Kelsey Vaticano

Branch Manager

NMLS#: 474727

About Kelsey

Proudly serving clients across New York and Florida.

For more than 15 years, I’ve worked in the mortgage and real estate finance industry, building my career around lending, operations, and helping people successfully navigate the mortgage process.
Today, as a Branch Manager with AnnieMac Home Mortgage, I bring that experience directly to my clients and referral partners. My background in mortgage operations has given me a unique perspective on what it takes to move a transaction forward efficiently—and what can cause it to get stuck.
I’m a problem solver at heart. I enjoy taking a complicated situation, figuring out what needs to happen, and finding a solution that gets us to the closing table. I believe efficiency matters, but so does communication. My goal is to keep everyone informed, anticipate challenges before they become problems, and make the mortgage process as smooth and predictable as possible.
Over the years, I’ve been involved in thousands of transactions and have led teams and operations for major lenders. That experience taught me that great mortgage lending isn’t just about rates and loan programs—it’s about having the right strategy, the right systems, and the right people working together.
As a Branch Manager, I’m also passionate about building a team and a lending experience centered around responsiveness, accountability, and doing what we say we’re going to do. I want my clients and referral partners to know they have someone in their corner who will pick up the phone, find answers, and keep things moving.
I’m originally from Buffalo, NY, and outside of work, I’m a wife and mom who values family, community, and spending time traveling. I bring that same genuine, relationship-first approach to the people I work with every day.
My goal is simple: make the mortgage process easier, solve problems, communicate exceptionally well, and help my clients get to the closing table with confidence.

Borrower Testimonials

Total Experience Score5.00
Rating: 5.0 out of 5.0 from Encompass
Kelsey explained everything clearly and quickly, and she made the whole process run smoothly. She was reachable by phone email and text and was always friendly in her communication.
PatrickHamburg, NY