About Todd
Proudly serving clients across AL, AR, AZ, CA, CO, FL, GA, ID, IL, IN, KS, KY, LA, MA, MD, MI, MN, MO, MT, NC, NM, NV, OH, OK, OR, PA, SD, TN, TX, UT, VA, WA
I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Realtors! Announcing Our: Real Estate Realities Masterminds
On 10/21/2026 at 2:00 pm
In a crowded market, doing great work is not always enough. People also need to understand what makes working with you different. Join me for Real Estate Realities: Jumpstart Your 2027 with Lance Pendleton on October 21 at 2 p.m. ET. Lance will share how to: - Create messaging that cuts through industry noise - Build a business around what clients truly need - Deliver an experience people remember and want to refer See you there!
Borrower Testimonials
Team were knowledgeable, carried me along and helped me through the process seemlessly. They were a great team
Timely communication and attention to details.
Todd was easy to cmmun with
In a word; trust. This is my second load with Todd and he has my trust to arrange the financing for any loan that I need.
Todd is an amazing man of his word and explained everything i had questions about in great detail. I would recommend him to do everyones home loan!
Todd is very knowledgeable and organized. He stayed on top of everything till we closed the loan. He is super friendly and driven. It is a pleasure to work with him.
Todd had great communication skills and gave us the confidence we needed based on showing us numbers, allowing us to see that we could afford our dream home!
Todd and the entire team were great! Communications were always clear and timely! They were very helpful in keeping the process easy and fast.
Todd's exceptional service in securing our loan made the process a breeze. His unwavering commitment shone through at every stage of the process, as he remained consistently accessible and responsive to our inquiries. His prompt and thorough communication instilled confidence throughout our journey. We would recommend Todd to anyone seeking top-not...
Todd has been a blessing in our lives and has worked with us to help us achieve our goals. I recommend him to everyone I know. We've work with Todd for about 20-years now and we're very pleased.
From start to finish Todd and the team were great! Everyone was knowledgable, friendly, and efficient. They made the whole process easy. It was very fast and efficient. I mainly interacted with Todd and Hector. Their communication was excellent and greatly appreciated. They always made themselves available. ...
We were first time home buyers and Todd was great in answering all of our questions and communicating all the information we needed/requested. He made this process much less overwhelming and a breeze overall!
Honest, prompt, and efficient!
Todd & his team were the best of the best! This was our first time buying a home and he was so understanding about this new adventure that we were on. No matter how little the question may have seemed to us, he was always ready to answer and help in any way possible. We were even out of the country when we were in the process of getting our loan ap...
The service and personal attention are second to none
His communication was timely, clear, and concise. He looked out for my interests and made the process as smooth as possible
Working with Jacob!
Todd is amazing, we've purchased and refinanced with him more times than I can remember. His knowledge, empathy, and ability to bring a wide range of products to us has cemented Todd as our lender of choice.
Personable, timely, focused, anticipatory
Todd and his team were wonderful!
Todd Avakian is an exceptional, high EQ mortgage loan executive who truly went above and beyond the call of duty. From the very beginning, his professionalism, dedication, and genuine care for my needs were evident. Todd took the time to thoroughly understand my financial situation and goals, providing personalized advice and solutions that were pe...
Terrific communications and the willingness to solve problems in a timely way when they came up.
Great communication, availability, and a positive attitude!
This our second loan through Todd. He always kept in contact with us made the whole process very easy
Todd made the process smooth and easy. His breadth of industry knowledge and ability to orchestrate all players and parts of the process, we're impressive and appreciated!
- View more testimonials on Experience.com & Zillow.com