself (just licensed in Texas, not California), so having an understanding of the mortgage business and process, I felt I would be hard to impress me, but Lori absolutely knocked it out of the park. Incredible communication, attention to detail, and follow up. I truly felt like I was ...
Lori had exceptional communication skills . She listened to our needs and concerns and diligently worked to find a loan that fit our needs . She gave us real time updates and always responded to all of our questions .
Lori was absolutely amazing throughout this entire process. We had a bit of a unique situation and there were a lot of obstacles to overcome, but she was extremely communicative and patient with us. When any issues arose, she was there to offer a solution. She went above and beyond for us and made what would have been an otherwise very complicated ...
Lori goes above and beyond to take care of her clients!
Lori goes above and beyond, always one step ahead of the program, detailed every step of the way , I couldn’t be happier with the complete process in working with Lori, much appreciated and a very happy finish line.
Anytime I had questions or needed explanations, Lori patiently answered the questions or fully explained them, assuring me that my questions were not dumb (even when they were). This is only the second house I have taken a loan for and Lori ensured I was informed and understood through the whole process.